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Dyneti

SDK-based mobile payment fraud prevention

Overview

Dyneti Technologies creates software to secure mobile payments through its DyScan SDK. The SDK plugs into a client’s mobile checkout flow and lets users scan their credit or debit card with their phone camera; the app auto-fills card details while a check confirms the user physically possesses the card, helping reduce fraud from stolen numbers. It supports many card formats, including non-embossed, vertical, or back-printed numbers, and processes card data on-device to meet PCI compliance. Integration is designed to be quick and lightweight, keeping app performance high. Dyneti targets businesses that process mobile payments (including large enterprises) and aims to lower chargebacks by more than 50% while boosting payment conversion by speeding up the checkout. The company funds at roughly $2.3 million and operates from San Francisco, with YC, Array Ventures, NOMO Ventures, and Shasta Ventures among its backers.

YC CompanySignificant Headcount Growth

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About Dyneti

Simplify's Rating
Why Dyneti is rated
C+
Rated C on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Data & AnalyticsFintechCybersecurityFinancial Services

Company Size

1-10

Company Stage

Seed

Total Funding

$130K

Headquarters

San Mateo, California

Founded

2018

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Simplify's Take

What believers are saying

  • Dyneti's August 2026 site names PayPal, DoorDash, and FlightHub as customers.
  • Dyneti claims 21% conversion gains and 95% faster checkout on its 2026 marketing page.
  • Simplify lists eight open roles in August 2026, signaling continued hiring.

What critics are saying

  • PitchBook still shows only $2.3 million raised and six employees, limiting sales bandwidth.
  • Stripe, Adyen, and checkout SDK vendors can bundle fraud checks into payments stacks.
  • Apple and Google can obsolete camera-based card entry by native wallet checkout.

What makes Dyneti unique

  • DyScan verifies physical card possession during mobile checkout, not just card data.
  • Dyneti claims under-one-week integration and under-one-second processing on its 2026 pages.
  • Its proprietary dataset spans millions of real scans across global payment networks.

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Funding

Total Funding

$130k

Below

Industry Average

Funded Over

1 Rounds

Notable Investors:
Seed funding is usually the first official round after pre-seed, when a startup has a prototype or concept. It’s typically used to develop the product, test the market, and start building the team. Investors here are often angel investors or early-stage venture capitalists.
Seed Funding Comparison
Below Average

Industry standards

$3.3M
$130k
$1.5M
$2M
$2.3M
$3M

Benefits

Remote Work Options

Flexible Work Hours

Wellness Program

Mental Health Support

Stock Options

Company Equity

Conference Attendance Budget

Professional Development Budget

Health Insurance

401(k) Retirement Plan

Paid Vacation

Paid Holidays

Parental Leave

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Dyneti is Hiring for 8 Jobs on Simplify!

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