COVID-19 has shifted consumers away from card-based payments experiences, while P2P has accelerated a change enabling merchants to own the payments experience itself, Debbie Guerra, executive vice president of merchant and payments intelligence solutions at ACI, told PYMNTS in a recent interview.

Forter recently announced what could be a significant partnership with FreedomPay. FreedomPay was founded as a payments vendors and has since become an innovation partner to some of the world-leading commerce brands including Citi Retail Services and MGM Resorts International. It supports thousands of sites across corporate dining, airports, universities, hospitals and stadiums. Its Next Level Commerce platform enables customers to build personalised journeys for their customers. Through the partnership and integration with Forter, it will create a collaborative network connecting online merchants and banks to block fraud and enable legitimate customers instantaneously.

Mastercard and ACI Worldwide are teaming up to "provide a wide range of real-time payment solutions globally" as the account-to-account payments market grows.