Oracle stock joins Founder Led picks investors are studying for long term growth. July 16, 2026 Founder led companies can appeal when inflation, interest rates and growth signals are pulling in different directions, because leadership is often financially and reputationally tied to long term outcomes. With central banks adjusting policy, bond yields shifting and trade and energy trends in focus, many investors are looking for businesses where decision makers have real skin in the game. This Founder Led Companies screener aims to surface stocks where leadership is closely aligned with shareholders. Below, you will see 3 stocks from the screener that stand out on quality, clarity of vision and commitment to building enduring value. Overview: Kaspi.kz is a super-app style platform that combines payments, online marketplace and fintech services, allowing consumers in Kazakhstan and nearby markets to shop, pay bills, transfer money and access credit within a single ecosystem, while helping merchants accept payments, sell online and manage their business. Its operations extend into areas like banking, travel bookings, e-grocery, classifieds and data services, all run from its base in Almaty. Operations: Kaspi.kz generates most of its revenue from its Marketplace segment at KZT 2,102.0b and Fintech at KZT 1,629.7b, with Payments contributing KZT 669.5b. Geographically, it is largely driven by Kazakhstan & Other at KZT 3,189.3b, with Turkey contributing KZT 1,171.3b. Market Cap: US$17.0b Kaspi.kz appears in the Founder-Led Companies screener because it combines a highly integrated super-app business model with profitability metrics such as a 38.4% return on equity, while trading below some estimates of its fair value. The recent acquisition of a fully licensed Turkish bank and majority stake in Hepsiburada gives Kaspi.kz a broader payments and marketplace foothold in a large new market. It also introduces execution and regulatory risk on top of already tighter net margins and a dividend that is not fully covered by free cash flow. For investors who prioritize founder-led execution, strong engagement and a sizeable valuation gap, Kaspi.kz presents a complex story that can benefit from careful analysis of potential future developments. Kaspi.kz's super app model, founder alignment and 38.4% return on equity suggest that the headline story may not match the underlying numbers, so review the analysis report for Kaspi.kz to see what the market might be missing Overview: Dave is a US based digital finance platform that offers tools like budgeting, paycheck-bridging ExtraCash advances, a job-finding Side Hustle portal and a Dave Checking account to help members manage day to day cash flow and short term liquidity needs from one app. Operations: Dave generates all of its US$604.6m in revenue from service based and transaction based operations in the United States. Market Cap: US$5.6b Dave stands out in the Founder Led Companies screener because it pairs strong profitability metrics, including a 37.2% net margin and very high 110.41% return on equity, with a business model built around repeat use of its ExtraCash product and growing engagement from gig workers. Rapid earnings growth, index inclusion and a series of analyst price target increases point to rising institutional attention, even as the stock trades above some cash flow based estimates of fair value. At the same time, heavy reliance on fee income, high leverage and regulatory scrutiny of short term credit keep risk firmly on the table. This means investors who look closely at Dave could uncover nuances that headline numbers alone do not reveal. Dave's very high 110.41% return on equity and 37.2% net margin suggest something is decoupling from expectations, so review the analyst forecasts for Dave to see what this profitability mix could be hinting at next Overview: Oracle provides cloud software, databases, and infrastructure that help large organizations run core functions like finance, HR, supply chains, healthcare systems, and industry specific workloads, with its technology sitting behind many everyday services that rely on secure, large scale data processing. Operations: Oracle generates most of its revenue from Cloud and software at US$58.53b, with Services contributing US$5.74b and Hardware US$3.08b, while the United States accounts for US$39.84b of sales and Other Countries US$20.84b alongside smaller contributions from the UK, Germany and Japan. Market Cap: US$381.63b Oracle is attracting attention because it combines fast growing AI focused cloud infrastructure, validated by its OpenAI partnership and a contract backlog of about US$638b, with solid profitability metrics such as 25.2% net margins and a 39.69% ROE, even if that return is flattered by high debt. The stock trades well below some fair value estimates and on a P/E lower than many software peers, while earnings growth of 36.5% over the past year and raised revenue guidance point to strong business momentum. Set against this are meaningful risks, including heavy data center spending, plans to raise US$40 to 50b in new funding, a BBB- credit rating with a negative outlook, and concentration on a few very large AI customers that could magnify any execution missteps. Oracle's AI cloud story is