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Perch Mortgage Brokerage
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Provides mortgage calculations and property insights
Perch Mortgage Brokerage
Work Here?
Provides mortgage calculations and property insights
Overview
Perch Mortgage Brokerage helps Canadians make informed real estate decisions by offering free online tools and calculators that explore mortgage options, rates, and property valuations. It combines real estate expertise with technology to show how co-applicants or guarantors affect affordability and to compare mortgage products from partner lenders. The platform differentiates itself through transparent, user-empowered insights rather than sales pressure, serving both first-time buyers and seasoned investors. Its goal is to simplify real estate transactions and mortgage management, helping clients build wealth through thoughtful financial choices.
About Perch Mortgage Brokerage
Industries
Consumer Software
Financial Services
Real Estate
Company Size
11-50
Company Stage
Series A
Total Funding
$3.7M
Headquarters
Toronto, Canada
Founded
2018
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Simplify's Take
What believers are saying
- On February 24, 2026, Perch Capital secured a $25 million bank debt facility.
- Perch expanded broker hiring across Ontario, B.C., and Alberta after that financing.
- Perch launched a realtor portal and new insurance partnership with Onlia in 2025.
What critics are saying
- Perch still depends on lender partners; 30 lenders cannot defend pricing wars.
- Perch Capital's retail mortgage fund concentrates credit risk in Ontario, B.C., and Alberta.
- A housing downturn or default spike could crush fund performance and broker trust.
What makes Perch Mortgage Brokerage unique
- Perch pairs Canadian mortgage brokerage with Perch Capital, launched April 2023.
- Its Pathfinder tool uses market simulation and predictive modeling for mortgage selection.
- Perch claims 30-plus lender partners and nationwide brokerage coverage since 2022.
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Funding
Total Funding
$3.7M
Below
Industry Average
Funded Over
2 Rounds
Industry standards
Benefits
Remote Work Options
Training Programs
Growth & Insights and Company News
6 month growth
↓ -2%1 year growth
↑ 3%2 year growth
↓ -8%Perch, a Canadian startup offering a platform for comparing mortgages, is partnering with Onlia to offer home buyers home insurance. Perch customers who purchase Onlia’s home and auto insurance through the platform will save an additional 5%
Perch has secured a $4 million round from backers that include the venture arm of America's largest trade association for the real estate industry.
Toronto-based startup Perch has raised $1 million in funding to fuel the development of its real estate financing platform; joins REACH Canada accelerator program.
Perch Mortgage Brokerage is Hiring for 14 Jobs on Simplify!
Find jobs on Simplify and start your career today
About Perch Mortgage Brokerage
Industries
Consumer Software
Financial Services
Real Estate
Company Size
11-50
Company Stage
Series A
Total Funding
$3.7M
Headquarters
Toronto, Canada
Founded
2018
Perch Mortgage Brokerage is Hiring for 14 Jobs on Simplify!
Find jobs on Simplify and start your career today