Overview

AmeriSave Mortgage is a large privately owned online lender that originates home loans through consumer direct channels, traditional retail offices, and Third Party Origination (TPO) partners. It offers a full range of mortgage and refinance products, including conventional fixed and adjustable-rate loans, FHA, FHA Streamline, HARP, USDA, VA, and Jumbo loans. The process is designed to be fast and simple: customers can shop for rates, apply, and lock their rate online in minutes. AmeriSave emphasizes helping borrowers save money by simplifying the mortgage experience and speeding up decisions, rather than relying on slow, paper-heavy workflows. Compared with typical lenders, AmeriSave stands out by combining a large online presence with multiple origination channels (direct, retail, TPO) and a broad product menu to accommodate a wide variety of borrower needs. The company’s goal is to make the mortgage process easy and fast while reducing costs for borrowers.