accelerating, but its BBB- credit rating, heavy data center spend and US$638b backlog raise big questions, so review the 4 key rewards and 3 important warning signs (1 is major!) The three founder led stocks mentioned here are only a starting point, as the full screener has surfaced 349 more companies with equally compelling founder stories and long term legacies in the making through the Founder-Led Companies screener. Use Simply Wall St to unlock filters around founder ownership, capital allocation, balance sheet strength and other catalysts so you can identify and analyze the highest conviction founder led opportunities that fit your own investing playbook. Take control of your investment journey. If Kaspi.kz or any of these companies have caught your attention, register for FREE with Simply Wall St and add your companies to a Watchlist to monitor the share price against the fair value and track any new developments as they happen. Once you've made your move, manage your holdings with our Portfolio Command Center that filters out the noise to deliver only the most critical, actionable updates. Throughout your journey, our Community allows you to filter the best ideas from thousands of investor perspectives. By uncovering hidden catalysts and risks early, you'll accelerate your decision-making and stay one step ahead of the market. Seeking fresh alternatives beyond these picks? Some of the sharpest stock moves start quietly, then break out once the crowd catches on. Scan fresh ideas while they are still under the radar for now and consider them before they attract wider attention. * Spot resilient income opportunities before yields get compressed by latecomers by scanning the 8 dividend fortresses curated for investors who want cash flow plus balance sheet strength. * Ride the build out of tomorrow's computing backbone with the 53 AI infrastructure stocks featuring companies tied to chips, data centers and networking while momentum is still forming. * Get ahead of automation trends shaping factories, logistics and services by reviewing the 32 robotics and automation stocks highlighting businesses positioned for long term demand in intelligent machines. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. New: manage all your stock Portfolios in one place. - Connect an unlimited number of Portfolios and see your total in one currency - Be alerted to new Warning Signs or Risks via email or mobile - Track the Fair Value of your stocks Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email [email protected]

Dave appoints Gopi Kuchimanchi as Chief Technology Officer. Los Angeles, July 07, 2026 (GLOBE NEWSWIRE) - Dave Inc. ("Dave" or the "Company") (Nasdaq: DAVE), one of the nation's leading neobanks, today announced the appointment of Gopi Kuchimanchi as Chief Technology Officer, effective immediately. Gopi brings substantial financial technology, software and AI experience from senior roles at Happen Bank (formerly LendingClub) and Flexport. He joined Dave in 2021, becoming VP of Technology in 2023, and has played a key role in advancing the Company's proprietary AI underwriting engine, CashAI, as well as the technical architecture, core payments and banking infrastructure of Dave's product suite. In his expanded role, Gopi will focus on extending Dave's technology leadership to drive further growth and profitability. He will continue to report directly to Dave's founder and CEO, Jason Wilk. "Gopi has been instrumental in building the technical foundation that powers Dave's products and supports our growth," said Jason Wilk, Founder and CEO of Dave. "His leadership of our technology strategy will further strengthen our capacity to develop and launch new products and execute against our growth algorithm." "I'm proud to take on this expanded role at such an exciting moment for Dave," said Gopi Kuchimanchi. "AI is foundational to how we build, decide and operate across our functions and products. As we execute our multi-product growth strategy, I'm excited to continue strengthening our platform, enabling our teams to innovate faster and delivering even more value for our members." About Dave Dave (Nasdaq: DAVE) is a U.S. neobank pioneering innovative credit products for everyday Americans. For more information about the Company, visit: www.dave.com. For investor information and updates, visit: investors.dave.com and follow @davebanking on X. Investor Relations Contact Sean Mansouri, CFA or Stefan Norbom Elevate IR [email protected]

Dave Inc. shares have surged 101.9% over the past three months following strong first-quarter results and raised guidance. The fintech company reported revenues of $158.4 million, up 47% year over year, whilst adjusted EBITDA rose 57% to $69.3 million. Management raised full-year 2026 guidance for the eighth consecutive quarter, with adjusted EPS now projected at $16.25-$16.75. The Zacks Consensus Estimate calls for 2026 revenues of $714 million and earnings of $16.61 per share. However, valuation concerns have emerged. Dave trades at 6.1 times forward sales, well above its five-year median of 1.7 times and sector averages. The company also faces execution risks, including the impact of programme fees on gross margins despite improved liquidity from its partnership with Coastal Community Bank.