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Finch

API platform enabling HR/payroll integrations

Overview

Finch provides an API platform that connects HR, payroll, and other employer-related software. It acts as a bridge that lets different systems communicate and share data through Finch Connect, an authorization flow that securely grants applications access to a company’s HR and payroll data. Customers pay for API usage—based on calls, users, or a subscription—so Finch earns revenue from how much integration activity they use. Finch differentiates itself with a strong focus on security and data protection, offering a secure, scalable way for developers and businesses to integrate HR and fintech workflows. The goal is to help businesses automate and streamline HR and payroll operations by seamlessly connecting multiple systems in a single, secure API ecosystem.

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About Finch

Simplify's Rating
Why Finch is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Data & AnalyticsEnterprise SoftwareFintechCybersecurity

Company Size

51-200

Company Stage

Late Stage VC

Total Funding

$64.6M

Headquarters

San Francisco, CA

Founded

2020

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Simplify's take

What believers are saying

  • Finch reported 60,000 employers and 116% more connected employees by November 2026.
  • G2 named Finch a 2026 Unified API Leader, strengthening enterprise credibility.
  • New October and November 2026 releases improved Workday, Gusto, Relius, and Deel coverage.

What critics are saying

  • Merge, Kombo, and Apideck aggressively compete on unified APIs, pressuring Finch’s pricing and retention.
  • Finch still relies on provider-specific sync behavior and limits, creating brittle coverage gaps.
  • If Workday, ADP, or Gusto tighten access, Finch’s core integration moat collapses quickly.

What makes Finch unique

  • Finch unifies payroll, HRIS, and benefits data across 250+ systems by November 2026.
  • Finch Benefits launched September 14, 2026, reading enrollment data and writing deductions back.
  • Finch Recordkeeper reached private beta in 2026, extending payroll connectivity into retirement workflows.

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Funding

Total Funding

$64.6M

Above

Industry Average

Funded Over

6 Rounds

Late VC funding comparison data is currently unavailable. We're working to provide this information soon!
Late VC Funding Comparison Coming Soon

Benefits

  • Flexible Work Hours
  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Unlimited Paid Time Off
  • Parental Leave
  • 401(k) Retirement Plan
  • Offsite company trips
  • Hybrid Work Options

Growth & Insights and Company News

6 month growth

2%

1 year growth

1%

2 year growth

0%
ODF
Oct 29th, 2026
ODF Companies Directory

ODF helps more people start the best companies. Discover this year's top startups.

PLANSPONSOR
Oct 22nd, 2024
PensionPro, Finch Join Forces to Streamline Plan Administration

In an effort to allow third-party administrators to more easily collect payroll and census data directly from employers' payroll systems, PensionPro Software LLC, a workflow automation software for TPAs, announced it is partnering with Finch Inc., a unified API platform for employment services.

FF News
Aug 19th, 2024
Finch Secures $1.8M Seed Funding

Finch, a US-based fintech startup founded by a former N26 employee, has secured $1.8M in seed funding. The round was led by Mendoza Ventures with participation from Barclays, Techstars Investors, and Draper Frontier. Finch aims to launch its platform to help Millennials manage their money by integrating investing with the flexibility of checking accounts. Founder Neel Ganu highlights the need for accessible investment options for Millennials, many of whom do not currently invest.

PYMNTS
Aug 21st, 2023
Bilflo And Top Echelon Partner On Solution For Hr Professionals

Bilflo and Top Echelon Software have partnered to provide a comprehensive solution for staffing agencies and human resources (HR) professionals.The collaboration aims to help these businesses improve contractor management, minimize data-entry errors and expedite payroll processing, the companies said in a Monday (Aug. 21) press release.“This strategic partnership is dedicated to providing an end-to-end solution for your staffing business by elevating your agency’s performance, improving efficiency and delivering exceptional value to your business,” the companies said in the release.By integrating Bilflo’s back-office software solution with Top Echelon’s recruiting software tools for small- to medium-sized businesses (SMBs), businesses can export data seamlessly, according to the release.The integration also enables efficient time tracking by capturing time with mobile-friendly timecards or importing time in bulk, the release said.The integrated platforms also deliver automated payroll and invoicing and real-time reporting, per the release.“Export time to your payroll system, create invoices, deliver them to your clients and send them to your accounting system automatically,” the companies said in the release. “…Access helpful business intelligence and set and track team member goals with performance management features.”In another recent move in the HR space, workforce payments platform Branch launched an online instant payment solution in July. Called Branch Direct, this solution allows companies to pay workers directly to an existing bank account.Given the positive impact instant payments can have on an employee’s cash flow and talent retention, more companies are making it easier for employees to get paid quickly, Branch said when launching the new offering.In February, Finch raised $40 million in a Series B round to grow its employment application programming interface (API). The firm said it will use the capital to extend the API’s coverage to more systems, expand into new employment data verticals, and add to its engineering product and success teams.These moves will expand the capabilities and use of its API that enables access to an organization-wide directory as well as payroll and benefits data

Coverager
Jun 13th, 2023
Intuit Ventures invests in Finch

Finch offers a payroll API.

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