PactFi

PactFi

Private credit deal-making and data platform

Overview

PactFi is a fintech platform for private credit markets that helps investors and businesses speed up deal-making and use data more effectively. It works by securely extracting data from source documents, integrating clients’ downstream systems, and monitoring deal progress, with tools to manage documents, communications, and KYC for participants. PactFi combines end-to-end deal closing on one platform with strong security and regulatory compliance, including SOC 2 certifications and bank-grade encryption. The goal is to streamline private credit deal closing by enabling secure data flow, efficient processes, and a growing network of users and participants.

About PactFi

Simplify's Rating
Why PactFi is rated
B
Rated B on Competitive Edge
Rated A on Growth Potential
Rated C on Differentiation

Industries

Data & Analytics

Enterprise Software

Fintech

Financial Services

Company Size

11-50

Company Stage

Series A

Total Funding

$25M

Headquarters

New York City, New York

Founded

2021

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Simplify's Take

What believers are saying

  • $300 billion deal volume since 2023 signals strong product-market pull.
  • KYC centralization creates sticky workflow expansion opportunities.
  • ISO 27001 strengthens enterprise trust and sales credibility.

What critics are saying

  • Incumbents like iCapital and Allvue can bundle adjacent workflows.
  • Critical-path failures in closings can trigger immediate churn.
  • Heavy KYC dependence exposes PactFi to compliance and onboarding delays.

What makes PactFi unique

  • Secure, end-to-end operational platform for private credit workflows.
  • Shared operating environment replaces email and spreadsheet coordination.
  • System-of-record infrastructure across deal execution, servicing, and controls.

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Funding

Total Funding

$25M

Above

Industry Average

Funded Over

1 Rounds

Series A funding typically happens when a startup has a product and some customers, and now needs funding to scale. This money is usually used to grow the team, expand marketing, and improve the product. Venture capital firms are frequently the main investors here.
Series A Funding Comparison
Above Average

Industry standards

$15M
$8.2M
Discord
$15M
Canva
$25M
PactFi
$30M
Kalshi

Benefits

Health Insurance

Company Equity

Growth & Insights and Company News

Headcount

6 month growth

8%

1 year growth

-2%

2 year growth

5%
PactFi
Aug 1st, 2023
PactFi Announces ISO 27001 Certification

PactFi announces ISO 27001 Certification.

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