
Work Here?
Braviant Holdings provides online credit solutions for underbanked consumers. It uses big data, machine learning, and custom models to assess creditworthiness and reduce the cost of credit through real-time underwriting and automated verification, enabling quick online loan origination. It differentiates itself by applying data-driven models to extend credit beyond traditional scores and by reducing friction in the lending process. Its goal is to expand access to affordable credit for non-prime borrowers and improve their financial outcomes by streamlining loan origination and repayment.
Industries
Data & Analytics
Fintech
AI & Machine Learning
Financial Services
Company Size
11-50
Company Stage
Debt Financing
Total Funding
$240M
Headquarters
Chicago, Illinois
Founded
2014
Help us improve and share your feedback! Did you find this helpful?
Total Funding
$240M
Above
Industry Average
Funded Over
4 Rounds
Health Insurance
Dental Insurance
Vision Insurance
Paid Vacation
Paid Sick Leave
Paid Holidays
Braviant Holdings, a Chicago-based consumer lending platform for non-prime borrowers, has closed two revolving asset-backed credit facilities totalling approximately $145 million in committed capacity. The facilities are secured by consumer loan receivables and provide revolving availability to fund new loan participations. The revolving credit facilities offer two-year revolving periods with extension options, followed by 12 to 18-month amortisation periods. They were secured at attractive capital costs and advance rates, subject to customary concentration limits and performance triggers. Braviant also renewed a forward flow facility to liquidate defaulted assets at predetermined prices, supporting the optional liquidation of over $90 million in annualised defaulted balances. CFO Jordan Olivier said the facilities enhance funding capacity and provide flexibility to scale originations whilst diversifying the company's capital structure.
Built In honors BRAVIANT HOLDINGS in its esteemed 2026 Best Places To Work awards. News provided by. Jan 06, 2026, 09:09 ET Braviant Earns spot on Built In's Best Places to Work List: "BEST STARTUPS TO WORK FOR" CHICAGO, Jan. 6, 2026 /PRNewswire/ - Braviant Holdings, LLC, a leading national online provider of tech enabled credit solutions for underbanked consumers, today announced it has been recognized by Built In as one of the Best Places to Work in 2026. The annual awards honor employers across the U.S. whose benefits and compensation set the standard for today's workforce. Now in its eighth year, Built In's Best Places to Work program celebrates the companies shaping the future of work. In a rapidly evolving AI-first job market, recognition as a Best Place to Work helps employers stand out as trusted brands when candidates turn to tools like ChatGPT and Google AI Overviews to research where to work next. "Today's candidates discover the companies they want to work for using AI tools," said Maria Christopoulos Katris, Founder & CEO of Built In. "Earning a Best Place to Work award not only signals to candidates that you invest in your people, it's a lever to strengthen how AI search tools understand and represent your company's story." Braviant Holdings was honored on the "Best Startups To Work For" list. The awards reflect Built In's data-driven approach, evaluating companies based on compensation, benefits, and company-wide culture programs. Braviant approaches its company culture the same way it drives its business - People First. Braviant boasts a myriad of employee benefits including generous time-off packages, supportive parental leave policies, and continued education reimbursements. Additionally, Braviant is passionately driven by its vision and mission, striving to offer easy-to-use financial solutions to 50+ million underbanked Americans - an appealing attribute for many modern employees. "We're truly honored that Built In has named Braviant one of its Best Places to Work in 2026. This recognition belongs to our people - the compassionate, curious, and relentless team members who bring our mission of widening credit access to life every single day," says CEO, Kim Anderson. "Thank you to every Braviant Builder for building a culture where people feel valued and are inspired to serve their communities. We'll keep investing in that culture and in the work that matters." To learn more about Braviant, visit https://www.braviantholdings.com/. To learn more about Built In's 2026 Best Places to Work program and view all winners, visit https://employers.builtin.com/best-places-to-work/. ABOUT BRAVIANT: Founded in 2014, Braviant delivers tech-enabled consumer credit solutions, empowering consumers to take control of their personal finances. Braviant's proprietary decision models look well beyond traditional credit scores to more accurately assess a person's true ability and willingness to repay. Braviant's easy-to-use, customer-centric financial solutions help thousands of US consumers solve immediate financial challenges while graduating to lower rates and gaining improved access to credit.
Entrepreneur Of The Year celebrates ambitious entrepreneurs who are building a better worldCHICAGO, June 23, 2023 /PRNewswire/ -- Ernst & Young LLP (EY US) today announced that Stephanie Klein, CEO of Braviant Holdings, was named an Entrepreneur Of The Year® 2023 Midwest Award winner. The Entrepreneur Of The Year Awards program is one of the preeminent competitive awards for entrepreneurs and leaders of high-growth companies. Stephanie was selected by an independent judging panel made up of previous award winners, leading CEOs, investors and other regional business leaders. The candidates were evaluated based on their demonstration of building long-term value through entrepreneurial spirit, purpose, growth and impact, among other core contributions and attributes."I am truly honored to be named an Entrepreneur of the Year Midwest Award Winner," said Stephanie Klein. "This recognition highlights the incredible teamwork, innovation, and entrepreneurial spirit that drive Braviant forward. We are dedicated to transforming the financial landscape and empowering underserved borrowers with responsible financial solutions
When Chad Hoyt joined Braviant as director of data engineering, he was motivated by the fact that the financial services organization “truly values data as an asset.”
Ervesun joins Alphaeon Credit from Braviant Holdings where he was the President and COO.
Find jobs on Simplify and start your career today
Industries
Data & Analytics
Fintech
AI & Machine Learning
Financial Services
Company Size
11-50
Company Stage
Debt Financing
Total Funding
$240M
Headquarters
Chicago, Illinois
Founded
2014
Find jobs on Simplify and start your career today