AThe American Bankers Association is a national trade association representing the banking industry and providing training, research, and advocacy to support banks and the banking system. It offers services rather than products, including research, training programs, policy guidance, industry standards, and advocacy materials to help banks meet regulations and improve practices. It differs from competitors by representing a wide range of banks (national, state, and savings) and by its long history in setting standards and lobbying for the entire industry. Its goal is to strengthen the banking sector by developing standards, supplying training and research, and advocating to shape laws and regulations affecting banks and their customers.
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Ag lender survey highlights growing divergence in agricultural financial conditions. Reading Time: 3 mins read Lenders reported continued pressure on farm profitability in 2026, with 75% of respondents saying profitability had tightened in their local agricultural economies, according to the annual survey by the American Bankers Association and Farmer Mac. Projected record government payments have helped offset compressed margins, according to survey responses. Still, lenders estimated that 40% of borrowers would not be profitable this year - an estimate that varied widely by region and sector concentration. Diverging profitability between the livestock and crop sectors in 2026 resulted in markedly different lender perspectives in this year's survey. "Agricultural lenders are navigating a delicate balance: credit demand is rising just as market volatility, funding costs, and competitive pressures are intensifying," said Jackson Takach, chief economist and head of Farmer & Ranch at Farmer Mac. "The institutions best positioned for the year ahead will be those that combine disciplined risk management with technology, secondary-market tools, and the strong borrower relationships that have long defined agricultural lending." The survey, released today at ABA's Agricultural Bankers Conference in Minneapolis, found that agricultural loan performance remained generally strong in 2026 despite continued financial pressure across much of the farm economy. However, lenders reported that tighter margins and elevated input costs have led to higher credit demand, even among producers benefiting from stronger commodity markets. "Agricultural borrowers are seeing better farm profitability than they expected a year ago, with support from government payments, but that doesn't mean financial stress has disappeared," said Ryan Lee, ABA's research and economic policy manager. "Working capital remains under pressure, loan demand is rising and lenders continue to watch credit quality closely. The survey reflects both the resilience of farm borrowers and the challenges many producers still face heading into 2027." Key findings from the 2026 survey include: * Government payments boosted the profitability environment, but pressure remains. Lenders estimate that 60% of agricultural borrowers will be profitable in 2026, exceeding expectations from a year ago. Projected record government payments have helped support that outlook, even as margins remain compressed. * Liquidity remains the most persistent concern for producers. For the fourth consecutive year, lenders ranked liquidity as the top concern facing their producers, underscoring the continued importance of working capital. Inflationary pressure rose more sharply than any other concern as higher energy prices increased input costs. * Credit quality again ranked as lenders' leading concern. Agricultural loan deterioration ranked first among concerns facing lending institutions, followed by lender competition and interest rate volatility. * Crop and livestock producers continue to face sharply different conditions. Lenders reported a pronounced divide in profitability between the two sectors. Conditions also vary by region, including improved profitability for some permanent crops in the West. * Delinquencies continued to rise but remain historically healthy. Respondents reported rising agricultural loan delinquencies and charge-offs and expect credit quality to weaken further over the next 12 months. Even so, credit standards remain relatively stable, with fewer lenders planning to tighten underwriting standards or loan terms. * Higher operating costs are increasing demand for credit. Demand rose in 2026 for both agricultural production loans and loans secured by farmland. Lenders expect demand in both categories to increase further over the next 12 months. * Farmland values remain resilient. Lenders reported modest increases in farmland values during 2026 despite economic headwinds. Most expect little to no change in farmland values or cash rents over the coming year. * Approval rates remain strong. Lenders reported an average approval rate of 82% for new agricultural loan applications in 2026. They expect an 88% approval rate for renewal requests over the next year.
