Clerkie

Clerkie

Proactive debt recovery platform for lenders

Overview

Fiber by Clerkie provides a B2B fintech platform that modernizes debt operations for lenders and financial institutions. It combines an integrated recovery stack—Recovery CRM, Inventory Management System, AI Agent, and modules for communications, scoring, a self-service payment portal, and workflow automation—to proactively identify at-risk borrowers and offer personalized workout and hardship options before defaults occur. The platform hinges on data transfer, real-time analytics, and a compliance engine to streamline debt recovery and reduce loan losses while preserving customer relationships, unlike traditional reactive collections. Its goal is to help banks, lenders, and debt buyers manage credit portfolios more efficiently and maintain favorable borrower relationships through proactive repayment management.

About Clerkie

Simplify's Rating
Why Clerkie is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Data & Analytics

Enterprise Software

Fintech

AI & Machine Learning

Company Size

11-50

Company Stage

Series A

Total Funding

$41M

Headquarters

null

Founded

2017

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Simplify's Take

What believers are saying

  • LinkedIn posts in January 2026 show RevSpring partnership momentum and ARM community access.
  • Fiber claims up to 70% higher self-service payments, a strong ROI hook.
  • Job postings in March and July 2026 signal continued engineering hiring and product expansion.

What critics are saying

  • Debt collections software faces heavy regulation; Fiber’s AI negotiation and authentication invite scrutiny.
  • Sales depend on banks and agencies adopting new workflows, slowing revenue conversion through 2026.
  • Competitors like RevSpring already command ARM relationships, boxing Fiber into niche differentiation.

What makes Clerkie unique

  • Fiber launched in 2021, extending Clerkie’s 2016 consumer debt experience into B2B.
  • Fiber combines Recovery CRM, IMS, AI Agent, scoring, portal, and compliance workflows.
  • Consumer app learnings from millions of users inform Fiber’s payment portal and recovery design.

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Funding

Total Funding

$41M

Above

Industry Average

Funded Over

0 Rounds

Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Retirement Plan

401(k) Company Match

Paid Vacation

Paid Holidays

Annual company retreat

Professional Development Budget

Company News

FinSMEs
Apr 18th, 2023
Clerkie Raises $33M In Series A Funding

Clerkie, a San Francisco, CA-based AI-powered financial automation platform, raised $33M in Series A funding. The round was led by Left Lane Capital with participation from other notable investors including Wellington Management Company, Flourish Ventures, Citi Ventures, CMFG Ventures and Vestigo Ventures. David Velez, founder of Nubank, and Tom Proulx, founder of Intuit, also participated in the round. The company, which has raised $41M to date, intends to use the funds to grow the engineering team and rapidly scale its debt workout solutions.Co-founded by Guy Assad, Sebastian Wigstrom and Gray Hoffman, Clerkie is an AI-powered financial automation platform purpose-built to enable over 100 million Americans ease their debt burden. Its systems help borrowers by providing personalized debt guidance and workout options to avoid delinquency and build their credit scores. The platform uses a number of data points to identify and help potentially delinquent borrowers avoid default

PR Newswire
Apr 18th, 2023
Clerkie raises $33M Series A funding from top investors to address the broken debt system

/PRNewswire/ -- Clerkie, the leading AI-powered financial automation platform, today announced its $33M Series A round led by Left Lane Capital with...

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