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Argyle

Real-time income and employment data platform

Overview

Argyle connects payroll systems to provide real-time income and employment data to fintechs and large enterprises. Its platform links directly to payroll providers to verify and deliver income and employment status on demand, enabling tasks like loan processing, risk assessment, and wage advances through automated workflows. It differentiates itself with a no-code integration option, customizable consumer interfaces, usage-based pricing, and flexible partnerships that minimize heavy development work. Its goal is to help financial services and other businesses operate more efficiently by reducing friction and maintaining continuous visibility into customers’ earnings and employment status to support smarter decisions.

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About Argyle

Simplify's Rating
Why Argyle is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Data & AnalyticsEnterprise SoftwareFintechFinancial Services

Company Size

51-200

Company Stage

Series C

Total Funding

$107.6M

Headquarters

New York City, New York

Founded

2018

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Simplify's take

What believers are saying

  • Argyle launched Direct VOIE+ on October 27, 2026, speeding mortgage income qualification.
  • Argyle is active in 10-plus states, expanding government verification before 2027 compliance deadlines.
  • July 2026 momentum showed 160% mortgage growth and over one million Q2 verifications.

What critics are saying

  • Equifax and The Work Number still control incumbent payroll rails and vendor relationships.
  • Mortgage volume remains suppressed in 2026; Argyle's growth depends on lender conversion rates.
  • January 2027 Medicaid deadlines create execution risk if state deployments miss procurement milestones.

What makes Argyle unique

  • Argyle owns direct payroll connectivity across mortgage, government, and tenant screening workflows.
  • Its 2026 Freddie Mac AIM Check and Fannie Mae approvals deepen underwriting integration.
  • Broker-branded and Tidalwave integrations embed Argyle inside origination systems, not standalone verification portals.

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Funding

Total Funding

$107.6M

Meets

Industry Average

Funded Over

5 Rounds

Series C funding is usually for startups that are doing well and are looking for more money to fuel major growth, such as acquiring other companies, expanding into global markets, or launching new product lines. Investors typically include larger venture capital firms and private equity.
Series C Funding Comparison
Below Average

Industry standards

$50M
$15M
$40M
$50M
$62M
$100M

Benefits

  • Remote Work Options
  • Flexible Work Hours
  • Health Insurance
  • Stock Options
  • 401(k) Retirement Plan
  • Paid Vacation

Growth & Insights and Company News

6 month growth

0%

1 year growth

0%

2 year growth

0%
Neotrope
Oct 27th, 2026
Argyle's new Direct VOIE+ adds income calculations from Freddie Mac's AIM Check API alongside direct-source payroll data.

