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Overview
Energetic Capital provides flexible financing and credit insurance for commercial and industrial energy projects, focusing on unrated, sub-investment grade opportunities in the energy transition. It uses a single lending solution that scales with a client’s project pipeline, letting clients own and operate assets while bundling multiple asset types and revenue streams into one portfolio. Revenue comes from interest on loans and premiums on credit insurance policies. By using creative debt structures to maximize proceeds and credit capacity across diverse distributed energy assets, Energetic Capital supports project developers and energy service providers, whether building new assets or refinancing, with the goal of expanding access to capital and accelerating the energy transition.
About Energetic Insurance
Industries
Energy
Fintech
Financial Services
Company Size
11-50
Company Stage
Series A
Total Funding
$36M
Headquarters
Boston, Massachusetts
Founded
2016
Simplify's Take
What believers are saying
- $50M Redaptive-Rabobank partnership finances 1,000+ energy efficiency sites using EneRate Credit Cover®.
- $7M Series A led by Schneider Electric Ventures with MS&AD participation fuels expansion.
- Insured $70M across 160 U.S. sites demonstrates strong commercial traction since 2017.
What critics are saying
- SCOR withdraws capacity within 12-24 months, eliminating Energetic's underwriting mechanism.
- Redaptive defaults cascade claims from 1,000-site portfolio in 18-36 months.
- AIG, Zurich, Chubb undercut pricing and erode margins within 12-18 months.
What makes Energetic Insurance unique
- Energetic Insurance acts as MGU underwriting EneRate Credit Cover® for sub-investment grade C&I solar projects.
- Proprietary data-driven platform precisely prices complex renewable project finance risks.
- Unlocks financing for unrated borrowers via innovative credit insurance structures.
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Funding
Total Funding
$36M
Above
Industry Average
Funded Over
8 Rounds
Industry standards
Growth & Insights and Company News
6 month growth
↑ 0%1 year growth
↓ -7%2 year growth
↑ 0%CleanCapital expands $81M facility with Rabobank, using Energetic Capital’s EneRate Credit Cover® to scale C&I solar and storage project deployment.
SAN FRANCISCO, Feb. 12, 2025 /PRNewswire/ -- White Pine Renewables, a leading developer, owner and operator of behind-the-meter solar energy assets, today announced the successful closing of a loan with Beneficial State Bank and Energetic Capital to finance two operating solar projects in California.The projects, serving local power needs of the Feather Water District in Sutter County and the Kettleman City Community Services District in Kings County, provide long-term energy savings to the districts at no upfront cost. "White Pine is proud to announce the closing of these two project loans. This transaction helps White Pine fulfill its mission of delivering value for our customers via reduced energy bills and long-term price certainty," said Michael Kremer, White Pine's co-founder and managing partner. "Additionally, we're pleased to announce a new relationship between White Pine and Beneficial State Bank and Energetic, all of whom bring deep industry expertise and local experience in California."
NEW YORK--(BUSINESS WIRE)--Redaptive, a San Francisco-based Energy-as-a-Service provider of energy-saving and energy-generating equipment, has announced the start of a three-company partnership designed to enhance its capability to promote a 1,000+-site portfolio of energy efficiency projects and support future pipeline development. The innovative credit insurance structure, a first in the market, enables Redaptive to secure competitive financing from Rabobank, the leading global food and agribusiness bank and leader in energy transition and renewable energy structuring. The transaction benefits from EneRate Credit Cover® available exclusively through Energetic Insurance, which issues credit insurance policies as a Managing General Underwriter (MGU) on behalf of an AA-/Aa3 rated global insurer
The DCU FinTech Innovation Center (the “Center”), the leading sponsor of FinTech startups in Boston, announced today the eight new seed-stage ventures in
Energetic Insurance has completed a Series A funding round which totalled $7 million, led by Schneider Electric Ventures with participation from MS&AD Ventures, MCJ Collective, and Atlantic Global Risk.
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About Energetic Insurance
Industries
Energy
Fintech
Financial Services
Company Size
11-50
Company Stage
Series A
Total Funding
$36M
Headquarters
Boston, Massachusetts
Founded
2016
There are no jobs for Energetic Insurance right now.
Find jobs on Simplify and start your career today