C

CareGard Warranty Services, Inc.

Auto service contracts and protection plans

Overview

CareGard Warranty Services provides automotive consumer protection products to dealerships, agencies, and manufacturers since 1994. Its offerings include Vehicle Service Contracts, GAP, Tire & Wheel protection, Key replacement, Etch protection, Appearance plans, Ding & Dent coverage, Pre-paid Maintenance, Limited Warranties, and Lease Protection. The company partners with OEMs and industry players and runs a 24/7/365 claims center staffed by ASE-certified adjusters, with an average 22-second answer time. Its goal is to help automotive shoppers with clear protection options and reliable service while building strong relationships with dealerships, OEMs, and customers.

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About CareGard Warranty Services, Inc.

Simplify's Rating
Why CareGard Warranty Services, Inc. is rated
C+
Rated C on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Automotive & TransportationEnterprise SoftwareFinancial Services

Company Size

11-50

Company Stage

N/A

Total Funding

N/A

Headquarters

Grapevine, Texas

Founded

1994

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Simplify's Take

What believers are saying

  • CareGard expanded into RV and PowerSports products in 2026, broadening revenue streams.
  • Leadership added Keith Cooper and David Curnutt, strengthening sales and operations.
  • Nissan partnership validates CareGard's platform with an OEM-branded dealer program.

What critics are saying

  • BBB lists 20 complaints in three years, signaling recurring customer friction.
  • Sean Dawson sued CareGard in 2023, adding legal and reputational pressure.
  • If claims execution or complaints worsen, dealers shift volume to competing administrators.

What makes CareGard Warranty Services, Inc. unique

  • Founded in 1994, CareGard has deep dealer and agent relationships.
  • Nissan Extended Services chose CareGard for its High Mileage VSC program in 2020.
  • CareGard now sells automotive, RV, and PowerSports F&I products.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k) Company Match

Paid Holidays

Paid Vacation

Tuition Reimbursement

Company Social Events

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