Coins.ph

Coins.ph

Digital wallet, bill payments, crypto trading

Overview

Coins.ph is a digital wallet and financial services platform in the Philippines. It lets users pay bills (utilities, government services, telecom), buy mobile load, and trade cryptocurrencies like Bitcoin, Ethereum, and Bitcoin Cash. The service targets individuals who want an easy way to manage money and pay for services, as well as small businesses that need simple payment workflows. Transactions incur small fees, and Coins.ph earns through partnerships and rebates with service providers. A cardless ATM feature allows cash withdrawals without a physical card. The product is designed to be simple and accessible, aiming to make financial tasks fast and convenient. The company’s goal is to provide seamless, all-in-one financial services that expand access to digital money for Filipinos.

About Coins.ph

Simplify's Rating
Why Coins.ph is rated
C
Rated C on Competitive Edge
Rated B on Growth Potential
Rated D+ on Differentiation

Industries

Consumer Software

Fintech

Crypto & Web3

Financial Services

Company Size

201-500

Company Stage

Series C

Total Funding

$40.1M

Headquarters

Manila, Philippines

Founded

2014

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Simplify's Take

What believers are saying

  • June 1, 2026 Clear Junction adds EUR, GBP, SEPA Instant, and Faster Payments rails.
  • August 17, 2026 Skyro partnership expands QR Ph acceptance across 10,000 stores.
  • April 15, 2026 rewards program gamifies payments and crypto trades, boosting retention.

What critics are saying

  • August 2026 Bahamut maintenance and repeated outages expose fragile network operations.
  • StatusGator tracks 188 outages in twelve months, damaging trust and conversion.
  • BSP rules can freeze PHPC redemption or force costly compliance changes.

What makes Coins.ph unique

  • Coins.ph spans QR Ph, bills, remittances, crypto, and stablecoin settlement.
  • August 12, 2026 Bayad integration bypasses aggregators for nearly 300 billers.
  • April 24, 2026 QRPh stablecoin payments use PHP, USDT, and USDC together.

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Funding

Total Funding

$40.1M

Below

Industry Average

Funded Over

5 Rounds

Series C funding is usually for startups that are doing well and are looking for more money to fuel major growth, such as acquiring other companies, expanding into global markets, or launching new product lines. Investors typically include larger venture capital firms and private equity.
Series C Funding Comparison
Below Average

Industry standards

$50M
$40M
Figma
$50M
Medium
$62M
SeatGeek
$100M
Oura

Benefits

Remote Work Options

Hybrid Work Options

Flexible Work Hours

Unlimited Paid Time Off

Paid Vacation

Health Insurance

Dental Insurance

Vision Insurance

Wellness Program

Mental Health Support

Gym Membership

Phone/Internet Stipend

Home Office Stipend

Conference Attendance Budget

Professional Development Budget

Stock Options

Company Equity

401(k) Retirement Plan

401(k) Company Match

Paid Holidays

Parental Leave

Family Planning Benefits

Fertility Treatment Support

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
CoinGeek
Aug 17th, 2026
Coins.ph and Skyro partner at ASEAN Tech Summit to expand digital payments and disbursements.