Owen outlines priorities as ABA chair. Published on: Oct 27, 2026, 12:16 pm Cathy Owen, the new chair of the American Bankers Association, formally introduced herself at the ABA's annual convention in Salt Lake City, Utah, Tuesday. Owen is the executive chair of Eagle Bank & Trust Company and the chair, president, and CEO of State Holding Company in Little Rock, Ark. You have exhausted your free premium stories for the day. To access more premium content and enjoy uninterrupted reading experience, please consider subscribing to one of its plans. View all plans
Old National Chairman and CEO Jim Ryan named Chair-Elect of the American Bankers Association. October 27, 2026 EVANSVILLE, Ind., Oct. 27, 2026 (GLOBE NEWSWIRE) - (NASDAQ: ONB) - Old National Bancorp ("Old National") is proud to announce that Chairman and CEO James "Jim" C. Ryan III has been named Chair-Elect of the American Bankers Association (ABA). The announcement was made earlier today at the ABA's annual meeting in Salt Lake City, Utah. About Jim Ryan Jim Ryan has served as Chairman and CEO of Old National Bancorp since 2019 after joining the company in 2005. Over his tenure, he has held several executive leadership roles, including Senior Executive Vice President and Chief Financial Officer, Director of Corporate Development and Mortgage Banking, Integration Executive, and Treasurer. Prior to Old National, he held senior finance positions at Wells Fargo Home Mortgage and Old Kent Financial Corp. Deeply committed to industry and community leadership, in addition to his new role with the ABA, Ryan is the past chair of the ABA's American Bankers Council and serves as the chair of the board of directors of the Mid-Size Bank Coalition of America. Locally, he is Chair of Deaconess Health Systems, Vice Chair of the Evansville Regional Business Committee, and a member of the Southwest Indiana Regional Development Authority. Additionally, his board memberships also extend to the Central Indiana Corporate Partnership, Evansville Regional Economic Partnership, the Orr Fellowship, and Golf Gives Back. The ABA's officers for 2026-27 include: CHAIR: Catherine Owen, executive chair, Eagle Bank & Trust Company, and chair and CEO, State Holding Company, Little Rock, Ark.; CHAIR-ELECT: James C. Ryan III, chairman and CEO, Old National Bancorp, Evansville, Ind.; VICE CHAIR: Thomas J. Fraser, president and CEO, First Mutual Holding Co., Lakewood, Ohio; TREASURER: David Osborn, president and CEO, WestStar Bank, El Paso, Texas "It's an incredible honor to serve as Chair-Elect of the American Bankers Association," Ryan said. "Throughout my career, I've seen firsthand the difference a strong, relationship-focused bank can make for families, businesses and communities. I'm grateful for the opportunity to represent our industry, learn from my fellow bankers and help ensure that banks of all sizes can continue to serve and strengthen the communities we call home." ABA President and CEO Rob Nichols also serves as an officer of the association. "The banking industry benefits from leaders who bring a wide range of perspectives, experience and ideas to the table, and this year's nominees exemplify that strength," Nichols said. "Their collective expertise will help guide ABA as we advocate for policies that support economic opportunity, meet the evolving needs of customers and communities, and position our industry for long-term success." ABOUT OLD NATIONAL Old National Bancorp (NASDAQ: ONB) is the holding company of Old National Bank. As the sixth largest commercial bank headquartered in the Midwest, Old National proudly serves clients primarily in the Midwest and Southeast. With approximately $74 billion of assets and $41 billion of assets under management, Old National ranks among the top 25 banking companies headquartered in the United States. Tracing its roots to 1834, Old National focuses on building long-term, highly valued partnerships with clients while also strengthening and supporting the communities Old National Bank serve. In addition to providing extensive services in consumer and commercial banking, Old National offers comprehensive wealth management and capital markets services. For more information and financial data, please visit Investor Relations at oldnational.com. In 2026, Points of Light named Old National to "The Civic 50" for the third consecutive year - an honor recognizing the 50 most community-minded companies in the United States - and also named Old National the Financials Sector Leader among nominated banks and financial services organizations. Media Relations: Rick Vach (904) 535-9489 [email protected]
