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GoCardless provides a payment platform that helps businesses collect recurring payments using a global bank debit network. It supports subscriptions, invoices, memberships, and installment payments, offering an alternative to traditional card networks. The service works by enabling businesses to initiate collections through the GoCardless network, with fees charged per transaction. It integrates with other software through APIs and platform connectors, making it easy to embed GoCardless into existing systems. Compared to card-based payment providers, GoCardless focuses on a bank debit method optimized for recurring revenue at a global scale, serving clients from small businesses to large enterprises like TripAdvisor and The Guardian. The company's goal is to simplify and streamline the process of collecting recurring payments worldwide, improving efficiency, predictability, and cash flow for its customers.
Industries
Enterprise Software
Fintech
Financial Services
Company Size
501-1,000
Company Stage
Acquired
Total Funding
$634.4M
Headquarters
London, United Kingdom
Founded
2011
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Total Funding
$634.4M
Above
Industry Average
Funded Over
11 Rounds
Wellness Program
Time Off
Hybrid Work Options
Equity
Parental Leave
GoCardless Processes the First Agentic Account-to-Account Payment in the UK. * Payments * 22.09.2026 10:19 am Bank payment company GoCardless has processed the first agentic account-to-account transaction in the UK, an AI-driven donation on its website for Trussell, the anti-poverty charity and community of food banks. The pioneering transaction was completed end-to-end through a conversation with an AI agent, bringing simplicity and ease to the giving process whilst responding to market demand for the payer to stay in complete control. The entire interaction lives within an AI chat: donors can find out more about Trussell's work, then choose how much they'd like to give from a menu of options. Each donation amount - £5, £10, or £15 per month - comes with a description of how the funds will be used. Once the supporter selects their option, the AI agent prompts them to enter their bank details to set up a Direct Debit mandate on their behalf. GoCardless developed and launched this agentic payment process within the FCA's AI Live Testing programme - a scheme to support safe and responsible AI deployment - which the fintech was selected to join earlier this year. The UK government has identified agentic payments as a high priority and practical proxy for scaling AI safely in other emerging financial services use cases, whilst the National Payments Vision calls for account-to-account payments to become a genuine alternative to cards. From a global perspective, Morgan Stanley estimates AI agents could handle up to $385 billion of US e-commerce spending by 2030. Hiroki Takeuchi, co-founder and CEO of GoCardless, said: "We're extremely proud to have processed the UK's first live agentic bank payment, built under FCA supervision and for a very good cause. The checkout flow is rooted in payer research: 64% of UK consumers are open to AI managing their recurring payments, provided they keep control over limits or final approval. Unlike cards, Direct Debit and Recurring Pay by Bank are specifically built for this." "We've long argued that account-to-account payments are the natural foundation for agentic commerce, and this groundbreaking transaction turns that core belief into tangible proof." Christianne McKenzie, Head of Individual Giving at Trussell, said: "Every recurring donation helps us reach more people in need. If agentic payments make it simpler for someone to commit to giving, that's a genuine win for everyone as we work to end hunger together. What struck us most was how natural the whole process felt; the giving process is a conversation, not just a form to fill out. That's exactly the kind of experience we want for our donors."
GoCardless has processed the UK's first agentic account-to-account payment, an AI-driven donation to anti-poverty charity Trussell. The transaction was completed entirely through conversation with an AI agent, allowing donors to learn about Trussell's work and select monthly donation amounts of £5, £10, or £15 before setting up Direct Debit. The payment process was developed within the FCA's AI Live Testing programme. Research shows 64% of UK consumers are open to AI managing recurring payments if they retain control over limits and final approval. Morgan Stanley estimates AI agents could handle up to $385 billion of US e-commerce spending by 2030. GoCardless co-founder Hiroki Takeuchi said account-to-account payments provide a natural foundation for agentic commerce, turning that belief into tangible proof.
5 star customer service with Squeegee. 10th august 2026. Great customer service isn't just about doing a good job on-site. It's about making every interaction with your business easy and professional. From the moment a customer books with you to the moment they leave a review, Squeegee gives you the tools to create a seamless experience that builds trust, saves time and keeps customers coming back. A friendly welcome message can help customers feel confident they've chosen the right business. Use Squeegee to send welcome emails or SMS messages to introduce yourself, confirm important details and let customers know what to expect from your service. Nobody likes wondering when their service provider is going to arrive. Appointment reminders keep your customers informed before every visit, reducing missed appointments and wasted time. Keep customers in the loop with automated Job Status notifications, making it easy for customers to know their job is booked and when it's been completed. The easier it is for customers to pay, the better their overall experience will be. Squeegee integrates with GoCardless and Stripe to make collecting payments simple, secure and hassle-free. Automated payment collection means you spend less time chasing invoices and keeping track of outstanding payments and improving your cashflow. Manage customer requests using Customer Notes that allow you and your team to store important information such as gate codes, access instructions or special requirements so every job runs smoothly and your customers feel listened to. The Customer Portal allows your customers to log in and view upcoming appointments, invoices, payment history and other important account details without needing to contact you, giving them greater convenience and saving you time. Your portal is seamless, secure and branded to your business so your customers have a smooth experience from booking their appointment to leaving their review. Turn Happy Customers into Great Reviews Positive reviews are a great way to grow your business. Squeegee makes it easy to request feedback through the Customer Portal after a completed job, helping you collect more reviews from satisfied customers. You can then showcase those reviews to build trust with future customers and demonstrate the quality of your service.
