Pay with peso, crypto, or both: Coins.ph pioneers stablecoin payment utility in the Philippines with first-of-its-kind QRPh integration. 24 April 2026 * homepage * > * news * > * finance * > * pay with peso, crypto, or both: Coins.ph pioneers stablecoin payment utility in the Philippines with first-of-its-kind QRPh integration. MANILA, Philippines - Coins.ph, the Philippines' leading crypto-native digital wallet and a pioneer in blockchain-backed financial services, announced the rollout of its game-changing QRPh Stablecoin Payment functionality. This landmark feature, available starting today, enables the platform's millions of users to settle transactions using Philippine Pesos (PHP), supported stablecoins namely, USDT, and USDC, or a combination of both in a single, unified checkout flow. QRPh is the Philippines' national QR code standard, developed by the Bangko Sentral ng Pilipinas (BSP). It was designed to provide a safe, convenient, and interoperable payment system, allowing customers to pay for goods and services by scanning a single QR code, regardless of whether the merchant and the customer use different banks or e-wallets. QRPh eliminates the need for merchants to display multiple QR codes for different providers, streamlining the digital payment experience across the country. As the first e-wallet in the Philippines to integrate stablecoin payment capabilities with the national QRPh standard, Coins.ph has effectively bridged the gap between digital asset portfolios and daily commerce. This functionality is immediately compatible with nearly 700,000 QRPh-enabled merchants across the country, ranging from small local enterprises to major retail chains. The scale of this innovation is underscored by Coins.ph's dominant market presence. In December 2025 alone, the platform processed nearly ₱30 billion in QRPh transactions, highlighting the massive existing infrastructure now primed for crypto integration. Powering payments with the world's most in-demand assets For the initial rollout, Coins.ph has prioritized the two most liquid and widely held stablecoins globally. While more tokens are slated for integration in the coming months, the first phase supports: * USDT ($USDT): The most widely used stablecoin, pegged 1:1 to the US Dollar. It offers the speed of crypto with the price stability of fiat, making it ideal for daily transactions. * USDC ($USDC): A highly regulated, transparent stablecoin also pegged to the US Dollar. It is favored by institutional and retail users alike for its security and reliability. Driving global crypto utility through local innovation The launch of the QRPh Stablecoin Payment flow addresses a long-standing friction point: the need for manual pre-conversion. With an automated conversion process at the point of sale, Coins.ph provides a frictionless experience that allows users to leverage their diversified holdings without leaving the transaction interface. "After a long but exciting development process, Coins.ph is proud to finally introduce its QRPh Stablecoin Payment Support, a new experience that allows eligible users to complete a QRPh transaction using PHP, supported stablecoins, or a combination of both within a single checkout flow. We expect this new feature to revolutionize how our users make payments, whether it's for usual coffee runs or for weekend shopping at large retail chains," said Wei Zhou, CEO of Coins.ph. "This initiative is part of Coins' broader effort to make crypto more usable in everyday scenarios and to simplify merchant QR transactions for users who hold funds across different asset types." A seamless, unified architecture The QRPh Stablecoin Payment system is engineered for maximum flexibility, supporting three distinct modes: * PHP-Only: Standard transactions using traditional currency. * Crypto-Funded Payment: Users can pay with $USDT or $USDC, which are converted into PHP as part of the checkout before completing the QRPh payment. * Hybrid Flow: A combination of PHP and either USDT or USDC to complete a transaction when a single balance is insufficient. During the checkout process, the platform generates real-time conversion quotes, ensuring transparency. Once confirmed, the system executes the conversion and the merchant transaction as part of one continuous journey, eliminating the complexity typically associated with blockchain-based commerce. Appropriate reversal handling is applied if the QRPh payment does not complete successfully. In case of refunds, all QRPh refunds are returned in PHP, regardless of whether the original payment used crypto conversion. "By transforming crypto from a passive investment into a versatile tool for daily life, we are setting a new standard for national payments. As QRPh adoption in the Philippines surges, Coins.ph remains at the forefront, ensuring every Filipino has the power to choose how they store, grow, and now spend their digital assets," Zhou said. About Coins.ph Coins is building the next generation of global money movement. Through a single platform, businesses and consumers can make payments, move money across borders, convert currencies, access digital assets, and tap into a growing suite of financial services - from cards and credit to investments and treasury. By combining stablecoin-powered settlement with local payment rails, Coins makes money move faster, at lower cost, and with 24/7/365 availability.