Coins.ph and Skyro partner at ASEAN Tech Summit to expand digital payments and disbursements. Published: Aug 17, 2026 * homepage * > * news * > * business * > * Coins.ph and Skyro partner at ASEAN Tech Summit to expand digital payments and disbursements. Coins.ph, one of the leading digital wallet and crypto services provider in the Philippines, and Skyro, a fast-growing SEC-registered fintech company offering accessible consumer finance products, recently signed a partnership during the ASEAN Tech Summit at the Marriott Grand Ballroom in Newport City, Pasay City. Formalizing the agreement were Wei Zhou, Chief Executive Officer, and Amira Alawi, Global Marketing Director, representing Coins.ph. Joining them on behalf of Skyro were Arsen Liametov, co-Founder and co-CEO; Nasim Aliev, co-Founder and co-CEO; and Anthony Co, President. Under this new alliance, Coins.ph and Skyro will collaborate across key payment infrastructure verticals, including QR Ph Scan-to-Pay, QR Ph payment acceptance and seamless disbursement services. Through the integration of the national QR code standard (QR Ph), the partnership aims to provide consumers, enterprise partners and merchant networks with safer, faster and more versatile transaction capabilities. Through this integration, consumers will benefit from frictionless, interoperable payments across Skyro's network of more than 10,000 partner stores and more than 4,000 offline and online merchant partners nationwide. Simultaneously, Skyro will leverage Coins.ph's payout infrastructure to further enhance its cash distributions, credit payouts, loan disbursements and merchant settlements, enabling partner businesses to process instant bulk payouts while improving operational efficiency. "Partnering with Skyro allows us to expand the reach of our robust financial infrastructure and drive real, everyday utility for millions of users," said Wei Zhou, CEO of Coins.ph. "Through our joint work in QR Ph acceptance and disbursements, we are making interoperable digital payments faster, safer and far more accessible while advancing our shared commitment to digital financial inclusion across the country." "This agreement accelerates our roadmap to build a fully integrated digital financial ecosystem," said Anthony Co, President of Skyro. "As fintech adoption expands beyond major metro areas into regional provinces, integrating robust QR Ph acceptance and payout rails ensures our digital financial products remain available everywhere." The collaboration comes at a key moment as digital payment transactions in the Philippines reached nearly 25 trillion pesos (₱25 trillion) in 2025, driven by a 216% surge in electronic fund transfer volume through clearing houses like InstaPay and PESONet. Leveraging this momentum, Coins.ph and Skyro plan to roll out these integrated payment and disbursement options across their digital platforms in the coming months, setting a practical benchmark for cashless transformation. About Coins Coins is building the next generation of global money movement. Through a single platform, businesses and consumers can make payments, move money across borders, convert currencies, access digital assets, and tap into a growing suite of financial services - from cards and credit to investments and treasury. By combining stablecoin-powered settlement with local payment rails, Coins makes money move faster, at lower cost, and with 24/7/365 availability. About Skyro Skyro is a fast-growing SEC-registered financial technology company in the Philippines dedicated to providing accessible, flexible, and customer-centric consumer finance solutions. Leveraging advanced data analytics, artificial intelligence, a digital-first platform, and an extensive retail partner network, Skyro offers product loans, cash loans, and a digital credit line designed to help Filipinos access credit in ways that fit their needs, lifestyles, and financial journeys.

Newsbytes Philippines
Aug 12th, 2026
Coins.ph, Bayad link systems for faster bill payments.

Coins.ph, Bayad link systems for faster bill payments. August 12, 2026 Coins.ph has partnered with payment network Bayad to nearly double the number of billers available on its mobile app to about 300. The direct integration connects Coins.ph with Bayad's biller network without relying on third-party aggregators, which the companies said would speed up transaction processing and improve payment reliability. The expanded service covers 17 categories, including utilities, government services, telecommunications, travel and banking. Coins.ph said the integration also enables real-time posting for major billers, with payments reflected within 24 hours. The feature is intended to reduce the risk of delayed posting and corresponding late-payment charges. "We want to show how Coins.ph fits naturally into your daily life," Coins.ph global marketing director Amira Alawi said. "By partnering with a household name as trusted as Bayad, we're making it incredibly easy for our users to settle their utilities and everyday expenses with nearly 300 billers, all in just a few taps." "This partnership bridges the best of everyday traditional payments with the power of digital finance," Bayad chief commercial and marketing officer Dennis Gatuslao said. "By linking Bayad's direct-to-biller network with Coins.ph's innovative app, we are eliminating boundaries for users. It's all about creating a faster, more reliable experience that shows how effortless managing household expenses can truly be." The expanded biller network is available to registered Coins.ph users through the latest version of its iOS and Android apps. - Advertisement - Relevant stories. June 18, 2026 April 19, 2026 April 1, 2026 March 11, 2026 March 6, 2026 February 17, 2026 Latest. August 12, 2026 August 11, 2026 August 10, 2026 - Advertisement -

BitDigest
Aug 12th, 2026
Coins.ph and Bayad forge strategic partnership to expand bills payment capabilities for millions of Filipinos.