Argyle's new Direct VOIE+ adds income calculations from Freddie Mac's AIM Check API alongside direct-source payroll data. Earlier access to GSE-calculated income helps loan officers understand qualified income sooner, structure loans confidently and avoid costly rework. NEW YORK CITY, N.Y., Oct. 27, 2026 (SEND2PRESS NEWSWIRE) - Argyle, the leading consumer-permissioned verification platform, today announced the launch of Direct VOIE+, a step-up to its direct-source verification of income and employment (VOIE) for mortgage lenders. Direct VOIE+ delivers calculated monthly income from Freddie Mac's AIM Check API alongside direct-source payroll data, helping lenders understand eligible income earlier in the origination process. Image caption: Argyle logo. Earlier access to Freddie Mac's income calculations helps loan officers eliminate manual calculations, assess financing options sooner and reduce rework during underwriting. Manual calculations are time-consuming and prone to error, while rough estimates may not align with the qualifying income recognized by automated underwriting systems. Without a reliable picture of a borrower's eligible income, loan officers may overlook opportunities to structure loans that work for their borrowers. Discrepancies that surface later in underwriting can also lead to rework and delays. Direct VOIE+ gives lenders access to Freddie Mac's monthly income calculations alongside direct-source payroll data, helping loan officers identify viable financing options and structure loans with greater confidence while reducing downstream rework. Direct VOIE+ is designed to help mortgage lenders: * Identify more financing opportunities: Use Freddie Mac-calculated monthly income earlier to identify financing options and structure loans that work for more borrowers. * Accelerate qualification: Give loan officers earlier access to usable income calculations so they can assess borrowers and move loans forward faster. * Avoid costly rework: Identify potential income discrepancies before underwriting to reduce surprises and delays. * See the full income picture: Review direct-source payroll data and AIM calculations together in one verification. * Keep existing workflows: Enable Direct VOIE+ organization-wide without changing how verifications are ordered. * Maintain a reliable fallback: Receive the direct-source payroll data even when AIM calculations are unavailable. "Knowing how much income a borrower earns is different from knowing how much income can actually be used to qualify them," said Daniel Esquibel, vice president of mortgage at Argyle. "That distinction can change which financing options are available and whether a loan officer finds a path to yes. Direct VOIE+ gives loan officers Freddie Mac's income calculations earlier, when they can use that information to help structure loans, qualify more borrowers and avoid costly surprises in underwriting." The Direct VOIE+ process begins when an applicant connects their payroll account through Argyle. Argyle then submits the resulting direct-source payroll data to AIM Check API and retrieves Freddie Mac's monthly income calculations for total, base, overtime, bonus, commission and other income that are matched to each corresponding employment, including for applicants with more than one job. The VOIE+ PDF and JSON display the monthly income calculation within each employment section and, when available, append AIM Payroll API Assessment so teams don't have to manage it as a separate output. Direct VOIE+ is now available to mortgage lenders using Argyle's direct-source payroll verification. To learn more, visit https://www.argyle.com/. About Argyle: Argyle is the leading consumer-permissioned verification platform empowering consumers to share their income, employment and asset data through consumer-directed payroll and bank connections. With Argyle, lenders automate verification workflows to save time, reduce fraud and compliance risks, lower costs and build better product experiences. As an approved service provider supporting Freddie Mac's Loan Product Advisor(R) asset and income modeler (AIM), and an authorized supplier for Fannie Mae's Desktop Underwriter(R) validation service, Argyle empowers mortgage lenders to receive the paystubs and W-2s applicants share, understand applicants' ability to pay and improve loan quality - all at up to 80% less cost. Argyle's commitment to innovation is backed by investors including Bain Capital Ventures, Checkr, Mastercard and SignalFire. ### MEDIA ONLY CONTACT: (not for print or online) Leslie W. Colley Depth for Argyle [email protected] (678) 622-6229 News Source: Argyle Follow Send2Press Newswire on Google News, or add Send2Press as a preferred source, to get its latest news announcements from all topics in your feeds. Shortcode: https://i.send2press.com/w9n7D RELATED TOPICS: ABOUT THE NEWS SOURCE: Argyle. Founded in 2018, Argyle is the leading provider of real-time income and employment verifications. As an authorized report supplier for Fannie Mae's Desktop Underwriter(R) validation service and an approved service provider supporting Freddie Mac's Loan Product Advisor(R) asset and income modeler (AIM), Argyle empowers mortgage lenders to auto-retrieve paystubs and W-2s, understand consumers' ability to pay and improve loan quality - all with 80% lower verification costs. Argyle's commitment to innovation is backed by investors including Bain Capital Ventures, SignalFire, Checkr and Rockefeller Asset Management. LEGAL NOTICE AND TERMS OF USE: The content of the above press release was provided by the "news source" Argyle or authorized agency, who is solely responsible for its accuracy. Send2Press(R) is the originating wire service for this story and content is Copr. (C) Argyle with newswire version Copr. (C) 2026 Send2Press (a service of Neotrope). All trademarks acknowledged. Information is believed accurate, as provided by news source or authorized agency, however is not guaranteed, and you assume all risk for use of any information found herein/hereupon. Rights granted for reproduction by any legitimate news organization (or blog, or syndicator). However, if news is cloned/scraped verbatim, then original attribution must be maintained with link back to this page as "original syndication source." Resale of this content for commercial purposes is prohibited without a license. Reproduction on any site selling a competitive service is also prohibited. This work is licensed under a Creative Commons Attribution-NonCommercial 3.0 Unported License. Story Reads as of 2026-10-27 07:40:49: 168 views

Associated Press
Sep 16th, 2026
Argyle launches broker-branded mortgage verification for wholesale lenders

Argyle has launched a broker-branded verification solution for wholesale mortgage lenders, allowing brokers to offer income, employment and asset verification under their own name. The platform enables brokers to remain the primary point of contact for borrowers whilst lenders receive GSE-approved documentation. The solution is available through Argyle's Verification API and Encompass TPO Connect from ICE Mortgage Technology. Borrowers share data directly from payroll or bank sources, with document-based verification available as a fallback. For wholesale lenders, the system delivers standardised documentation to reduce underwriting follow-up and requires only a single configuration across broker networks. Brokers benefit from lower verification costs and reduced documentation collection. "Brokers have earned the trust and relationships they build with borrowers, and now they can offer the same fast, direct-source verification experience under their own name," said John Hardesty, chief revenue officer at Argyle.

National Mortgage Professional
Aug 5th, 2026
Argyle promotes Hardesty to CRO, Esquibel to mortgage VP.