Coins.ph launches rewards program for daily payments, crypto trades. Coins.ph has rolled out a new rewards program that converts everyday app activity, such as paying via QR code or converting cryptocurrency, into points redeemable for food and lifestyle vouchers. The program launched on April 15, 2026, and is powered by Share Treats, a platform that connects digital financial activity to real-world consumer rewards. Coins.ph is described as the Philippines' largest digital asset exchange and one of the country's fastest-growing mobile wallets. The rollout is initially limited to new users, with access for existing account holders expected to follow in the coming weeks. Users earn points by completing tasks listed inside the app's Rewards Hub, which includes making payments at any of the more than 600,000 QRPH-enabled merchants across the country, as well as converting USDC to Philippine pesos within the Coins.ph app or web portal. "This new rewards system is the first iteration in incentivizing and gamifying user loyalty," said Amira Alawi, Global Marketing Director at Coins.ph. "By turning everyday financial habits into tangible rewards, we're making sure that every interaction on Coins.ph adds real-world value." arrow_forward_ios Powered by GliaStudios New users who complete account verification within 14 days of signing up unlock a "7-Day Welcome Streak," which rewards daily app logins with points during the first week. Once the onboarding streak is complete, users gain full access to the Rewards Hub, where personalized tasks are assigned based on their activity. Completing primary tasks unlocks additional tasks, creating a continuous cycle of earning opportunities. Earned points are valid for one year from the time they are accumulated, giving users the option to redeem for smaller rewards immediately or save toward larger vouchers over time. The rewards program is live now on the Coins.ph app and web portal. Existing users can expect access to the Rewards Hub to be announced in the coming weeks. Don't Miss An Article! Tech Pilipinas will not share your email address. Tech Pilipinas really hate spam! Luis is the founder and editor-in-chief of Tech Pilipinas. A former Electronics Engineering student and Department of Science and Technology (DOST) scholar, he is passionate about technology and how it can change the world for the better. Luis has more than 25 years of hands-on experience with computers and the Internet.

Coins.ph rolls out rewards program for payments, crypto trades. April 19, 2026 Crypto platform Coins.ph has rolled out a new rewards program that gives users points for everyday transactions, including QR payments and cryptocurrency trades. The program, which went live April 16, is initially available to new users, with existing customers expected to gain access "very soon." It is powered by Share Treats and allows users to redeem points for food and lifestyle vouchers. Under the scheme, users can earn points by paying via QRPH or converting digital assets within the Coins.ph app and Web platform. Accumulated points can then be exchanged for partner vouchers. "This new rewards system is the first iteration in incentivizing and gamifying user loyalty. By turning everyday financial habits into tangible rewards like your favorite snacks or meals, we're making sure that every interaction on Coins.ph adds real-world value back to our users' lives," said Amira Alawi, global marketing director at Coins.ph. To participate, new users must complete account verification within 14 days to unlock a seven-day login streak that generates additional points. The company said users will also receive personalized tasks through a "Rewards Hub," including payments at QRPH-enabled merchants and crypto conversions such as USDC to peso trades. Coins.ph said points earned through the program will remain valid for up to one year, allowing users to redeem them immediately or accumulate rewards over time. - Advertisement - Relevant stories. April 1, 2026 March 11, 2026 March 6, 2026 February 17, 2026 February 3, 2026 February 1, 2026 Latest. April 19, 2026 April 17, 2026 April 16, 2026 - Advertisement -