Next mon/tues: ABA convention livestream to highlight policy priorities, future of tokenized money, economic outlook and cross-industry efforts to combat scams. WASHINGTON - ABA President and CEO Rob Nichols; ABA Chair Kenneth Kelly, president and CEO of First Independence Bank; Incoming ABA Chair Cathy Owen, chair, president and CEO of State Holding Company, the holding company for Eagle Bank & Trust Company in Little Rock, Ark.; Brooke Ybarra, ABA senior vice president for innovation and strategy; David Watson, president and CEO, The Clearing House; Paul Benda, ABA executive vice president for risk, fraud and cybersecurity; Jonathan Martin, politics bureau chief and senior political columnist at POLITICO; Keerat Sharma, Google vice president of ads product safety; and U.S Olympic athletes Elana Meyers Taylor, Mike Eruzione, Jesse Diggins and Olivia Giaccio are among the speakers participating in the American Bankers Association's 2026 Annual Convention Oct. 26-27 in Salt Lake City before an audience of bank leaders from across the country. ABA will livestream portions of the convention general sessions on its X handle @ABABankers. Monday General Sessions Accessible by Livestream On Monday morning, Oct. 26, the convention will open with remarks from ABA President and CEO Rob Nichols, who will outline the association's priorities for the year ahead and look ahead to the midterm election, followed by Harris Simmons, chairman and CEO, Zions Bancorporation and video remarks from Utah Gov. Spencer Cox. The morning will continue with a welcome to Salt Lake City from Nate Callister, president and CEO, Zions Bank, and a deep dive discussion on the potential for tokenized money within the banking system, including a discussion of the critical role ABA will play in supporting banks as they consider how to incorporate digital assets into their business models, an update on the BankChain Alliance's approach to tokenized deposits, and David Watson, president and CEO, The Clearing House will discuss TCH's approach to tokenized deposits and lessons learned from the rollout of real-time payments. The afternoon general session will feature remarks from outgoing ABA Chair Kenneth Kelly and recognition of the recipients of ABA's 2026 Emerging Leaders Awards before closing with ABA Chief Member Engagement Officer Russell Davis sharing the latest data on bank hiring trends and a new ABA program designed to increase the bank talent pool. Tuesday General Sessions Accessible by Livestream On Tuesday morning, Oct. 27, ABA will hold its annual business meeting to elect the 2026-2027 officers and board before remarks from incoming ABA Chair Cathy Owen, chair, president and CEO of State Holding Company in Little Rock, Ark. Owen will then proceed to recognize the 2026 winners of the ABA Foundation's Community Commitment Awards, honoring banks for extraordinary community work in seven categories. At the conclusion of the awards presentation, the winner of the ABA Foundation's George Bailey Distinguished Service Award, Aaron Slate of Truist Bank, will address the convention. Following that the focus shifts to the economy. U.S. Bank Chief Economist Beth Ann Bovino, chair of ABA's Economic Advisory Committee, will discuss the economic outlook for 2027 and beyond, including inflation, interest rates, labor markets and the economic implications of the AI investment boom. The general session will close with Paul Benda, ABA executive vice president for risk, fraud and cybersecurity, sitting down with Keerat Sharma, Google vice president of ads product safety, for a conversation on combating online scams, fraudulent advertising and bank impersonation. Full Streaming Schedule The full livestream schedule for both days is below (all times listed are EST). All convention general sessions listed below will be livestreamed on X at @ABABankers. Times listed below are approximate and subject to change, and not all general session speakers and discussions listed above will be accessible via livestream. Monday, Oct. 26 * 10-10:15 a.m.: Opening remarks: Rob Nichols, president and CEO, ABA * 10:15-10:20 a.m.: Welcome to the Beehive State and introduction of Utah Gov. Spencer Cox's prerecorded remarks: Harris Simmons, chairman and CEO, Zions Bancorporation, and former ABA chair * 10:20-10:25 a.m.: Welcome to Salt Lake City: Nate Callister, president and CEO, Zions Bank * 10:25-10:30 a.m.: ABA's approach to tokenized money: Brooke Ybarra, senior vice president, innovation and strategy, ABA * 10:30-10:45 a.m.: BankChain Alliance: A banker-led approach to tokenized deposits: Brooke Ybarra, senior vice president, innovation and strategy, ABA; Jackson Hataway, president and CEO, Missouri Bankers