Argyle promotes Hardesty to CRO, Esquibel to mortgage VP. Aug 05, 2026 John Hardesty and Daniel Esquibel take on broader roles amid growth across the verification provider's markets Argyle has promoted John Hardesty to chief revenue officer and Daniel Esquibel to vice president of mortgage, expanding the responsibilities of two longtime company leaders. Esquibel, previously Argyle's director of strategic sales and partnerships, will oversee the company's mortgage business, including sales, strategy, and partnerships. "I've seen firsthand how much opportunity lenders unlock when verification becomes easier, faster, and more affordable," Esquibel said. "As vice president of mortgage, my priority will be helping more lenders lower costs, improve the borrower experience, and drive stronger lending outcomes through consumer-permissioned verification." Hardesty will lead Argyle's sales, marketing, partnerships, and customer-success operations as chief revenue officer. He previously served as senior vice president of revenue, overseeing revenue strategy and execution for mortgage sales and partnerships. The appointments come after Argyle reported more than 160% year-over-year growth in its mortgage business. The company did not disclose the period covered by that comparison or provide underlying revenue figures. Get the NMP Daily Essential stories, every weekday. "John and Daniel have earned the trust of our customers, partners, and teammates through their leadership and the results they've delivered," Argyle founder and CEO Shmulik Fishman said. Argyle provides consumer-permissioned income, employment, and asset verification through payroll and bank connections. It is an authorized supplier for Fannie Mae's Desktop Underwriter validation service and an approved service provider supporting Freddie Mac's Loan Product Advisor asset and income modeler.

Neotrope News Network
Aug 4th, 2026
News: Argyle names Daniel Esquibel vice president of mortgage, John Hardesty chief revenue officer.

News: Argyle names Daniel Esquibel vice president of mortgage, John Hardesty chief revenue officer. Aug 4, 2026 (NEW YORK CITY, N.Y.) - NEWS: Argyle, the leading consumer-permissioned verification platform, today announced two executive promotions-longstanding leaders stepping into expanded roles, backed by deep product knowledge built from growing within the company. John Hardesty has been named chief revenue officer and Daniel Esquibel has been promoted to vice president of mortgage. The promotions follow a period of strong momentum for Argyle, including more than 160% year-over-year growth in its mortgage business, continued expansion in tenant screening and the rapid adoption of its verification platform by government agencies in more than 10 states. "John and Daniel have earned the trust of our customers, partners and teammates through their leadership and the results they've delivered," said Argyle Founder and CEO Shmulik Fishman. "As our business continues to grow across mortgage, government and tenant screening, they're the right people to help lead our next chapter." As chief revenue officer, Hardesty will lead Argyle's go-to-market strategy and team including sales, marketing, partnerships and customer success. He previously served as senior vice president of revenue, where he led revenue strategy and execution for mortgage sales and partnerships. "Organizations across every industry we serve are rethinking what they expect from a verification partner," Hardesty said. "They want faster decisions, better data, lower costs and a better experience for the people they serve. As we enter this next chapter, my focus will be building on the strong product and customer experience we've already established, so our go-to-market organization continues to deliver those results. Argyle has always led with innovation, and I'm committed to keeping us in front of what's next for the industry." Esquibel, who previously served as director of strategic sales and partnerships, will now oversee Argyle's mortgage business as vice president of mortgage, including sales, strategy and partnerships. "I've seen firsthand how much opportunity lenders unlock when verification becomes easier, faster and more affordable," said Esquibel. "As vice president of mortgage, my priority will be helping more lenders lower costs, improve the borrower experience and drive stronger lending outcomes through consumer-permissioned verification." About Argyle: Argyle is the leading consumer-permissioned verification platform empowering consumers to share their income, employment, and asset data through consumer-directed payroll and bank connections. With Argyle, lenders automate verification workflows to save time, reduce fraud and compliance risks, lower costs and build better product experiences. As an authorized supplier for Fannie Mae's Desktop Underwriter(r) validation service and an approved service provider supporting Freddie Mac's Loan Product Advisor(r) asset and income modeler (AIM), Argyle empowers mortgage lenders to receive the paystubs and W-2s applicants share, understand applicants' ability to pay and improve loan quality-all at up to 80% less cost. Argyle's commitment to innovation is backed by investors including Bain Capital Ventures, Checkr, Mastercard and SignalFire. This version of news story was published on and is Copr. (C) eNewsChannels(TM)(eNewsChannels.com), California, USA. Information is believed accurate but is not guaranteed. For questions about the above news, contact the company/org/person noted in the text and NOT this website.

Neotrope News Network
Jul 22nd, 2026
News: Argyle and The BIG Point of Sale win 2026 Connections Award.

