Capchase

Capchase

Provides funding solutions for SaaS companies

About Capchase

Simplify's Rating
Why Capchase is rated
B
Rated C on Competitive Edge
Rated A on Growth Potential
Rated B on Rating Differentiation

Industries

Fintech

Financial Services

Company Size

51-200

Company Stage

N/A

Total Funding

$1.1B

Headquarters

New York City, New York

Founded

2020

Overview

Capchase provides funding solutions specifically designed for fast-growing Software as a Service (SaaS) companies. By offering financial support based on future recurring revenue, Capchase helps these businesses improve their cash flow and reinvest in growth. Their services include a payment option that allows SaaS companies to offer monthly payments to customers while maintaining the value of annual contracts, which helps to accelerate sales. Additionally, Capchase manages billing and collections, allowing clients to concentrate on their core operations. The platform also offers flexible working capital that businesses can access as needed, enabling them to invest in customer acquisition without restrictions. Capchase's revenue model is tied to the success of its clients, as they charge fees based on the growth of the clients' Annual Recurring Revenue (ARR). This alignment of interests makes Capchase a supportive partner for SaaS companies aiming for significant growth.

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Significant Headcount Growth
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Simplify's Take

What believers are saying

  • Increased demand for flexible payment solutions in the SaaS industry.
  • Strategic partnerships enhance Capchase's service offerings and market reach.
  • Rising popularity of non-dilutive financing options benefits Capchase's business model.

What critics are saying

  • Emergence of competitors like Mimo and Lemon increases market competition.
  • Capchase's revenue depends on clients' ARR, risky if SaaS growth slows.
  • Economic climate may challenge B2B BNPL adoption and payment management.

What makes Capchase unique

  • Capchase offers non-dilutive financing, aligning with clients' ARR growth.
  • Partnership with Stripe introduces first B2B BNPL option in the US.
  • Capchase provides flexible funding based on future recurring revenue for SaaS companies.

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Funding

Total Funding

$1065.1M

Above

Industry Average

Funded Over

5 Rounds

Notable Investors:
Lending Capital funding comparison data is currently unavailable. We're working to provide this information soon!
Lending Capital Funding Comparison
Coming Soon

Benefits

Remote Work Options

Flexible Work Hours

Stock Options

Growth & Insights and Company News

Headcount

6 month growth

7%

1 year growth

12%

2 year growth

11%
FF News
Mar 12th, 2025
Smb Financial Management Platform Mimo Raises $8.5M Equity Round And $125M+ Embedded Funding Partnership To Simplify B2B Payments

Mimo, the platform simplifying global payments, cash flow, and financial management for SMBs and accountants, has raised $8.5M of new investment, led by Project A.Previous investors Northzone and Seedcamp return to participate in this round. Mimo has also arranged an embedded funding partnership with Froda, a leading SMB financing provider, enabling Mimo to provide UK SMEs with $125m+ in flexible working capital solutions over the coming years, with potential for pan-European scalability. Mimo will deploy the new equity funding to continue to build out its B2B payments solution for SMBs and expand its headcount.Mimo’s platform usage has grown 10x over the last year, servicing hundreds of SMBs and finance professionals and processing hundreds of million GBP. The company was founded in 2023 by Henrik Grim (CEO), former General Manager of Europe at Capchase and Investment Manager at Northzone, Alexander Gernandt Segerby (CPO), and Andreas Meisingseth (CTO), all formerly of iZettle. Mimo has offices in London and Stockholm.One single platform to Understand and Control Cash FlowMimo, short for ‘Money In, Money Out’, provides a suite of financial tools that helps SMBs and their accountants & bookkeepers save time and improve control of cash flow. By automating invoice processing, payments and bookkeeping, and by including effortless collaboration workflows, users enjoy less financial admin, while an embedded credit line in Mimo Flex gives SMBs better control of cash flow

Fondo
Nov 27th, 2024
FounderJournal | Fondo Announces $7M Oversubscribed Seed Round Led by Money Forward

Fondo Announces $7M Oversubscribed Seed Round Led by Money Forward

PYMNTS
Nov 10th, 2024
Capchase and WeTransact Team to Bolster SaaS Cash Flow

WeTransact is teaming with Capchase to let its customers leverage Capchase's capital and payment services.

PYMNTS
Nov 10th, 2024
Capchase And Wetransact Team To Bolster Saas Cash Flow

WeTransact is teaming with Capchase to let its customers leverage Capchase’s capital and payment services. The combination of WeTransact’s marketplace platform and Capchase’s financing solutions will help B2B software-as-a-service (SaaS) providers strengthen their go-to-market strategy, Capchase said in a recent news release. “In the current economic climate, collecting payments is an ongoing battle for all types of businesses, especially tech startups,” the release said

PYMNTS
Oct 11th, 2024
Lemon Launches Flexible Financing Solutions For Saas Vendors

Lemon announced Thursday (Oct. 10) that the company has launched and that its financing platform built for software-as-a-service (SaaS) sales teams is live. The platform is designed to help SaaS sales teams overcome the common challenge of customer hesitation over large upfront costs, Lemon Co-Founder and CEO Matt Bird said in a Thursday blog post. “Lemon is a financing platform that empowers SaaS sales teams to close bigger deals by allowing them to offer customers flexible monthly payments for annual and multiyear plans,” Bird said in the post. “We believe software should be both accessible and affordable, not held back by daunting upfront costs.”

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