Coins.ph and Bayad forge strategic partnership to expand bills payment capabilities for millions of Filipinos. Aug 12, 2026 Coins.ph, the Philippines' leading digital asset exchange and one of the fastest-growing mobile wallets, has entered into a strategic partnership with Bayad, the premier bills payment network in the country. This collaboration strengthen's Coins.ph's utility as an all-in-one money app with a reliable suite of payments and trading capabilities. Through direct integration with Bayad's vast network, Coins.ph bypasses third-party aggregators to deliver faster, more seamless, and highly reliable bill payments directly within the app. Bridging the gap: more billers, faster Posting. Thanks to Bayad's impressive network, the number of billers available to Coins.ph users increase to nearly 300 merchants, doubling the app's capacity. The expanded network brings together everyday essentials across 17 distinct categories, allowing Coins.ph users to clear their monthly checklists in one seamless platform. This includes critical utilities, government services, telecommunications, travel, and banking. Backend friction eliminated. Through Bayad's direct API integration, Coins.ph now offers Real-Time Posting (RTP) for major billers. This ensures payments are posted within 24 hours to prevent late-fee anxieties. For the platform's bill-only users who rely on the app solely for recurring, real-world obligations rather than digital asset trading, this change ensures a best-in-class, frictionless payment journey. "We want to show how Coins.ph fits naturally into your daily life," said Amira Alawi, Coins.ph Global Marketing Director. "By partnering with a household name as trusted as Bayad, we're making it incredibly easy for our users to settle their utilities and everyday expenses with nearly 300 billers, all in just a few taps." "This partnership bridges the best of everyday traditional payments with the power of digital finance," said Dennis Gatuslao, Chief Commercial & Marketing Officer of Bayad. "By linking Bayad's direct-to-biller network with Coins.ph's innovative app, BitDigest is eliminating boundaries for users. It's all about creating a faster, more reliable experience that shows how effortless managing household expenses can truly be." The updated biller options are now fully live and accessible to all registered Coins.ph users through the latest version of the mobile app on iOS and Android. About Coins.ph. Coins.ph is the leading financial super-app in the Philippines, offering millions of users an easy access to mobile wallet services, remittances, mobile load, bill payments, and secure digital asset trading. Coins.ph is regulated by the Bangko Sentral ng Pilipinas (BSP). About Bayad. Bayad, formerly known as Bayad Center, is one of the country's leading fintech companies, pioneering the outsourced bill payment collection services in the Philippines in 1997. As part of the MVP Group of Companies, Bayad has built an extensive omnichannel payment ecosystem that makes financial services more accessible, secure, and convenient for Filipinos. Trusted by more than 500 Billing Institutions & Government Agencies for their payment collection needs, Bayad enables seamless payments across utilities, banking, insurance, government contributions, transportation, loans, and other essential services through its more than 130,000 physical touchpoints, as well as powering the bills payment collection facility of leading mobile apps and fintech players in the country.

Manila Standard
Jun 15th, 2026
Coins.ph donates P3m for earthquake relief.

Coins.ph donates P3m for earthquake relief. June 15, 2026, 7:08 PM Estimated reading time: 1 minute and 23 seconds Philippine digital asset platform Coins.ph donated P3 million to non-profit organization Angat Pinas to fund emergency relief operations in southern Mindanao following a powerful magnitude 7.8 earthquake. The funding will support more than 1.4 million residents in high-impact zones, focusing on General Santos City and the municipality of Maasim, which sustained severe damage. The tremor also heavily impacted Alabel and the wider Sarangani province. - Advertisement - Angat Pinas is using the P3 million donation to procure and distribute food packages and clean drinking water to displaced families in evacuation centers. Part of the funds will also provide care for displaced pets, including cats and dogs, which often get overlooked during humanitarian crises. "In the wake of the recent devastating earthquake, our priority at Coins.ph has been simply to empower the responders who are delivering hope directly to Mindanao," Coins.ph chief executive Wei Zhou said. "This support is vital because these ongoing relief operations provide immediate, practical aid directly to displaced families where it is needed most," Zhou said. The joint emergency distribution pipeline is scaling up immediately through local field responders in General Santos City and surrounding municipalities. Coins.ph is also urging its users to contribute to the relief campaign to accelerate the distribution of essential supplies. "In times of disaster, every act of solidarity matters," Angat Pinas executive director Raffy Magno said. "We are grateful to Coins.ph for standing with earthquake-affected communities in Mindanao and helping ensure that timely assistance reaches areas that need it most," said Magno. Coins.ph government relations head Portia Carlos and Angat Pinas executive director Raffy Magno finalized the deployment of the relief funds during a recent turnover ceremony. - Advertisement -

Riau One
Jun 1st, 2026
Coins.ph selects Clear Junction to support European payment corridors.