Association; Howard Headlee, president and CEO, Utah Bankers Association * 10:45-11:05 a.m.: From RTP to tokenized money: What's next for bank payments? David Watson, president and CEO, The Clearing House; Jess Sharp, deputy, policy division, and executive vice president, advocacy and innovation, ABA * 5:30-5:45 p.m.: Chairman's address: Kenneth Kelly, ABA chair and president and CEO, First Independence Bank * 5:45-5:55 p.m.: Emerging Leader Awards * 5:55-6 p.m.: The outlook for bank hiring: Russell Davis, chief member engagement officer, ABA Tuesday, Oct. 27 * 10-10:15 a.m.: Annual business meeting including incoming Chair Cathy Owen address * 10:15-10:30 a.m.: Community Commitment Awards including remarks from George Bailey Award winner Aaron Slate of Truist Bank. * 10:30-11 a.m.: 2027 and beyond: Navigating the next phase of the economy: Beth Ann Bovino, chief economist, U.S. Bank; Patrick Mitchell, head of economic policy research, ABA * 11-11:30 a.m.: Combating online scams: A fireside chat with Google: Keerat Sharma, vice president, ads product safety, Google; Paul Benda, executive vice president, risk, fraud and cybersecurity, ABA Press Registration Note to editors: Convention general sessions will be livestreamed on X at @ABABankers. In-person access is available to news media for the general sessions on Monday, Oct. 26, and Tuesday, Oct. 27. Press credentials and preregistration are required to attend in person. To preregister, contact Morgan Kumi at [email protected]. Only the general sessions on Monday, Oct. 26 and Tuesday, Oct. 27 are open press; all other convention sessions (including all Knowledge Sessions) and events are closed press. About the American Bankers Association The American Bankers Association is the voice of the nation's $26.5 trillion banking industry, which is composed of small, regional and large banks that together employ over 2 million people, safeguard $20.7 trillion in deposits and extend $13.9 trillion in loans. Useful Links
26th NextGen Payments & RegTech Forum arrives in Austin, Texas. * FinTech StartUps * 21.10.2026 01:36 pm The 26th NextGen Payments & RegTech Forum is one of the leading Payments, Compliance and Financial Crime events in the USA. It brings together senior voices from Banking, Fintech, Payments infrastructure, digital assets and Regulatory Technology. The Forum takes place on 10 November 2026 at the W Hotel, Austin, and will feature the thought leaders shaping the next phase of US payments. It is also recognised as a leading RegTech conference in the USA and a key payments summit in Texas, offering insight into real-time payments, fraud prevention, agentic commerce, open banking and tokenised money. Proudly sponsored by: Dow Jones Risk & Compliance, Splunk and UMCA Technologies This prestigious Forum will welcome senior executives, regulators and industry visionaries for a day of valuable discussions and exclusive networking. Delegates will gain actionable insights into the technologies, regulations and payment rails shaping the future of financial services. Get ready to be part of the conversation that's driving the next wave of payments and RegTech transformation! Over 40 industry specialists will take the stage at the 26th NextGen Payments & RegTech Forum, covering the latest topics and representing leading organisations such as Visa, PayPal, Wells Fargo, Capital One, Charles Schwab, Truist, PNC, Regions Bank, Western Alliance Bank, Texas Capital, Tri City National Bank, Third Coast Bank, Everbank, OneMain Financial, Ripple, Wise, Global Payments, Paysend, IXOPAY, Yuno, Onafriq, Fluz, Splunk, Alacriti, Ouro, VelaFi, BIGTXN, Howden, Dow Jones Risk & Compliance, American Bankers Association, Financial Data and Technology Association (FDATA), Georgia Fintech Academy, PayTech Women, Finopotamus, Roosevelt Institute and BetterBuyDesign. INDUSTRY EXPERTS READY TO TAKE THE STAGE: * Aaron Prater, Chief Operating Officer at Tri City National Bank * Adi Iyer, GM, Financial Services at Fluz * Amber Thetford, Chief Product Officer at Onafriq * Anil Kumar, Senior Director Product Management at Visa * Anthony Kuyoro, Head of Merchant Experiences, SMB - Product Management at PayPal * Bo Berg, Technical Strategist & Innovation * Chris B Kennedy, Head of Enterprise Payments at Regions Bank * Christian Crisan, Managing Director - Financial Services Strategy and Advisory at Splunk * Christine Cooper, Senior Director of Product Management at Ripple * Elizabeth Davidson, Regulatory Counsel, Special Assignment at PNC * Gail Burgos, CEO at PayTech Women * Haider Mannan, CEO at BIGTXN * Harsh Dev, Director, Global Head of Risk Platform at PayPal * Hema Zutshi, Senior Director at