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CoBank

Cooperative bank financing rural agribusiness

Overview

CoBank is a cooperative bank serving rural America with loans, leases, export financing, and other financial services for agribusinesses and rural utilities in all 50 states. It also provides wholesale loans and services to Farm Credit associations supporting farmers and rural borrowers in 23 states, as part of the Farm Credit System. As a member-owned part of a national network, it focuses on larger, infrastructure-heavy rural sectors and operates a nationwide footprint with an international office in Singapore. Its goal is to meet the financing needs of U.S. agriculture, rural infrastructure and communities to help farmers, ranchers and related providers grow and maintain essential services.

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About CoBank

Simplify's Rating
Why CoBank is rated
B
Rated A on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Industrial & ManufacturingFinancial Services

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Greenwood Village, Colorado

Founded

1989

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Simplify's Take

What believers are saying

  • Q2 2026 net income rose 6% to $447 million, despite lower total assets.
  • Average loans grew 4% to $167.3 billion in Q2 2026, supporting interest income.
  • Heartland Co-op's first sustainability-linked loan showcases a scalable, fee-generating niche in conservation finance.

What critics are saying

  • Stockholders rejected 2026 governance changes, signaling board friction over strategy and control.
  • Chief HR Officer Deboleena Bose resigned March 31, 2026; COO Andrew Jacob retired March 20.
  • Heavy exposure to agriculture concentrates credit risk if Midwest farm losses rise in 2027.

What makes CoBank unique

  • CoBank funds agribusiness, rural infrastructure, and Farm Credit associations nationwide.
  • Its 2026 Heartland Co-op loan ties pricing to conservation targets.
  • Its Sharing Success program repeatedly matches local cooperative donations across rural America.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Unlimited Paid Time Off

Flexible Work Hours

Hybrid Work Options

401(k) Retirement Plan

401(k) Company Match

Professional Development Budget

Tuition Reimbursement

Company News

Kizhakedath Media Services Pvt. Ltd.
Oct 13th, 2026
Renewables news: Clearway Energy, Tavion, Parapet, MetaWealth - GreentechLead

The latest renewable energy news includes announcements on Clearway Energy, Tavion, Parapet, MetaWealth, Battery Storage Expansion in Utah

Agri-Pulse
Oct 7th, 2026
Farm hands on the potomac: joel Leftwich joins Idealyst Innovation, robert Haus goes to Vylor, General Mills names Dana McNabb as CEO.

Farm hands on the potomac: joel Leftwich joins Idealyst Innovation, robert Haus goes to Vylor, General Mills names Dana McNabb as CEO. Joel Leftwich will join Idealyst Innovation as executive vice president of policy innovation and director of the Center for American Food Power. Leftwich joins Idealyst from the Kansas Farm Bureau, where he serves as chief strategy officer. He previously served as majority staff director of the Senate Agriculture Committee, managing director of Glover Park Group's food team and senior director of government affairs at PepsiCo. Robert Haus has joined Vylor as state government and industry affairs leader. He previously served as director of Midwest government and industry affairs at Corteva Agriscience, a role he held since 2018. Haus also held positions with the Department of Energy, Sen. Chuck Grassley, R-Iowa, and Iowa Gov. Terry Branstad. General Mills named Dana McNabb as CEO, effective Jan. 1, succeeding Jeff Harmening. McNabb, a 27-year General Mills veteran, currently serves as COO and has held several senior leadership roles. Harmening will become executive chair. Nathan Bowen has joined Feeding America as executive vice president of government affairs and policy. Bowen will work with the organization's network of more than 250 food banks on federal policy and advocacy efforts. He previously served in government affairs and policy roles, most recently at the National Association of State Departments of Agriculture. Chad Slump (Michigan Milk Producers Association photo) The Michigan Milk Producers Association has appointed Chad Slump as chief financial officer. Slump joins MMPA from Ardent Mills, where he served as vice president of finance. He will oversee finance and information technology for the cooperative. Shawna Severson has been named executive vice president of the Montana Grain Growers Association. Severson had served as interim EVP since April and previously was the association's office manager and event coordinator. She will lead MGGA's operations, advocacy, member services, communications and events. Danny Munch has joined CoBank as lead economist for farm economy and agricultural commodities. Munch spent five and a half years with the American Farm Bureau Federation, where he focused on agricultural economic issues and research. He previously interned with Farm Credit East while completing graduate research on agricultural cooperatives. Justina Graff has returned to The Russell Group as principal. She previously worked at the firm before serving as a professional staff member on the House Agriculture Committee under Chair Glenn "GT" Thompson, R-Pa. Graff grew up on Justina Graff (The Russell Group photo) a sixth-generation farm and ranch in Hondo, Texas, and is a Texas A&M University graduate. Kelsey Becker (LinkedIn photo) Kelsey Becker has been promoted to chief of staff for Sen. Tammy Duckworth, D-Ill., succeeding Kalina Thompson. Becker has worked for Duckworth since 2012 in leadership roles across her House and Senate offices and campaigns. She previously served as deputy chief of staff. Aaron Bledsoe has been named grain division manager at Superior Ag, succeeding Craig Haugaard, who is retiring in October. Bledsoe joined the cooperative in July after working with White River Co-Op and Premier Cos. in Indiana. Jeff Hagan also joined Superior Ag as agronomy division manager ahead of PJ Peter's planned retirement in February.

PR Newswire
Sep 21st, 2026
New research and community stories show the growing case for nature-based solutions.

