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Overview
Above Lending provides personal lending and debt management services to help individuals simplify their finances. Its lending products are designed to be simple and transparent, with competitive rates and personalized support from loan specialists to help borrowers get credit that is easier to manage. The company’s process centers on clear terms and guidance to improve financial well-being, rather than just offering loans. It distinguishes itself by focusing on debt management and borrower education alongside lending, aiming to make credit more affordable and accessible for people looking to take control of their finances. The primary goal is to help borrowers achieve financial stability and reach their personal financial goals.
About Above Lending
Industries
Fintech
Financial Services
Company Size
51-200
Company Stage
Debt Financing
Total Funding
$200M
Headquarters
Northbrook, Illinois
Founded
2019
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Simplify's Take
What believers are saying
- Above Lending's website updated August 3, 2026, showing active consumer acquisition.
- Comvest's 2023 second facility upsize to $220 million funded continued lending growth.
- Borrowers can prequalify without hard credit impact, easing conversion against competitors.
What critics are saying
- BBB logged 26 complaints in three years; 10 closed during 2026.
- Finder listed APRs up to 35.99% and origination fees up to 6%.
- Regulators can attack debt-settlement-linked lending; partner dependence becomes existential if referrals stop.
What makes Above Lending unique
- Debt-consolidation loans bridge Beyond Finance and Five Lakes Law Group debt-resolution customers.
- Above Lending still centers on personalized loan-specialist distribution, not pure self-serve underwriting.
- The 2023 Atlas SP facility and Comvest backing signal institutional credit access.
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Funding
Total Funding
$200M
Above
Industry Average
Funded Over
1 Rounds
Benefits
Health Insurance
Dental Insurance
Vision Insurance
Paid Vacation
Paid Sick Leave
Unlimited Paid Time Off
401(k) Company Match
401(k) Retirement Plan
Professional Development Budget
Growth & Insights and Company News
6 month growth
↑ 1%1 year growth
↑ 0%2 year growth
↑ 2%Loading. Loading. Loading...NEW YORK, Oct. 30, 2023 (GLOBE NEWSWIRE) -- Above Lending, a leading national provider of consumer installment loans, today announced the closing of a $200-million warehouse facility (the "Financing") led by ATLAS SP Partners ("ATLAS SP"), which is acting as Administrative Agent.Above Lending focuses on originating consumer loans for individuals looking to repay existing credit card and other household debt and rebuild their credit profile. The Financing will be used to fund growth in Above Lending's loan book."Above's loan product is an effective solution for consumers looking to pay off existing credit card and other household debt and rebuild their credit profile," said Above Lending CFO Hadi Husain. "The capital we have raised from ATLAS SP will be instrumental in helping us reach more consumers and work to put them on a path to a better financial future.""We are proud to provide additional capital to Above Lending to support the continued growth of their consumer lending platform," said ATLAS SP Director Andrew Koepke
Above Lending is Hiring for 4 Jobs on Simplify!
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About Above Lending
Industries
Fintech
Financial Services
Company Size
51-200
Company Stage
Debt Financing
Total Funding
$200M
Headquarters
Northbrook, Illinois
Founded
2019
Above Lending is Hiring for 4 Jobs on Simplify!
Find jobs on Simplify and start your career today