Overview

Habitat for Humanity Greater San Francisco helps families in Marin, San Francisco, and San Mateo counties by building and preserving affordable homes and running programs that include new construction, real estate development, affordable financing, and home repairs. Its homeownership plan combines zero-down, 0% interest mortgages with monthly payments capped at 30% of income, and requires up to 500 hours of sweat equity where future homeowners work alongside volunteers. The organization also operates Habitat ReStores to fund its mission and uses volunteer labor, advocacy, and planned large developments to increase the supply of affordable housing in a high-cost region. Its goal is to provide a hand up to families, expand access to homeownership, revitalize neighborhoods, and influence affordable-housing policy through local, state, and federal advocacy.