Coins.ph selects Clear Junction to support European payment corridors. Coins.ph will use Clear Junction's EUR and GBP infrastructure, including named vIBANs, SEPA, SEPA Instant and Faster Payments, to support collections, disbursements and reconciliation for corporate and financial institution clients. London, June 01, 2026 (GLOBE NEWSWIRE) - Clear Junction Limited, a provider of payment infrastructure for licensed financial institutions, has partnered with Coins.ph to support its European corridor growth by providing them with named virtual International Bank Account Numbers (IBANs) and access to EUR and GBP payment rails. Founded in 2014, Coins.ph is the Philippines' leading crypto-native provider of payments, remittances and digital wallet services with over 5 millions verified users. The company was built to expand financial infrastructure for underbanked communities and now serves a growing base of corporate and financial institution clients across multiple countries including Thailand, Australia, Brazil, and Mauritius. As Coins.ph expands internationally, Europe has become an important corridor for remittance collections and disbursements. To support this growth, the company needed a European infrastructure partner able to provide access to EUR and GBP payment rails, named virtual accounts for corporate clients, and the operational discipline required for cross-border financial services. Following an assessment of several EU-licensed EMIs and banking partners, Coins.ph selected Clear Junction for its rail coverage, operational maturity, technical capability and experience supporting financial services clients across high-volume corridors. Coins.ph prioritised SEPA Credit, SEPA Instant, named virtual IBAN issuance, settlement timing, operational maturity and regulatory standing during the evaluation process. Through the partnership, Coins.ph is using Clear Junction's infrastructure to support EUR and GBP collections and disbursements across the European corridor. The solution includes named virtual IBAN issuance for corporate clients, SEPA Credit and SEPA Instant payment rails for EUR flows, Faster Payments support for GBP flows, and Clear Junction's internal settlement network for transfers within its ecosystem. The arrangement gives Coins.ph a scalable infrastructure layer for European client demand. Named account structures help corporate clients receive and manage EUR payments with clearer attribution, while local rail access supports collections and disbursements across key European payment flows. Clear Junction's ability to support the Coins.ph group under a unified framework also helps simplify the operating model for European corridor activity. "Clear Junction gives us the European payment infrastructure we need as our international business continues to grow. Through the partnership, we can support named account structures, local payment rail access and a clearer operating framework for our corporate and financial institution clients," said Wei Zhou, Coins.ph Chief Executive Officer. Temukan lebih banyak Berita Lokal Sumber Daya Pendidikan "What stood out was Clear Junction's combination of technical capability, operational maturity and understanding of the standards required to support cross-border payment flows at scale," Zhou added. Clear Junction works with financial institutions, PSPs, EMIs, remittance businesses, fintechs and digital asset companies that need reliable access to GBP and EUR payment infrastructure. Its platform supports account structures, payment processing, virtual IBANs, internal settlement through API and portal access. For Coins.ph, the partnership strengthens its European proposition and creates a foundation for further corporate client onboarding, transaction growth and future product development. The briefing frames Clear Junction as a core strategic partner for Coins.ph's EU corridor as its global expansion continues. Olga Mackintosh, Chief Commercial Officer at Clear Junction, said: "Coins.ph is the kind of international financial services group Clear Junction is built to support: ambitious, operationally sophisticated and focused on long-term growth. As its European corridor activity expands, its role is to provide reliable EUR and GBP payment infrastructure, and named account capabilities within a disciplined, compliance-first framework. This partnership reflects growing demand from global fintechs, remittance providers and financial institutions for scalable accounts and payment infrastructure." ***

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