Another tough quarter for Fiserv may lead to product changes. Fiserv signals product shifts and service reviews following a 21% earnings drop, potentially impacting merchant payment and financing tools. Curated by Financing Your Way from original reporting by American Banker - Top News. Summary is AI-assisted and editorially reviewed - see its editorial standards. Fiserv is reconsidering its product lineup following a difficult quarter marked by a 21% drop in earnings per share. For retailers and operators, this is a signal that one of the world's largest payment and fintech processors is under pressure to pivot. The company's core banking sector saw a notable decline in revenue, which often leads to shifts in how they support merchant services and consumer credit programs. When a major player like Fiserv reevaluates its offerings, it usually means two things for the merchant: potential service disruptions as legacy products are sunset, or new opportunities as they launch more aggressive digital-first financing tools to regain market share. If you use Fiserv-backed systems or Clover, pay close attention to updates regarding payment terms and integrated financing options. The company is specifically looking to streamline its operations, which might mean a push toward more standardized, automated lending and payment solutions. While the internal earnings look bleak for Fiserv, the resulting 'product changes' they are hinting at will likely focus on high-growth areas like integrated Buy Now, Pay Later (BNPL) and streamlined checkout experiences to keep merchants from jumping to competitors like Block or Adyen. Now is a good time to audit your current processing fees and ensure you aren't tied to a legacy product that might lose support in the coming year. Who else is covering this

Adyen to provide payment technology services for LillyDirect. * Payments * 05.08.2026 09:11 am Adyen, the global financial technology platform of choice for leading businesses, today announced it will help facilitate payment services for prescribed patients accessing Lilly's FDA-approved medicines and free home delivery through LillyDirect. "The U.S. healthcare industry is undergoing a shift toward direct-to-consumer models, and simpler payment options can play a critical role in how patients experience new digital platforms," said Matthew Fanelli, Head of Health and Wellness at Adyen. "We are thrilled to continue to enable more options for consumers." LillyDirect will leverage Adyen's platform to continue offering patients flexible payment options, including credit and debit cards, digital wallets such as Apple Pay and Google Pay, and HSA/FSA cards. Adyen's fraud prevention, reconciliation, and analytics capabilities will reduce friction throughout the checkout process while supporting a secure end-to-end experience. The platform's scalability provides LillyDirect with a foundation to continuously enhance payment options as patient needs evolve. Transactions will utilize Adyen's Intelligent Payment Routing, an AI-powered feature that automatically selects the most efficient U.S. debit network for each transaction, optimizing performance without additional integration.

Tod's partners with Adyen to unify global payments and simplify financial management in luxury retail. * Payments * 30.07.2026 11:32 am Adyen, the global financial technology platform of choice for leading businesses, today announced a partnership with Tod's to accelerate the evolution of omnichannel payments and reduce the operational complexity caused by fragmented infrastructures. At the heart of the collaboration was Tod's need to harmonize payment management across its physical and digital channels globally. Previously navigating an ecosystem made up of different acquiring partners, Tod's sought a unified solution to reduce costs, accelerate expansion timelines and simplify processes for its finance teams. The partnership took on a global, multi-brand and omnichannel dimension from the outset, ensuring speed of execution and a faster time to market across different geographies. In just three months, the rollout was successfully completed across more 115 physical stores of the brand distributed across 14 countries, extending the collaboration also to the e-commerce sector in 35 markets, and including the activation of Pay by Link solution. Adyen was selected to address the specific requirements of Tod's distinct regional markets. Adyen's single platform enables rapid adaptation to shifting consumer habits by offering local payment preferences, without the need for bespoke integrations, all while optimizing costs. Leveraging Adyen's Unified Commerce solution and relying on a global partner with consistent service levels, Tod's is already benefiting from significant optimizations on two distinct fronts. First, operational efficiency and agility have been greatly enhanced, as one-off costs and the time required to enter new markets or enable new payment methods are drastically reduced or eliminated. Second, more uniform information flows now support the finance and treasury teams at both the headquarters and regional levels, speeding up acquisition and reconciliation processes while simultaneously improving data quality. Additionally, the brand has already recorded a significant improvement in authorization rates, with figures reaching close to 90% online and almost 95% in-store. "In our industry, product quality must always go hand in hand with the quality of relationship management and service. This also means paying close attention to the evolution of payments in order to fully meet customer expectations, while also making our internal processes more efficient," said Andrea Mercuri, Head of Group Treasury, Tod's Group. "By partnering with Adyen, we aim to simplify operations across markets and channels, with a solid and scalable foundation on which to keep building, at a time when new technologies such as AI are also opening up further opportunities for optimization." "For luxury brands, competitiveness increasingly also depends on the payments infrastructure, which is essential to deliver a consistent experience across channels and markets while simplifying internal activities that are often time- and resource-intensive," said Gabriele Bellezze, Country Manager, Adyen Italy. "In a landscape where implementation speed and adaptability are decisive, we work to enable companies like Tod's to adapt quickly, stay close to local payment preferences and be ready to seize the innovations transforming the industry." In the coming months, Tod's and Adyen will continue on this journey, translating technical success into new omnichannel opportunities across both boutiques and digital channels.