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Overview
Arch Finance provides a crypto investment platform that lets users diversify into cryptocurrencies and Web3 apps with no minimum investment. It runs on a decentralized model independent of banks, enabling fast, global transactions and giving users direct control over their funds; users’ assets are held separately from Arch Finance’s own assets for added security. The platform focuses on being accessible to beginners, offering educational resources about crypto, blockchain, and DeFi, and it supports a straightforward trading experience. Its goal is to help people manage and grow crypto investments with simple tools, security, and learning resources while enabling borderless transactions.
About Arch
Industries
Fintech
Crypto & Web3
Financial Services
Education
Company Size
11-50
Company Stage
Seed
Total Funding
$5.1M
Headquarters
New York City, New York
Founded
2022
Simplify's Take
What believers are saying
- $70 million debt financing in 2024 supports Arch Lending expansion.
- Founder and employee equity loans up to $5 million target liquidity demand.
- Bitcoin-native financial products and structured yield align with rising BTC-denominated yield appetite.
What critics are saying
- Coinbase and Robinhood dominate retail on-ramps, compressing Arch’s customer acquisition.
- Crypto drawdowns trigger margin calls, forced liquidations, and weaker borrower demand.
- Anchorage Digital is a single point of failure for collateral custody and loan origination.
What makes Arch unique
- Arch combines Bitcoin-native execution with borrow, earn, swap, and trading in one platform.
- Arch Lending offers BTC, ETH, SOL, and startup equity as collateral.
- Loans fund in USD or USDC with Anchorage Digital custody and no re-hypothecation.
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Funding
Total Funding
$5.1M
Below
Industry Average
Funded Over
2 Rounds
Industry standards
Benefits
Meal Benefits
Growth & Insights and Company News
6 month growth
↑ 0%1 year growth
↑ 0%2 year growth
↑ 12%Arch Lending, a New York-based crypto lending firm, has secured $75 million in funding, including a $5 million equity seed round and $70 million in loan financing from Galaxy. This funding, co-led by Morgan Creek Digital and Castle Island Ventures, highlights growing confidence in crypto-backed loans, which allow borrowing against cryptocurrencies like Bitcoin without selling them. However, market volatility remains a significant risk, and investors should proceed with caution.
Arch Lending has secured $75 million to expand its crypto-backed loan services, with a $70 million loan facility from Galaxy. This funding round, co-led by Morgan Creek Digital and Castle Island Ventures, highlights growing institutional interest in crypto-backed lending. Arch Lending offers secure loans by using cryptocurrency as collateral, allowing borrowers to access funds without selling their digital assets, while maintaining exposure to potential market gains.
NEW YORK, May 23, 2025 /PRNewswire/ -- Bitcoin educator and investor Mark Moss has partnered with leading Bitcoin lender Arch Lending to launch Velocity by Arch—a new division offering elite wealth-building tools to long-term Bitcoin holders, with institutional-grade protection and zero compromise on security or custody."Bitcoin is the first new financial asset in over 500 years," said Moss."It unlocks the same elite strategies the wealthy have used for generations—now it's time to make those tools accessible to everyone, without the risk."
Alumni Ventures invested in Arch Lending's $75 million equity and debt financing round, led by Morgan Creek Digital and Castle Island Ventures. Arch Lending, founded in 2022, offers crypto-backed loans, allowing borrowers to access liquidity without liquidating assets. The platform provides loans with a loan-to-value ratio of up to 60% and interest rates starting at 13%. Arch plans to expand its offerings to include yield-earning products and other financial services for digital asset holders.
Arch, Inc. announced on November 26, 2024, that it has secured ¥900 million in funding from XTech Ventures Co., Ltd., Seibu Shinkin Capital Corporation, Dai-ichi Life Holdings, Inc., and Boost Capital Co., Ltd.
Arch is Hiring for 33 Jobs on Simplify!
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About Arch
Industries
Fintech
Crypto & Web3
Financial Services
Education
Company Size
11-50
Company Stage
Seed
Total Funding
$5.1M
Headquarters
New York City, New York
Founded
2022
Arch is Hiring for 33 Jobs on Simplify!
Find jobs on Simplify and start your career today