Cape Analytics

Cape Analytics

Geospatial property intelligence for underwriting

Overview

Cape Analytics uses deep learning on geospatial imagery to generate instant property intelligence for buildings across the United States. The platform analyzes satellite and aerial imagery with computer vision to extract building attributes and risk indicators, delivering structured data to underwriting workflows. It differentiates itself with nationwide coverage, fast delivery, and rich, scalable data that reduces the need for on-site inspections. The goal is to help insurers and property stakeholders underwrite and assess risk more quickly and accurately at scale.

About Cape Analytics

Simplify's Rating
Why Cape Analytics is rated
B
Rated B on Competitive Edge
Rated A on Growth Potential
Rated C on Differentiation

Industries

Data & Analytics

Enterprise Software

AI & Machine Learning

Financial Services

Company Size

11-50

Company Stage

Series C

Total Funding

$75M

Headquarters

Palo Alto, California

Founded

2014

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Simplify's Take

What believers are saying

  • Moody’s launches Peril Metrics in March 2026 and Exposure Enrichment in April 2026.
  • Exposure Enrichment targets 100 million U.S. properties, expanding sales reach inside Moody’s platform.
  • CAPE’s insurer adoption already spans most top 30 homeowners carriers, signaling entrenched demand.

What critics are saying

  • Moody’s completed the acquisition in January 2025, so Cape’s independence is gone.
  • Integration risk is real: Peril Metrics and Exposure Enrichment must ship by April 2026.
  • Home-insurance incumbents can bundle competing data, compressing CAPE’s standalone pricing power quickly.

What makes Cape Analytics unique

  • CAPE built address-level geospatial AI across 100 million U.S. properties, now inside Moody’s IRP.
  • Its imagery partnerships with Vexcel and EagleView strengthen coverage, recency, and post-disaster visibility.
  • Moody’s added CAPE to underwriting workflows, not just risk models, widening buyer relevance.

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Funding

Total Funding

$75M

Below

Industry Average

Funded Over

3 Rounds

Series C funding is usually for startups that are doing well and are looking for more money to fuel major growth, such as acquiring other companies, expanding into global markets, or launching new product lines. Investors typically include larger venture capital firms and private equity.
Series C Funding Comparison
Below Average

Industry standards

$50M
$44M
Cape Analytics
$50M
Medium
$62M
SeatGeek
$100M
Oura

Growth & Insights and Company News

Headcount

6 month growth

-4%

1 year growth

-6%

2 year growth

0%
HousingWire
Aug 26th, 2025
Clear Capital partnership introduces automated property condition reports

Real estate analytics and valuation firm Clear Capital has formed a partnership with CAPE Analytics, offering a new automated property condition tool for home equity lenders.

Business Wire
Jan 16th, 2025
Moody’s to Acquire CAPE Analytics, Adding AI-Powered Geospatial Property Risk Intelligence to Its Industry-Leading Insurance Risk Models

Moody’s Corporation (NYSE:MCO) announced today that it has entered into an agreement to acquire CAPE Analytics, a leading provider of geospatial AI in

Reinsurance News
Jan 13th, 2025
Moody's to acquire geospatial AI intelligence provider CAPE Analytics

Moody's Corporation has reportedly agreed to acquire CAPE Analytics, a provider of geospatial AI intelligence for residential and commercial properties across the U.S., Canada, and Australia.

WebWire
Jul 16th, 2024
CAPE Analytics and EagleView Announce Long-Term Imagery Collaboration Expanding Coverage, Recency, and History Across CAPE Property Intelligence Products

Today, CAPE Analytics, the leader in AI-powered property insights for insurance and real estate risk, is announcing a collaboration with EagleView, a leader in geospatial technology, to bolster access to current and historical, high-quality, high-resolution, aerial imagery.

PR Newswire
Jun 18th, 2024
Cape Analytics And Vexcel Enter Strategic Imagery Partnership To Enhance Cape'S Ai-Powered Property Intelligence Products

New partnership with Vexcel Data Program increases CAPE's coverage to over 99% of U.S. households and adds access to post-disaster imagery.PALO ALTO, Calif. and CENTENNIAL, Colo., June 18, 2024 /PRNewswire/ -- Today, CAPE Analytics, the leader in AI-powered property insights for insurance and real estate risk, and Vexcel, the global leader in aerial imaging, are announcing an expansive new partnership. The new partnership provides CAPE with aerial imagery at a resolution, accuracy, coverage, and recency to boost its property insights and expand its product footprint in the United States, Canada, and Australia.High-resolution aerial image of a property in HawaiiFor the last decade, CAPE Analytics has pioneered predictive property risk insights now relied upon by over 80 enterprise clients, including most of the top 30 homeowners insurance carriers in the U.S., and the largest investment banks in the world. CAPE generates and instantly delivers 80+ powerful property analytics at massive scale, with insights ranging from current roof condition, roof age, and living area to hail and wildfire risk scores. These insights allow insurance carriers, financial institutions, and home and business owners to understand, manage, and mitigate property-level risk with unprecedented granularity

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