G

Glow

Tech-enabled workers' compensation and accident coverage

Overview

Glow provides Workers' Compensation and accident insurance for employees, covering injuries at work and in personal life without raising employer premiums. It targets small to mid-size businesses and uses a tech-driven platform to reduce administrative costs, passing savings to clients while offering more coverage. The product blends workers' comp with accident insurance, funded by employer premium payments, and includes guided care to help employees through claims, cash benefits during hospitalization, and additional support when returning to work. Glow differentiates itself through cost efficiency, streamlined administration, and continuous coverage across on- and off-duty incidents. The company aims to give modern, affordable, comprehensive protection for employees while helping employers manage benefits cost-effectively.

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About Glow

Simplify's Rating
Why Glow is rated
C-
Rated C on Competitive Edge
Rated C on Growth Potential
Rated D+ on Differentiation

Industries

Enterprise SoftwareFinancial ServicesHealthcare

Company Size

201-500

Company Stage

Series A

Total Funding

$41.5M

Headquarters

San Francisco, CA

Founded

2018

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Simplify's take

What believers are saying

  • Glow is hiring recruiters in October 2026, signaling active expansion.
  • Zeliq lists six funding rounds and $43M total capital, supporting runway.
  • Oura partnership-like health positioning could broaden employer wellness distribution later.

What critics are saying

  • Chubb underwriting concentration leaves Glow exposed if pricing or appetite changes.
  • Zeliq estimates $5M revenue against 500 employees, signaling severe unit-economics pressure.
  • LinkedIn shows 11-50 employees; fragmented public data undermines credibility with buyers.

What makes Glow unique

  • Workers' comp plus off-job injury coverage targets small businesses end-to-end.
  • Payroll-integrated, concierge claims experience reduces insurance admin friction and broker dependence.
  • Samad Wahedi founded Glow in 2018 with a digital distribution-first model.

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Funding

Total Funding

$41.5M

Above

Industry Average

Funded Over

4 Rounds

Series A funding typically happens when a startup has a product and some customers, and now needs funding to scale. This money is usually used to grow the team, expand marketing, and improve the product. Venture capital firms are frequently the main investors here.
Series A Funding Comparison
Above Average

Industry standards

$15M
$8.2M
$15M
$22.5M
$30M

Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • 401(k) Retirement Plan
  • Stock Options
  • Paid Vacation

Growth & Insights and Company News

6 month growth

2%

1 year growth

3%

2 year growth

5%
NquiringMinds
Sep 29th, 2026
NquiringMinds advances AI targeting and cyber resilience with NATO.

NquiringMinds advances AI targeting and cyber resilience with NATO. Southampton defence AI company NquiringMinds tested trusted drones and AI-supported targeting with NATO Allied Command Transformation at GLOW (COVE, Halifax, Canada, 1-3 September 2026), ahead of the SHINE live demonstration on 5-9 October 2026. Sep 29, 2026 UK defence AI company NquiringMinds is working with NATO Allied Command Transformation (ACT) to explore how AI and adaptive cyber technologies can support faster, more resilient military operations. From 1-3 September, the NquiringMinds team took part in GLOW, the integration and validation phase of NATO ACT's 2026 Innovation Continuum, held at COVE in Halifax, Canada. The work addresses two NATO priority areas: Next Generation Targeting and Cyber Resilience. It draws on NquiringMinds' expertise in secure AI, sensor integration and dynamic networks. NquiringMinds is demonstrating how technology can: * use AI to support ISR (intelligence, surveillance and reconnaissance) information collection and targeting; * use a live picture of cyber posture to inform mission planning; and * adapt communications networks as cyber threats and mission priorities change. Cyber Resilience. In the Cyber Resilience syndicate, the team showed drones that assess their own trustworthiness on board, in real time, and stay secure and connected when central systems are disrupted. "At GLOW, we demonstrated drones that keep themselves trusted, secure and connected in contested environments - operating autonomously at the edge, in real time, when central systems are disrupted." - Dr Ashley Setter, NquiringMinds Next Generation Targeting. In the Next Generation Targeting syndicate, the team worked with NATO representatives and partner Haevek on AI-supported decision-making across the targeting cycle. "At GLOW, we worked closely with NATO representatives to build a shared understanding of the dynamic targeting process and explore how AI reasoning could support faster, better-informed decision-making throughout the cycle. We also looked at how high-performance computing and NquiringMinds' AI capabilities could support rapid collateral damage estimation in complex operational environments." - Ionut Bostan, NquiringMinds Next stop: SHINE. The Halifax work prepares the systems for SHINE, NATO ACT's flagship live experimentation and demonstration event, running 5-9 October 2026. At SHINE, NquiringMinds will take the work into a live environment, including a flying drone demonstration showing how AI-enabled ISR can feed targeting decisions while the underlying network adapts to cyber and mission conditions. Nick Allott, CEO of NquiringMinds, said: "Modern operations depend on being able to make sense of information quickly while continuing to operate when communications are disrupted or under attack. Our work with NATO is exploring how AI, autonomous systems and adaptive networks can work together to give commanders better information and more resilient options in contested environments." SHINE is the culmination of NATO ACT's 2026 Innovation Continuum, bringing together NATO, nations, industry and academia to evaluate emerging technologies in realistic military scenarios.

Wareable
Mar 12th, 2024
Oura launches Pregnancy Insights feature

Oura has also partnered with Glow for stress and sleep insights for women.

Glow
Nov 9th, 2022
Series A Announcement - Glow

Glow Raises $22.5 Million to Optimize Insurance for Small Businesses Digital Insurance Agency Ensures Small Businesses Always Have the Right Coverage at Lower Cost SAN FRANCISCO – Nov. 8, 2022 – Glow, the digital insurance agency for small businesses, announced that it has closed a $22.5 million round of series A financing led by CotaRead More

Coverager
Nov 8th, 2022
Glow Raises $22.5 Million

Glow Insurance Services, a digital insurance agency for small businesses, has closed a $22.5 million Series A round led by Cota Capital, with participation from AV8 Ventures, Markd, Startup Venture Capital, Maiden Re, and others. Established in 2018, the startup offers workers’ compensation underwritten by Chubb

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