Work Here?
Overview
F&M Bank is a regional, independent bank in middle Tennessee offering personal, business, and loan services. Customers open accounts, manage money online or in branches, and obtain loans or lines of credit through local lenders. It differentiates itself as independently owned with a local focus and a broad set of community-oriented banking services. Its goal is to help individuals and businesses realize their financial dreams by providing accessible, personalized banking and guidance.
About F&M Bank
Industries
Financial Services
Company Size
201-500
Company Stage
Debt Financing
Total Funding
$50M
Headquarters
Clarksville, Tennessee
Founded
1906
Get referred to F&M Bank
See people who can refer or advise you
Simplify's Take
What believers are saying
- June 2026 upgrade added a new mobile app, Zelle, and better business banking tools.
- Expanded branch access across nine Middle Tennessee counties improves customer retention and cross-selling.
- Becca Marchman and Alecia Spencer appointments signal active retail-banking expansion in Clarksville.
What critics are saying
- June 2026 systems migration can disrupt QuickBooks, ACH, and remote deposit workflows.
- Brand consolidation under Lawrence Bank risks confusing customers and weakening F&M loyalty.
- F&M Bank Arena and branching growth do not guarantee scalable earnings; execution remains fragile.
What makes F&M Bank unique
- Middle Tennessee community bank, now unified with Volunteer under Lawrence Bank since June 2026.
- Strong local brand footprint across nine counties supports relationship banking and branch convenience.
- New Clarksville branch at 1206 Hwy 48 opened July 1, 2025, targeting growth corridors.
Help us improve and share your feedback! Did you find this helpful?
Funding
Total Funding
$50M
Above
Industry Average
Funded Over
1 Rounds
Benefits
Paid Vacation
Paid Holidays
Growth & Insights and Company News
6 month growth
↑ 3%1 year growth
↑ 3%2 year growth
↑ 3%F&M Bank appoints Alecia Spencer as new Branch Manager at St. Bethlehem location in Clarksville.
To address their digital challenges, F&M Bank partnered with digital experience firm SilverTech, to explore new products and solutions that would provide the insights F&M Bank's legacy WordPress systems couldn't.
CLARKSVILLE, TN - F&M Bank announced that Becca Marchman has joined the company as Head of Retail Banking.
F&M Bank is pleased to announce the promotion of Kevin Middleton as Branch Banking Regional Manager.
F&M Bank is Hiring for 15 Jobs on Simplify!
Find jobs on Simplify and start your career today
About F&M Bank
Industries
Financial Services
Company Size
201-500
Company Stage
Debt Financing
Total Funding
$50M
Headquarters
Clarksville, Tennessee
Founded
1906
F&M Bank is Hiring for 15 Jobs on Simplify!
Find jobs on Simplify and start your career today