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Financial services


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Company Overview
Earnin's mission is to build a financial system that works for people. The financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as they operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.

Company Stage

Series C

Total Funding





Palo Alto, California

Growth & Insights

6 month growth


1 year growth


2 year growth

  • Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.
  • Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.
  • Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.
  • Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company *you* want to work at (more on that below).
  • Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.
  • Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.
Company Core Values
  • Ownership - We watch out for, think, and act on behalf of the entire organization.
  • Speed - We work with urgency — because if you’re not moving forward, we’re not making change.
  • Impact - Even if we disagree, we commit to working together to make every plan a success.
  • Outstanding people - We work in a manner that makes us all proud: with high integrity and high standards.
  • Curious truth-seeking - We’re driven to explore and understand how things really work. No egos allowed.
  • Multi-level thinking - We’re as comfortable thinking strategically and conceptually as we are digging into the details.