Overview
F&M Bank is a regional, independent bank in middle Tennessee offering personal, business, and loan services. Customers open accounts, manage money online or in branches, and obtain loans or lines of credit through local lenders. It differentiates itself as independently owned with a local focus and a broad set of community-oriented banking services. Its goal is to help individuals and businesses realize their financial dreams by providing accessible, personalized banking and guidance.
Work here?Claim your company
About F&M Bank
Industries
Company Size
201-500
Company Stage
Debt Financing
Total Funding
$50M
Headquarters
Clarksville, Tennessee
Founded
1906
Get referred to F&M Bank
See people who can refer or advise you
Simplify's Take
What believers are saying
- March 31, 2026 assets reached $1.41 billion, with deposits up 2.4%.
- June 30, 2026 nonperforming assets fell to $3.95 million, or 0.28% of assets.
- July 2025 Clarksville branch opening and 2026 retail leadership hires support growth momentum.
What critics are saying
- June 2026 core-system integration threatens service disruptions and customer attrition during conversion.
- June 30, 2026 uninsured deposits totaled $179.0 million, pressuring funding stability.
- $925.3 million loans and $1.4 billion assets leave F&M vulnerable to larger-bank competition.
What makes F&M Bank unique
- June 2026 integration under Lawrence Bank spans nine Middle Tennessee counties.
- F&M Bank pairs local branches with June 2025 Clarksville expansion and personalized service.
- 2026 Sitefinity modernization improved speed, organic search, and conversions versus legacy WordPress.
Help us improve and share your feedback! Did you find this helpful?
Funding
Total Funding
$50M
Above
Industry Average
Funded Over
1 Rounds
Benefits
Paid Vacation
Paid Holidays
Growth & Insights and Company News
6 month growth
3%1 year growth
3%2 year growth
3%F&M Bank appoints Alecia Spencer as new Branch Manager at St. Bethlehem location in Clarksville.
To address their digital challenges, F&M Bank partnered with digital experience firm SilverTech, to explore new products and solutions that would provide the insights F&M Bank's legacy WordPress systems couldn't.
CLARKSVILLE, TN - F&M Bank announced that Becca Marchman has joined the company as Head of Retail Banking.
F&M Bank is pleased to announce the promotion of Kevin Middleton as Branch Banking Regional Manager.
F&M Bank is Hiring for 10 Jobs on Simplify!
Find jobs on Simplify and start your career today
About F&M Bank
Industries
Company Size
201-500
Company Stage
Debt Financing
Total Funding
$50M
Headquarters
Clarksville, Tennessee
Founded
1906
F&M Bank is Hiring for 10 Jobs on Simplify!
Find jobs on Simplify and start your career today