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APCO Holdings

Delivers F&I, automotive protection, dealer services

Overview

APCO Holdings provides F&I solutions, automotive protection products, and dealer services to automotive, RV, marine, and powersports dealers and lenders across the United States. Its offerings come from brands such as EasyCare, GWC Warranty, Crystal Fusion, and Rider’s Advantage, including warranties, protection plans, maintenance products, and related services sold at the point of sale or during ownership and financed into vehicle contracts with claims handled by APCO and its brands. The company differentiates itself with a nationwide multi-brand platform and long-standing dealer- and lender-focused partnerships, supported by 40+ years of experience and growth through acquisitions. Its goal is to help partners increase performance, drive revenue, and achieve long-term growth by expanding product lines, providing training, and offering technology that improves the customer experience throughout the vehicle lifecycle.

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About APCO Holdings

Simplify's Rating
Why APCO Holdings is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Automotive & TransportationFinancial Services

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

Norcross, GA

Founded

1984

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Simplify's take

What believers are saying

  • APCO added Fidelity Dealer Services on July 14, 2026, expanding EasyCare’s geographic reach.
  • DealerPRO Training integration on September 16, 2025 deepens fixed-ops training monetization.
  • EasyCare and GWC Warranty earned Auto Remarketing AR500 status in August 2026, boosting distribution leverage.

What critics are saying

  • APCO depends on acquisition integration after Fidelity Dealer Services, Dealer Performance Group, and DealerPRO Training.
  • Dealer consolidation and margin compression can squeeze F&I product penetration by 2027.
  • APCO’s identity still centers on Tony Wanderon; leadership disruption would hit sourcing and execution hard.

What makes APCO Holdings unique

  • APCO’s 2026 acquisitions stitched together F&I, fixed ops training, and dealer-development capabilities.
  • EasyCare and GWC Warranty give APCO scale across franchise, independent, RV, marine, and powersports dealers.
  • Tony Wanderon’s 2026 Hall of Fame recognition reinforces APCO’s deep industry relationships and credibility.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • 401(k) Company Match
  • Paid Vacation
  • Paid Holidays
  • Remote Work Options
  • Training Programs
  • Flexible Work Hours

Company News

AutoSuccess
Sep 17th, 2025
APCO Holdings Acquires DealerPRO Training

APCO Holdings acquires DealerPRO Training, expanding fixed ops training solutions to boost dealership performance across the U.S. and Canada.

EIN News
Sep 17th, 2024
Relentless Dealer Services Merges with EasyCare, With Focus on Forward-Thinking RV and Marine F&I Solutions

Relentless Dealer Services merges with EasyCare, with focus on forward-thinking RV and Marine F&I solutions.

CBT News
Aug 8th, 2024
APCO Holdings' Strategic Acquisitions and Insights

Tony Wanderon, CEO of APCO Holdings, discussed the company's acquisitions of Rider’s Advantage and Capital Administrative Professionals, and the evolving F&I landscape post-COVID. Key points include a shift to affordable, bundled ancillary programs, challenges from rising vehicle costs and longer loan terms, and the importance of digital marketing and customer education. APCO's strategy focuses on acquiring companies with strong teams, having made 34 acquisitions in six years to diversify its portfolio.

Coverager
Jul 2nd, 2024
APCO Holdings Acquires Rider’s Advantage

APCO Holdings, a provider and administrator of automotive Finance & Insurance (F&I) products, has acquired Rider's Advantage, a powersports finance and insurance provider founded in 1999. Rider’s Advantage offers a range of products and training services in the powersports industry and has sold products through over 1,000 powersports, marine, and RV dealerships.

RVBusiness
May 3rd, 2024
APCO Acquires Crystal Fusion Technologies

APCO Holdings, LLC, known for its automotive F&I products under EasyCare and GWC Warranty brands, has acquired Crystal Fusion Technologies Inc., a leader in automotive glass protection. The acquisition, announced by APCO CEO Tony Wanderon, aims to enhance APCO's product offerings and market leadership. Crystal Fusion, established in 2007, is distributed through over a thousand dealers and e-commerce under the GlassParency brand. Key personnel, including President Gary LoCicero, will remain post-acquisition.

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