About

Capchase provides funding solutions specifically designed for fast-growing Software as a Service (SaaS) companies. By offering financial support based on future recurring revenue, Capchase helps these businesses improve their cash flow and reinvest in growth. Their services include a payment option that allows SaaS companies to offer monthly payments to customers while maintaining the value of annual contracts, which helps to accelerate sales. Additionally, Capchase manages billing and collections, allowing clients to focus on their core operations. The platform also offers flexible working capital that businesses can access as needed, enabling them to invest in customer acquisition without restrictions. Capchase's revenue model is tied to the success of its clients, as they charge fees based on the growth of the clients' Annual Recurring Revenue (ARR). This alignment of interests makes Capchase a supportive partner for SaaS companies aiming for ambitious growth.

Simplify's Take

What believers are saying

• Capchase raised €105 million to expand services and develop new tools in Europe.
• The expansion into Ireland positions Capchase to meet growing non-dilutive financing demand.
• Partnership with WeTransact enhances SaaS cash flow solutions, strengthening market position.

What critics are saying

• Emerging competitors like Lemon offer similar flexible financing solutions for SaaS vendors.
• B2B BNPL option with Stripe may increase credit risk if businesses default on payments.
• Decline in European venture capital funding may limit growth opportunities for Capchase.

What makes Capchase unique

• Capchase offers non-dilutive capital based on future recurring revenue for SaaS companies.
• The company provides integrated billing and collections services to streamline client operations.
• Capchase's partnership with Stripe introduces the first B2B BNPL option in the US.

Help us improve and share your feedback! Did you find this helpful?

YesNo