Data Energy chooses GoCardless recurring Pay by Bank solution to automate billing. Data Energy, a leading independent heat network specialist, has chosen bank payment company GoCardless and its Open Banking-powered Recurring Pay by Bank solution to upgrade its payments. The utility specialist will use the technology to fully automate flexible energy meter top-up payments for its customers. This shift to automated recurring billing introduces clear operational benefits for Data Energy by eliminating time-consuming manual tracking and billing administration for its team, while reducing customer churn typically caused by expired or lost bank cards. For payers, it delivers a seamless experience that removes the need for manual top-ups. It also protects them from unexpected service disruptions while keeping them in complete control of their payments. Recurring Pay by Bank runs on the new account-to-account (A2A) payment scheme launched by the UK Payments Initiative (UKPI). By choosing GoCardless, Data Energy benefits from a high-performance Open Banking solution designed to overcome early-stage market challenges, built on 15 years of A2A expertise. Recurring Pay by Bank offers businesses a highly effective platform they can confidently use today. Key features include: * Full payer coverage from day one through 'intelligent routing' that automatically shifts payers to Direct Debit if Open Banking isn't available. * A 'bank guess' feature: the GoCardless platform has seen 80% of UK payers over the past 15 years. This data is leveraged to auto-fill payment details and create a smoother checkout experience. * Industry-leading uptime, ensuring reliable service - a critical factor for early adopters and a common concern across the industry. Data Energy made the decision to expand into recurring Open Banking payments following a highly successful rollout of GoCardless' Pay by Bank feature for one-off transactions. This initial phase achieved an 82% customer adoption rate within just weeks of going live - a figure that has since grown to over 90% - proving a strong consumer appetite for Open Banking payments and paving the way for automated recurring billing. Aaron Beadle, director of IT and technical services at Data Energy, said: "One of its priorities has always been making life easier for its customers while reducing unnecessary administration behind the scenes. The response to Pay by Bank showed Open Banking Expo that customers are ready for a simpler way to pay, so moving to an A2A provider and recurring payments was the obvious next step. "It gives customers more control and peace of mind, while allowing our team to spend less time managing payments and more time supporting the people who rely on our service." Pat Phelan, chief revenue officer at GoCardless, said: "The launch of Recurring Pay by Bank will revolutionise the energy sector. For the first time, providers can access fully automated, flexible utility billing. This offers them a reliable, low-cost way to manage fluctuating usage whilst providing a more seamless and secure payment method for their payers. "We look forward to seeing how Data Energy uses recurring Pay by Bank to build a competitive advantage as an early adopter."
GoCardless unveils bill payment system with anvil. Posted on Tuesday, July 28, 2026 - 12:02 GoCardless has partnered with anvil to launch an automated payment system that will help partners manage their customer accounts more easily. The agreement aims to remove administrative burdens for MSPs, helping them secure revenue faster, reduce back-office errors, and provide customers with an effortless payment experience. The agreement connects anvil's billing system directly to the GoCardless payment network to simplify payment set-up at the first customer touchpoint: the point of order. Customers enter their bank details and authorise their Direct Debit within an electronic contract, which prompts anvil to pass this information to GoCardless, and then creates the customer and mandate ready for every future payment. Once a bill run completes, users can submit a single request that both sends the collection instructions to GoCardless and mark the corresponding invoices paid, without needing to leave the anvil platform. GoCardless manages the collection process using its AI-powered tool, Success+, to automatically retry any payments that fail. anvil is instantly notified if a payment cannot be collected, and update its records, ensuring businesses always have an accurate, real-time view of paid and outstanding bills. James Shraga, Sales and Partnerships Director at anvil (pictured) said: "anvil exists to give telecoms resellers one platform for the whole business - sales, CRM, operations and ticketing, billing and rating. This partnership extends that thinking to payments, and is the full cycle, from signed contract to collected cash, running inside the platform where our customers already manage their business." Related Topics
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Industries
Enterprise Software
Fintech
Financial Services
Company Size
501-1,000
Company Stage
Acquired
Total Funding
$634.4M
Headquarters
London, United Kingdom
Founded
2011
Find jobs on Simplify and start your career today