Visa * Jairo Riveros, President, Americas & Head of the Office of Strategy Management at Paysend * Jason C. Honeycutt, Chief Compliance Officer at Ouro * Jason Jerina, VP Head of Platform Optimization at Truist * Jo Davenport, SVP, Fraud Director at Third Coast Bank * John San Filippo, Co-Founder and Publisher at Finopotamus * Katherine Avery, Founder at Chimayo Consulting, LLC * Laura Gibson, Executive Director at Georgia Fintech Academy * Lloyd Nelson, SVP, Head of U.S. Digital Assets at Howden * Mark Majeske, Senior Vice President of Faster Payments at Alacriti * Melissa Pottenger, VP, Enterprise Growth North America at Yuno * Michael Angjeli, Head of Treasury & Liquidity at VelaFi * Michael Heller, VP, Proposition at Dow Jones Risk & Compliance * Olga Baldwin, Lead Third Party Risk * Peter Papaioannou, Chief Product Officer at IXOPAY * Prateek Sangal, Head of Digital at Everbank * Ramon Ramirez, Director of AML Operations at Western Alliance Bank * Ranu Gupta, Executive Director, Senior Digital Product at Wells Fargo * Rebecca Mulholland, Senior Policy Advisor at Financial Data and Technology Association (FDATA); Associate Partner, Allon Advisors * Sarika Yadav, IT Program Manager at Western Alliance Bank * Shanelle Davis, Managing Director, Head of Operational Resilience at Charles Schwab * Stephen Kenneally, Senior Vice President Payments at American Bankers Association * Urooj Siraj, Senior Manager, Security Information Office at Capital One * Urvashi Nain, Director of Product Management at Visa * Venu Yeluripati, Head of Partner at Global Payments * Vibhu Bhatnagar, Vice President, Technology at Texas Capital * Vinay Nilakantan, Head of Product at Wise * Xavier Ferguson, Associate Product Director at OneMain Financial Event Co-Chairs: * Steve Mott, Principal at BetterBuyDesign * Chastity Murphy, Former U.S. Treasury, Visiting Research Fellow, University of Manchester, Roosevelt Institute AGENDA HIGHLIGHTS: * State of US Payments 2026: keynote on the trends shaping the US payments landscape * Real-Time Payments at Scale - Instant Payment Readiness, Liquidity and Customer Trust: 24/7 operations, fraud controls for instant rails and ISO 20022 migration * Mind the Gap - Processing Payments for Credit Cards Issued by Sanctioned Banks: building a scalable and defensible compliance programme * Fraud, Scams & Financial Crime - Defending Faster Payments and Digital Channels: APP scams, synthetic identity, mule networks and modern investigations * Agentic Payments - The Companion to Agentic Commerce: consent, liability and secure execution when an agent initiates a transaction * Digital Identity & Wallets - Authentication, Passkeys and Tokenised Credentials: reducing friction and fraud across the customer journey * Regulatory & Supervisory Priorities - Practical Compliance for 2026: BSA/AML, sanctions, exams and partner ecosystem oversight * RegTech Modernisation - Smarter AML, Sanctions & Monitoring with Responsible AI: reducing false positives and AI governance * Open Banking, Data Sharing & Privacy - Building Trustworthy Consent-Based Experiences: data access, risk and monetisation * Operational Resilience & Third-Party Risk - Securing the Payments Supply Chain: cloud resilience, vendor risk and cyber-fraud convergence * Digital Assets & Tokenised Money - Stablecoins, Settlement and Compliance Reality Check: use cases, controls and interoperability with traditional rails * Building Intelligent Payment Ecosystems - The Strategic Blueprint for the Next Generation of Global Payments: keynote session * The Future of Payments is Human: keynote session WHY ATTEND? * Stay Ahead: Stay informed about the evolving payments landscape and regulatory changes. * Elite Networking: Connect with senior peers in a relaxed, exclusive environment. * Targeted Engagement: Take part in pre-arranged one-on-one meetings with top solution providers, tailored to your specific interests. CONSIDERING SPONSORSHIP? Its Sponsors get access to QUBE Events' bespoke business development platform. This includes a personal account executive, private meeting spaces and pre-screened one-to-one meeting itineraries to maximise ROI. This is the perfect opportunity to elevate your expertise, build your network of influential contacts and stay ahead of the curve! Take advantage of the 10% Discount code; apply at checkout: qube10
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Industries
Company Size
501-1,000
Company Stage
N/A
Total Funding
$3.4K
Headquarters
Washington DC, District of Columbia
Founded
1875
Find jobs on Simplify and start your career today
Don't see your dream role? Check out thousands of other roles on Simplify.Browse all jobs