Bottom Line

Bottom Line

Digital banking and payments automation platform

About Bottom Line

Simplify's Rating
Why Bottom Line is rated
B-
Rated C on Competitive Edge
Rated B on Growth Potential
Rated B on Differentiation

Industries

Enterprise Software

Fintech

Financial Services

Company Size

5,001-10,000

Company Stage

IPO

Headquarters

Portsmouth, New Hampshire

Founded

1989

Overview

Bottomline Technologies operates in the financial technology sector, providing a digital banking and payments platform that helps businesses and financial institutions automate and streamline their payment processes. Their solutions include automating accounts payable cycles, managing financial messaging flows, and creating intelligent engagement platforms for banks. Additionally, Bottomline offers risk management tools to identify and mitigate internal and external threats, ensuring compliance and reducing complexity. They also provide Swift services for secure global financial transactions. The company uses a software-as-a-service (SaaS) model, generating revenue through subscription fees and service charges. Bottomline's goal is to transform business payments and processes, making them simple, smart, and secure, with a strong focus on customer success.

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Simplify's Take

What believers are saying

  • Partnership with onPhase enhances AI integration in accounts payable solutions.
  • Winning 'Best Overall FinTech Software' award boosts Bottomline's fintech innovation reputation.
  • Recognition as 'Cross-Border Payment Company of the Year' highlights international transaction strength.

What critics are saying

  • Emerging fintech startups may erode Bottomline's market share.
  • Rapid AI advancements may outpace Bottomline's current capabilities.
  • Sale of legal spend management division may reduce revenue diversification.

What makes Bottom Line unique

  • Bottomline offers a comprehensive digital banking and payments platform for diverse clients.
  • The company provides risk management solutions to protect against internal and external threats.
  • Bottomline's SaaS model generates revenue through subscription fees and service charges.

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Funding

Total Funding

$2611.3M

Above

Industry Average

Funded Over

4 Rounds

Buyout funding comparison data is currently unavailable. We're working to provide this information soon!
Buyout Funding Comparison
Coming Soon

Benefits

Remote Work Options

Company News

Bottomline Technologies
May 7th, 2025
Bottomline Named a Winner in The 2025 Security Awards

Bottomline named a winner in The 2025 Security Awards.

PR Newswire
Apr 29th, 2025
Onphase And Bottomline Partner To Simplify B2B Payments

Access to Bottomline's Paymode Network to be Embedded in onPhase's AI-Powered AP Solution, Transforming Back-Office FinanceCLEARWATER, Fla., April 29, 2025 /PRNewswire/ -- onPhase, a modern financial management platform built to streamline how businesses capture, automate, and pay, has partnered with Bottomline, to embed access to Bottomline's Paymode business payments network directly into the onPhase platform. This collaboration enables finance teams to eliminate paper checks, mitigate fraud risks, and streamline vendor payments, all from a single, AI-driven workflow.By embedding Paymode's industry-leading digital payment capabilities, onPhase empowers AP teams to manage the entire invoice-to-payment lifecycle from start to finish with greater efficiency, real-time visibility, and advanced security."Embedding Paymode's payment capabilities empowers both onPhase customers and their suppliers with a streamlined digital payment experience, fortified by proven fraud and security measures, and delivering unprecedented speed and efficiency," said Mahesh Kedia, Head of Payments Growth at OnPhase.com.This partnership will enable onPhase users to manage purchase orders, invoices, and payments within a single workflow. This integration will reduce manual tasks, enhance control, and bring new levels of transparency to financial operations.With access to over 550,000 vendors through Paymode, onPhase users will benefit from faster transactions and reduced processing delays while increasing rebate opportunities and improving supplier relationships."This partnership is about more than automation – it's about acceleration," said Gunita Bindra, VP of Partnership Strategy & Sales at Bottomline. "By connecting to the largest business payments network, businesses can streamline AP and tap into the power of the network effect. Every new payer and vendor strengthens the network, creating more value for everyone involved."Together, onPhase and Bottomline are redefining what's possible in AP automation by helping businesses move faster with the visibility, intelligence, and fraud protection they need to manage payments confidently from start to finish.About onPhaseonPhase is a modern financial management platform that helps businesses take control of their back office. From capturing invoices and documents to automating workflows and managing supplier payments, onPhase connects every step of the financial process into one seamless platform—so teams can move faster, reduce costs, and gain real-time visibility across AP and beyond.About BottomlineBottomline helps businesses transform the way they pay and get paid

New Bern Sun Journal
Apr 29th, 2025
onPhase and Bottomline Partner to Simplify B2B Payments

CLEARWATER, Fla., April 29, 2025 /PRNewswire/ - onPhase, a modern financial management platform built to streamline how businesses capture, automate, and pay, has partnered with Bottomline, to embed access to Bottomline's Paymode business payments network directly into the onPhase platform.

Bottomline Technologies
Apr 2nd, 2025
Bottomline Wins Multiple Gold Stevie(R) Awards for Sales and Customer Service

Bottomline wins multiple Gold Stevie(R) Awards for Sales and Customer Service.

FinTech Magazine
Mar 25th, 2025
PairSoft Expands B2B Payments Access Through Bottomline Partnership

By embedding Bottomline's Paymode payment capabilities into PairSoft's AP automation suite, users can access a pre-enrolled vendor network, gain real-time payment visibility, and utilize fraud prevention controls within one platform.

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