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Deserve provides credit card solutions tailored for different market segments, including college students and businesses wanting to offer co-branded credit cards. Their main product is the "Credit Card as a Service" (CCaaS) platform, which allows businesses to quickly launch customized credit card programs. This platform is flexible, enabling partners to create cards that fit their branding and specific needs. For individual consumers, especially college students, Deserve offers credit cards designed to help them build credit history, with features like immediate digital wallet integration upon approval. Deserve earns revenue through interest charges, annual fees, and interchange fees for consumer cards, while businesses pay for the use of the CCaaS platform through setup fees and service fees. The company's goal is to provide efficient, technology-driven credit solutions that cater to both consumers and businesses, making it a competitive player in the fintech market.
Company Stage
Series D
Employees
51-200
Industries
Fintech, Financial Services
Total Funding
$544.2M
Headquarters
N/A
Founded
2013
401k program
Tuition assistance
electronics allowance
Comprehensive medical, dental & health coverage
Flexible PTO
Parental leave
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