News: Argyle and The BIG Point of Sale win 2026 Connections Award. Jul 22, 2026 (NEW YORK CITY, N.Y.) - NEWS: Argyle, the leading consumer-permissioned verification platform, and The BIG Point of Sale today announced they have been named winners of the 2026 Connections Award by PROGRESS in Lending. The award honors the most impactful partnerships, integrations and acquisitions advancing the mortgage industry, recognizing the companies for an integration that embeds verification of income and employment (VOIE) directly into the loan origination process through ICE Mortgage Technology's Encompass Partner Connect(R) framework. "Being named a Connections Award winner alongside Argyle validates the approach we've taken from day one: verification should happen where the loan is actually originated, not as a separate step borrowers and processors have to manage on the side," said Jerry Melia, president at The BIG Point of Sale. "This recognition reflects the work our team has put into making that experience feel seamless for lenders and borrowers alike." "Argyle empowers consumers to securely share data directly from their payroll and other income-related accounts with authorized lenders," said John Hardesty, senior vice president of revenue at Argyle. "Lenders can embed income and employment verification directly into The BIG Point of Sale, accessing direct-source data earlier in the process and eliminating the manual back-and-forth that has historically slowed things down for borrowers and operations teams." Income and employment verification has historically been one of the more manual, time-consuming and expensive parts of the mortgage process. Borrowers are typically required to locate and upload paystubs, W-2s and other documentation, while lenders spend additional time chasing missing information, following up and re-entering data across systems. With Argyle, The BIG Point of Sale integration changes that by making verification a natural part of the borrower application experience. Loan officers can initiate VOIE requests from The BIG Point of Sale on any device during or after the application process. Borrowers can easily share their real-time income and employment data through consumer-directed payroll connections- no document uploads required. After completing the Argyle connection flow, required data including VOIE, paystubs and W-2s is returned in real time and automatically posted to the Encompass eFolder through native Encompass Partner Connect functionality and workflow automation rules. The integration also supports GSE-eligible verification data and reference IDs within the same workflow. As an authorized supplier for Fannie Mae's Desktop Underwriter(R) validation service and an approved service provider for Freddie Mac's Loan Product Advisor(R) asset and income modeler (AIM), Argyle enables lenders to access direct-source data and GSE reference IDs without leaving the point-of-sale environment or reordering a VOIE through separate systems. The business impact of the integration is already visible in the field. Since embedding Argyle into the borrower workflow within The BIG Point of Sale, Absolute Home Mortgage increased its automated verification success rate from 10% to 48%. The lender reduced reliance on processor intervention and manual borrower follow-up while improving file completeness entering underwriting-with nearly half of loans submitted for underwriting already including paystubs and W-2s synced through Fannie Mae's Day 1 Certainty(R) framework. Key benefits lenders gain through the integration: * Speed: Payroll-connected VOIE data arrives in Encompass in real time, reducing delays between application and underwriting. * Cost reduction: Automated payroll-based VOIE can significantly reduce verification costs compared to legacy database-driven services. * GSE support: Lenders can qualify for representations and warranties relief through the same workflow, helping reduce repurchase risk exposure. * Better borrower experience: Borrowers complete verification from a mobile device in minutes rather than gathering and submitting paper documents. ABOUT ARGYLE Argyle is the leading consumer-permissioned verification platform empowering consumers to share their income, employment, and asset data through consumer-directed payroll and bank connections. With Argyle, lenders automate verification workflows to save time, reduce fraud and compliance risks, lower costs and build better product experiences. As an authorized supplier for Fannie Mae's Desktop Underwriter(R) validation service and an approved service provider supporting Freddie Mac's Loan Product Advisor(R) asset and income modeler (AIM), Argyle empowers mortgage lenders to receive the paystubs and W-2s applicants share, understand applicants' ability to pay and improve loan quality-all at up to 80% less cost. Argyle's commitment to innovation is backed by investors including Bain Capital Ventures, Checkr, Mastercard and SignalFire. For more information, visit https://www.argyle.com/ ABOUT THE BIG POINT OF SALE The BIG Point of Sale, a Mortgage Automation Technologies solution, is a configurable point-of-sale platform built to help mortgage lenders simplify and automate the loan origination process. Through native integrations with ICE Mortgage Technology's Encompass Partner Connect framework and verification partners like Argyle, The BIG Point of Sale embeds verification, disclosures and workflow automation directly into the borrower application experience, helping lenders reduce cycle times and manual work from application through closing. The BIG Point of Sale is based in Fairfield, New Jersey. For more information, visit www.thebigpos.com This version of news story was published on and is Copr. (C) eNewsChannels(TM)(eNewsChannels.com), California, USA. Information is believed accurate but is not guaranteed. For questions about the above news, contact the company/org/person noted in the text and NOT this website.

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