Chime Financial reported Q2 2026 revenue of $669.77 million, up 26.8% year-over-year, beating the consensus estimate of $640.6 million by 4.55%. EPS came in at $0.07, compared to a loss of $7.29 in the prior-year quarter, surprising analysts who expected a loss of $0.01. The fintech company reported 10.4 million active members, slightly above the 10.3 million analyst estimate. Purchase volume reached $38 billion, exceeding the $36.76 billion projection. Platform-related revenue was $240 million, whilst payments revenue came to $430 million, both surpassing analyst expectations. Chime shares have returned 18.1% over the past month, outperforming the S&P 500's 3.5% gain.

Allied Universal partners with Chime to deliver fee-free financial solutions to hundreds of thousands of employees. One of the nation's largest employers joins a growing roster of companies adopting Chime Workplace over legacy point solutions. Chime(R) announced Allied Universal, a global leader in security and facility services, as its newest employer partner. The partnership will expand access to Chime's fee-free[1] financial wellness tools for hundreds of thousands of frontline employees. The momentum extends beyond new employer partnerships: First Student, the nation's largest student transportation provider that deployed Chime Workplace(TM) earlier this year, is already seeing positive financial health results among its employees. Allied Universal, one of the largest employers in the U.S. with approximately 320,000 North American-based employees, will now offer Chime Workplace, Chime's comprehensive financial wellness suite, to its teams at no cost to the company or its employees. Employees gain access to Chime's trusted suite of financial tools: fee-free earned wage access (EWA)[2] for on-demand pay, high-yield savings earning up to 3.75% APY[3], investing, and credit-building[4] tools. Allied Universal, in turn, gains real-time visibility into how its teams are saving, building credit, and using the benefit to improve financial health through the Chime Workplace portal. "Supporting a workforce as large and diverse as ours requires benefits that are accessible, relevant, and meaningful to employees at every stage of their financial journey," said Don Tefft, Chief Human Resources Officer, Allied Universal. "Chime Workplace helps provide tools and resources that can support financial wellness, giving our employees greater flexibility and helping them build confidence in their financial future." This new partnership expands Chime Workplace's reach to the security industry, adding to a customer base that already spans healthcare, transportation, professional services, and other sectors. This large-scale adoption also reflects growing employer demand for comprehensive financial wellness benefits that can demonstrate measurable outcomes. At First Student, 46% of active enrolled employees began saving within two months of launch. Of those employees, 76% continued building their savings - an early indication of the kind of financial progress employers are looking for. "Employers are done with fragmented benefits that add complexity without delivering meaningful financial outcomes," said Mark Troughton, President of Chime. "They want one partner that can help employees make measurable financial progress - without adding cost. Allied Universal choosing Chime sends a clear signal: the market is moving beyond a patchwork of point solutions toward a comprehensive, fee-free approach that supports employees across their financial lives." The momentum reflects a broader shift in how employers think about financial benefits. In a 2026 Everest Group report, 76% of employers said financial wellness is now a strategic priority - yet 83% acknowledged their current programs struggle to demonstrate measurable financial outcomes for employees. It's a gap Chime Workplace is built to close. [To share your insights with us, please write to [email protected]]