Overview

Groundfloor provides a real estate debt investing platform that allows both accredited and non-accredited investors to invest in short-term, high-yield real estate loans on a fractional basis. It sources and assesses real estate loans, fractionalizes each loan, and lists the small loan pieces for investors to purchase based on risk and return preferences. Investors earn interest as loans repay, while Groundfloor collects borrower fees and takes a small percentage of the loan amount as revenue. Typical returns run around 12% annually for six- to twelve-month terms. Groundfloor’s approach differs from many competitors by offering access to real estate debt investing for non-accredited investors, enabling fractional ownership of loan pieces rather than equity stakes, and focusing on short-duration, high-yield notes. The company aims to make real estate investing accessible to everyone by lowering traditional barriers to entry and enabling a broad range of investors to participate.

Significant Headcount Growth