Bank al Etihad

Bank al Etihad

Jordanian bank offering cards and services

Overview

Bank al Etihad provides banking services in Jordan for individuals and businesses, including credit/debit cards, online and offline shopping, and ATM access. Customers use cards for purchases, with Siri enabling hands-free, voice-activated transactions, and the Shorouq Banking program offering services tailored to women. The bank differentiates itself with voice-assisted banking, a women-focused program, and a broad suite of services alongside emphasis on employee development and community involvement. Its goal is to deliver accessible, comprehensive financial services in Jordan while growing revenue from loans, fees, and transaction commissions.

Significant Headcount Growth

About Bank al Etihad

Simplify's Rating
Why Bank al Etihad is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Financial Services

Company Size

1,001-5,000

Company Stage

Debt Financing

Total Funding

$25M

Headquarters

Amman, Jordan

Founded

1978

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Simplify's Take

What believers are saying

  • June 2026 capital increase to JOD 350 million strengthens Basel III lending capacity.
  • July 2026 EBRD loan channels 60% into green projects and 40% into MSMEs.
  • March 2026 Egyptian Arab Land Bank branch acquisition expands distribution immediately.

What critics are saying

  • Post-merger integration across systems, branches, and cultures threatens service quality through 2026.
  • INVESTBANK customers face transition friction as Bank al Etihad replaces legacy accounts and terms.
  • Jordanian regulators can still delay approvals, freezing merger synergies and management attention.

What makes Bank al Etihad unique

  • 2026 merger with INVESTBANK creates Jordan’s second-largest bank, around JOD 11 billion assets.
  • EBRD’s fourth subordinated loan since 2015 backs green finance and MSME lending.
  • Shorouq and women-focused programs build a differentiated customer and employer brand in Jordan.

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Funding

Total Funding

$25M

Above

Industry Average

Funded Over

1 Rounds

Debt funding comparison data is currently unavailable. We're working to provide this information soon!
Debt Funding Comparison
Coming Soon

Growth & Insights and Company News

Headcount

6 month growth

9%

1 year growth

9%

2 year growth

9%
fundsforNGOs
Jul 10th, 2026
EBRD provides $25M loan to Bank al Etihad to expand green finance and MSME lending in Jordan

The European Bank for Reconstruction and Development is providing a $25 million subordinated loan to Bank al Etihad, one of Jordan's leading commercial banks. The financing will bolster the bank's Tier 2 capital under Basel III requirements, enabling expanded lending across Jordan. At least 60% of the funds will support green investments focused on climate change mitigation, adaptation, and sustainable development. The remaining 40% will back micro, small, and medium-sized enterprises, including women- and youth-led businesses and companies in underserved regions. This marks the EBRD's fourth subordinated loan to Bank al Etihad since their partnership began in 2015. Since 2012, the EBRD has invested over €2.3 billion through 86 projects in Jordan, with approximately 70% supporting the private sector.

جريدة البلاد
Mar 16th, 2026
Monday, march 16, 2026.

Monday, march 16, 2026. Al Etihad Bank B.S.C. (closed), the Islamic retail bank headquartered in Bahrain, announced its plans to expand its branch network while continuing to provide all its banking services to corporate clients with the same efficiency and effectiveness to meet their needs flexibly and securely amid the current events unfolding in the region. The CEO of Al Etihad Bank, Mr. Maysan Al-Masqati, said: 'Al Etihad Bank continues to operate at full capacity to provide services to its corporate clients. The bank has demonstrated its ability and flexibility to continue offering its banking services to all clients under all circumstances.' Mr. Al-Masqati added: 'In 2026, Al Etihad Bank aims to work on a plan to expand its network by opening new branches across various parts of Bahrain to ensure easy access to all its banking services. This decision came after a detailed study that revealed the growing need of the expanding corporate client base for the banking services provided by the bank.' He further stated: 'Al Etihad Bank continues to operate in accordance with the directives of the Central Bank of Bahrain to ensure the continuity of providing its banking services to clients through its various channels while ensuring the safety of its operational processes. This reflects the bank's commitment to maintaining the highest levels of efficiency and best practices. We also affirm the bank's readiness and full preparedness to support all its clients and provide them with all banking and financial services.' Read also:

PR Newswire
Jun 25th, 2025
Bank al Etihad Acquires INVESTBANK: JOD 11B Deal

Bank al Etihad and INVESTBANK have received shareholder approval for a landmark merger, the largest in Jordan's banking history. Bank al Etihad will acquire 100% of INVESTBANK in a share-based transaction, raising its capital to JOD 325.2 million. The merger, subject to regulatory approval, will create a bank with total assets of approximately JOD 11 billion and shareholders' equity exceeding JOD 1 billion. The integration aims to enhance efficiency and service quality.

Financial IT
Jun 9th, 2025
Bank Al Etihad Partners With Ecolytiq And Visa To Integrate Carbon Insights Tool Into Mobile Banking App

Bank al Etihad is excited to announce a new partnership with ecolytiq (a Berlin-based fintech providing sustainability-focused solutions to financial institutions) and Visa, a world leader in digital payments, to introduce a carbon insights tool within its mobile banking app, reinforcing the bank's commitment to promoting sustainability through digital innovation.

Capital Finance International
Jan 12th, 2024
Bank al Etihad: Best SME Growth Bank Middle East 2023

The CFI.co judging panel presents Bank al Etihad with the 2023 Best SME Growth Bank (Middle East) award.

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