Enhanced integration boosts loan pull-through and quality with direct data flow from the point of sale to the loan origination systemNEW YORK CITY, N.Y. /Massachusetts Newswire – National News/ — Argyle, a service provider automating income and employment verifications for some of the largest mortgage lenders in the United States, today announced significant enhancements to its integration with nCino (NASDAQ: NCNO), the leading provider of intelligent, best-in-class banking solutions.Argyle and nCino first teamed up in 2022 to bring fully digital verification of income and employment (VOIE)-including reports, pay stubs and W-2s-to the more than 370 mortgage companies and 52,000 loan officers that rely on nCino to manage the loan application process.The latest enhancements to the integration, now available to all nCino customers, improve application pull-through and loan quality by allowing lenders to embed VOIE directly into the point-of-sale (POS) workflow within nCino’s Mortgage Suite. In addition to retrieving VOIE reports and pay documents from Argyle, nCino now captures data elements like GSE Reference IDs and automatically transfers them to the lender’s loan origination system (LOS).Key Integration Enhancements:* Friction-Free Verification: Instead of inviting their customers to verify income and employment with an email or SMS, lenders can now simplify borrower interactions and improve application pull-through by presenting Argyle’s VOIE solution as an embedded, in-app experience directly in the Form 1003 application flow within nCino Mortgage.* Customizable Workflows: With Argyle and nCino Mortgage, lenders can tailor VOIE workflows and customize payroll connection lists for each of their business units or operating groups, creating personalized experiences that enhance borrower satisfaction.* Faster, More Accurate AUS Submission: In addition to W-2s, pay stubs and VOIE reports, Argyle’s raw income data elements automatically populate in the Uniform Residential Loan Application (URLA) to accelerate GSE rep and warrant (R&W) determination. Argyle’s extensive payroll coverage and focus on data completeness can improve the frequency with which lenders secure R&W relief.* LOS Interoperability & Continuous Synchronization: nCino automatically passes new VOIE data and documents on to the lender’s LOS, enabling a simplified employment re-verification process during the 10-day pre-closing window and ensuring data accuracy across all systems of record throughout the loan lifecycle.Argyle streamlines loan origination and delights borrowers by eliminating manual document collection, resulting in time savings of 5-7 days per loan and cost savings of 60-80% compared to legacy VOIE solutions. Argyle Vice President of Mortgage John Hardesty expects the enhancements to the nCino integration will drive greater adoption among mutual lender customers, enabling them to fully capitalize on these benefits.“Our expanded integration with nCino reflects Argyle’s commitment to meeting lenders and their customers throughout the loan journey. Embedding Argyle’s VOIE at the point of sale gets loans through the loan process faster with accurate, complete data lenders and GSEs can trust,” said Hardesty.“Embedding Argyle directly into the nCino Mortgage Suite makes it easier for lenders to process applications efficiently and provide borrowers with a smooth experience

Enhanced integration boosts loan pull-through and quality with direct data flow from the point of sale to the loan origination systemNEW YORK CITY, N.Y. /California Newswire – National News/ — Argyle, a service provider automating income and employment verifications for some of the largest mortgage lenders in the United States, today announced significant enhancements to its integration with nCino (NASDAQ: NCNO), the leading provider of intelligent, best-in-class banking solutions.Argyle and nCino first teamed up in 2022 to bring fully digital verification of income and employment (VOIE)-including reports, pay stubs and W-2s-to the more than 370 mortgage companies and 52,000 loan officers that rely on nCino to manage the loan application process.The latest enhancements to the integration, now available to all nCino customers, improve application pull-through and loan quality by allowing lenders to embed VOIE directly into the point-of-sale (POS) workflow within nCino’s Mortgage Suite. In addition to retrieving VOIE reports and pay documents from Argyle, nCino now captures data elements like GSE Reference IDs and automatically transfers them to the lender’s loan origination system (LOS).Key Integration Enhancements:* Friction-Free Verification: Instead of inviting their customers to verify income and employment with an email or SMS, lenders can now simplify borrower interactions and improve application pull-through by presenting Argyle’s VOIE solution as an embedded, in-app experience directly in the Form 1003 application flow within nCino Mortgage.* Customizable Workflows: With Argyle and nCino Mortgage, lenders can tailor VOIE workflows and customize payroll connection lists for each of their business units or operating groups, creating personalized experiences that enhance borrower satisfaction.* Faster, More Accurate AUS Submission: In addition to W-2s, pay stubs and VOIE reports, Argyle’s raw income data elements automatically populate in the Uniform Residential Loan Application (URLA) to accelerate GSE rep and warrant (R&W) determination. Argyle’s extensive payroll coverage and focus on data completeness can improve the frequency with which lenders secure R&W relief.* LOS Interoperability & Continuous Synchronization: nCino automatically passes new VOIE data and documents on to the lender’s LOS, enabling a simplified employment re-verification process during the 10-day pre-closing window and ensuring data accuracy across all systems of record throughout the loan lifecycle.Argyle streamlines loan origination and delights borrowers by eliminating manual document collection, resulting in time savings of 5-7 days per loan and cost savings of 60-80% compared to legacy VOIE solutions. Argyle Vice President of Mortgage John Hardesty expects the enhancements to the nCino integration will drive greater adoption among mutual lender customers, enabling them to fully capitalize on these benefits.“Our expanded integration with nCino reflects Argyle’s commitment to meeting lenders and their customers throughout the loan journey. Embedding Argyle’s VOIE at the point of sale gets loans through the loan process faster with accurate, complete data lenders and GSEs can trust,” said Hardesty.“Embedding Argyle directly into the nCino Mortgage Suite makes it easier for lenders to process applications efficiently and provide borrowers with a smooth experience

Recognition honors Argyle’s transformative approach to income and employment verification for mortgage lendersNEW YORK CITY, N.Y. /Massachusetts Newswire – National News/ — Argyle, a platform providing automated income and employment verifications for some of the largest lenders in the United States, today announced its second consecutive appearance in HousingWire’s annual Tech100 Mortgage list, which recognizes the most innovative technology companies in housing finance. The recognition highlights Argyle’s significant contributions to the mortgage industry through its delivery of real-time, cost-effective income and employment verification (VOIE) solutions that streamline loan processing, improve loan pull-through and reduce costs for lenders.Traditional verification methods rely on outdated databases with incomplete or inaccurate borrower information, often obtained without direct consumer involvement. Argyle’s platform modernizes this process by providing direct-source access to real-time income and employment data from payroll platforms and the nation’s largest employers. With coverage spanning 90% of the U.S. workforce and seamless integrations with major automated underwriting systems, loan origination systems and mortgage point-of-sale platforms, Argyle empowers lenders to make faster, more informed underwriting decisions while reducing VOIE costs by 80% compared to legacy providers.“Lenders need accurate, timely data to make risk-aware credit decisions, and Argyle is setting the new income and employment verification standard,” said Argyle CEO Shmulik Fishman