New research and community stories show the growing case for nature-based solutions. Sep 21, 2026, 08:55 ET Human Nature spotlights solutions protecting water and strengthening local economies, from Arkansas Delta wetlands to Iowa farm fields and Mexican fishing communities WASHINGTON, Sept. 21, 2026 /PRNewswire/ - The Walton Family Foundation is expanding its work to advance nature-based solutions, practical approaches that work with natural systems to protect water while strengthening communities and local economies. The focus is part of the foundation's evolving Environment Program strategy, pairing on-the-ground work with efforts to address the policies, financing and market conditions that can help effective solutions grow and endure. Today, the foundation launched Human Nature, a new storytelling series featuring multimedia case studies showing what that approach looks like in practice. Through stories from Arkansas Delta wetlands, Iowa farm fields and fishing communities in Mexico, the series spotlights how communities are already working with nature to reduce flood risk, improve water quality, strengthen livelihoods and build resilience. "When we take care of nature and work with natural systems, we are also taking care of people," said Moira Mcdonald, director of the Walton Family Foundation's Environment Program. "These nature-based solutions are already helping farmers keep more topsoil and profit on their land, helping fishing communities rebuild the stocks their livelihoods depend on, and helping people hold on to land that's been in their families for generations. We know these approaches can work. Now the challenge is helping more communities put them to work by bringing together local leadership, investment and policies that make proven solutions easier to adopt and sustain." Natural approaches also have broad public support and a growing body of research behind them. A 2025 Morning Consult poll found that 80% of Americans say restoring and protecting wetlands to absorb floodwaters should be a priority for state and local governments. A June 2026 study from the University of Georgia's Institute for Resilient Infrastructure Systems found that when the full range of benefits natural infrastructure provides - including flood reduction, clean water, habitat and recreation - is accounted for, these approaches can deliver returns of up to $8 for every $1 invested. Restoring Wetlands and Preserving Family Land in the Mississippi Delta In the Mississippi Alluvial Valley, the foundation-supported Tri-State Conservation Partnership has helped place more than 1 million acres into USDA Wetland Reserve Easements, paying landowners to return frequently flooded farmland to wetlands. The approach lets farmers keep their most productive acres in production while retiring the acres most prone to flooding, restoring habitat and reducing flood risk while keeping land in local hands. Local partners like The KKAC Organization, an Arkansas Delta land-retention and agricultural organization, help connect landowners, including historically underserved rural communities who have long faced barriers to holding on to their land, with these federal conservation programs. Financing Conservation on Iowa Farms In Iowa, the Environmental Defense Fund partnered with CoBank on a sustainability-linked loan with Heartland Co-op. The loan lowers interest rates as farmers adopt cover crops and saturated buffers: financing that has already helped fund 160,000 acres of cover crops and roughly 90 saturated buffers that keep nutrient-rich water out of the water supply. Elsewhere in Iowa, the foundation is working with the American Flood Coalition to help farmers like Loran Steinlage of FLOLO Farms adopt relay cropping, overlapping crops to keep roots in the ground year-round. The practice cuts erosion, boosts water retention and is estimated to add $51 per acre in farm profit, with the potential to cut downstream flooding by as much as 30%. Rebuilding Fisheries in Coastal Mexico On Mexico's Baja Peninsula, NGOs, Niparajá and Comunidad y Biodiversidad (COBI), have helped fishing communities establish networks of community-run fish refuges, marine zones temporarily closed to fishing to let depleted species recover. Now in continuous operation for 15 years, the refuges have helped rebuild fish populations while training local fishers as scientific monitors. The model has proven durable enough that the Mexican government plans to more than triple the number of fish refuge zones in 2026. About the Walton Family Foundation The Walton Family Foundation is, at its core, a family-led foundation. Three generations of the descendants of our founders, Sam and Helen Walton, and their spouses work together to lead the foundation and create access to opportunity for people and communities. We work in three areas: improving education, protecting rivers and oceans and the communities they support, and investing in our home region of Northwest Arkansas and the Arkansas-Mississippi Delta. To learn more, visit waltonfamilyfoundation.org and follow us on Facebook, LinkedIn, Instagram and X. SOURCE Walton Family Foundation

YourCentralValley.com
Sep 18th, 2026
$30,000 donation to help feed Central Valley families in need, 180,000 meals incoming.

$30,000 donation to help feed Central Valley families in need, 180,000 meals incoming. Posted: Sep 17, 2026 / 06:52 PM PDT Updated: Sep 17, 2026 / 06:52 PM PDT FRESNO, Calif. (KSEE/KGPE) - The Fresno Madera Farm Credit announced on Thursday that it was partnering with CoBank to make a donation to Central California Food Bank's fund drive. These two companies have joined together to donate $30,000 to Central California Food Bank's 13th Annual Feeding Families Fund Drive. GAR added a 50% match of the $30,000, according to organizers. These donations are going to help provide over 180,000 healthy meals to Central California residents. These donations and drives are meant to help families who struggle to afford healthy food options. "Food insecurity exists in every county we serve, including the communities where our farmers and ranchers live and work," said Fresno Madera Farm Credit CEO Keith Hesterberg. "We are proud to continue this long-standing partnership and to work alongside CoBank in support of Central California Food Bank, whose network gets nutritious food to the people who need it." You can help feed these families by donating as well. Any donation you make will receive a 50% match from GAR throughout September. You can donate here. You can also participate by taking food donations to The Market grocery store in Fresno on Friday.

Minichart
Sep 5th, 2026
Sysco Secures $750M Term Loan Facility for JRD Acquisition

Sysco Corporation (NYSE: SYY) has secured a new $750 million senior unsecured delayed draw term loan facility to help finance its previously announced acquisition of JRD Unico, Inc. and Warehouse Realty, LLC. The company established the facility, named the CoBank Term Loan, through a First Amendment to its existing revolving credit agreement, dated September 4, 2026.

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