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Overview
Harper Insure helps businesses manage risk by pairing clients with experienced insurance concierges who tailor coverage. Experts perform a risk assessment using data and judgment to design a personalized insurance program with comprehensive policies. It stands out by offering a concierge-driven, highly personalized B2B service rather than generic brokers. Its goal is to protect companies from unforeseen events and support financial stability and a resilient economy.
About Harper Group
Industries
Data & Analytics
Consulting
Financial Services
Company Size
51-200
Company Stage
Series A
Total Funding
$47.1M
Headquarters
San Francisco, California
Founded
2024
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Simplify's Take
What believers are saying
- $47M Series A funding from Emergence Capital enables rapid engineering expansion and brand growth in middle America.
- Serving over 6,000-7,000 customers by mid-2026, it aims to hit 100,000 customers by end of 2026.
- AI-driven automation cuts insurance processing time by 80%, outpacing traditional brokers in speed, accuracy, and transparency.
What critics are saying
- Autonomous AI model may render traditional concierge services obsolete within 12 months, causing structural decline in deal flow.
- Rapid scaling by Harper threatens Harper Insure’s 25%+ revenue share in workers comp and professional liability within 3–9 months.
- Competitor’s 160+ carrier network and 1–2 day issuance directly displaces Harper Insure’s SMB-focused B2B model with high impact.
What makes Harper Group unique
- Harper uses autonomous AI brokerage to quote and issue commercial insurance in 1–2 days across 160 carriers.
- It targets mid-sized businesses in trucking, tech, construction, and consulting with tailored workers’ comp and liability coverage.
- Launched in 2024 as a YC W25 company, it operates as a fully licensed, AI-native commercial insurance agency.
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Funding
Total Funding
$47.1M
Above
Industry Average
Funded Over
3 Rounds
Y CombinatorIndustry standards
Benefits
Health Insurance
Dental Insurance
Vision Insurance
Gym Membership
Commuter Benefits
Growth & Insights
6 month growth
↑ 32%1 year growth
↑ 32%2 year growth
↑ 57%Harper Group is Hiring for 31 Jobs on Simplify!
Find jobs on Simplify and start your career today
About Harper Group
Industries
Data & Analytics
Consulting
Financial Services
Company Size
51-200
Company Stage
Series A
Total Funding
$47.1M
Headquarters
San Francisco, California
Founded
2024
Harper Group is Hiring for 31 Jobs on Simplify!
Find jobs on Simplify and start your career today