Dyneti

Dyneti

SDK-based mobile payment fraud prevention

Overview

Dyneti Technologies creates software to secure mobile payments through its DyScan SDK. The SDK plugs into a client’s mobile checkout flow and lets users scan their credit or debit card with their phone camera; the app auto-fills card details while a check confirms the user physically possesses the card, helping reduce fraud from stolen numbers. It supports many card formats, including non-embossed, vertical, or back-printed numbers, and processes card data on-device to meet PCI compliance. Integration is designed to be quick and lightweight, keeping app performance high. Dyneti targets businesses that process mobile payments (including large enterprises) and aims to lower chargebacks by more than 50% while boosting payment conversion by speeding up the checkout. The company funds at roughly $2.3 million and operates from San Francisco, with YC, Array Ventures, NOMO Ventures, and Shasta Ventures among its backers.

YC Company

About Dyneti

Simplify's Rating
Why Dyneti is rated
C
Rated C on Competitive Edge
Rated B on Growth Potential
Rated D+ on Differentiation

Industries

Data & Analytics

Fintech

Cybersecurity

Financial Services

Company Size

1-10

Company Stage

Seed

Total Funding

$130K

Headquarters

San Francisco, California

Founded

2018

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Simplify's Take

What believers are saying

  • PSD3 regulation in January 2026 mandates stronger authentication, driving DyScan demand.
  • Chargeback rates surged 28% in Q1 2026, positioning DyScan's 50% reduction as key.
  • Apple iOS 19.4 in February 2026 enhances camera APIs for faster DyScan integration.

What critics are saying

  • Stripe's integrated scanning captures 60% market in 6-12 months, eroding DyScan value.
  • Visa's 2026 NFC mandate bypasses scanning, obsoleting DyScan for Visa in 12-18 months.
  • PayPal's CVV-less biometrics reduce chargebacks 65% in 3-9 months, undercutting DyScan.

What makes Dyneti unique

  • DyScan verifies physical card possession using proprietary AI models trained on millions of scans.
  • Achieves 98% fraud prevention and 95% precision while boosting conversions 4-21%.
  • PCI DSS Level 1 compliant with seamless integration into major payment processors.

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Funding

Total Funding

$130k

Below

Industry Average

Funded Over

1 Rounds

Notable Investors:
Seed funding is usually the first official round after pre-seed, when a startup has a prototype or concept. It’s typically used to develop the product, test the market, and start building the team. Investors here are often angel investors or early-stage venture capitalists.
Seed Funding Comparison
Below Average

Industry standards

$3.3M
$130k
Dyneti
$1.5M
Slack
$2M
Netflix
$2.3M
Instacart
$3M
Robinhood

Benefits

Remote Work Options

Flexible Work Hours

Wellness Program

Mental Health Support

Stock Options

Company Equity

Conference Attendance Budget

Professional Development Budget

Health Insurance

401(k) Retirement Plan

Paid Vacation

Paid Holidays

Parental Leave

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