Homeward lands $120M to let owners buy before they sell. The Austin proptech startup has raised a $120M Series D to widen short-term financing for homebuyers. Last updated: October 2, 2026 2:36 am Homeward, an Austin startup that finances a home purchase before the buyer's old house sells, has raised a $120M Series D led by Saluda Grade, Crunchbase News reports. Continental General Insurance, Citi Ventures, Magnetar Capital, Norwest and LiveOak Ventures also joined. Homeward has now raised $360M in equity since its 2018 founding, and separately secured a $330M asset-backed debt facility to fund more transactions. The company declined to give a valuation, saying it sits roughly where it stood after a $136M Series C in 2021, when reports put it just north of $800M. Homeward works through real estate agents. Its Buy Before You Sell program extends short-term financing so a homeowner can close on the next property before listing the current one, with a guaranteed backup offer on the old house. A second program, Sell Before You List, buys the home outright, fixes it up and resells it, returning the profit to the owner after a fee. Chief executive Tim Heyl pitches the model as an alternative to selling to an investor, which typically strips equity. The cash-offer product now reaches the 48 contiguous states. The raise arrives as proptech funding thaws. Real estate startups have drawn about $12.7B so far in 2026, ahead of last year's $12.3B but still far below the 2019 peak.

Homeward, a US startup that helps homeowners buy before selling their existing homes or get cash offers for their properties, has raised $120 million in Series D funding. The company enables homeowners to access cash before completing a sale, allowing them to make offers on new properties without the typical constraints of timing their purchase with their sale. Homeward's service addresses challenges in the housing market, particularly when property sales slow down. The startup uses artificial intelligence to accelerate its underwriting process, making it faster to evaluate and approve transactions. The funding round comes as the housing market faces headwinds, with many homeowners choosing to stay put rather than move.

Homeward raises $120m Series D equity to expand cash offer and bridge financing for agents. October 1, 2026 Homeward Secures $120 Million Series D Equity and $330 Million in Debt to Expand Cash Offer and Bridge Financing Solutions for Real Estate Agents and Their Clients Saluda Grade leads round; Funding to grow Homeward's proptech financial solutions and platform AUSTIN, Texas - 10/1/2026 - Homeward, a leader in cash-backed real estate financing solutions, today announced $120 million in equity financing and $330 million in asset-backed debt facilities. The new capital will expand Homeward's cash offer and bridge financing solutions, enhance the technology powering its integrated home buying and selling platform, and accelerate growth nationwide across the 48 contiguous states. More than two million licensed real estate professionals guide buyers and sellers through home transactions every year. In today's market, homes can take longer to sell, making it harder for homeowners to move when they want to and for agents to keep transactions on track. Homeward helps address these challenges with technology-backed financing solutions that remove home-sale contingencies, provide fast access to home equity, and strengthen purchasing power. "Guidance and expertise from trusted real estate agents will always be at the center of every successful home transaction," said Tim Heyl, founder and CEO of Homeward. "We're agents ourselves, so we built Homeward to help fellow agents solve the real problems their clients face every day. This investment allows us to expand our cash offer and bridge financing solutions, helping agents win more business, deliver a better client experience and close more deals." Led by Saluda Grade, an alternative investment firm specializing in asset-backed credit, alongside Continental General Insurance Company, Citi Ventures, Magnetar, Harmony Partners, Norwest, Adams Street Partners, LiveOak Ventures, Parker89, Era Ventures, Javelin Venture Partners, and others, the $120 million series D investment builds on Homeward's differentiated approach to seamless buying and selling. The $330 million asset-backed debt facility will be used to fund more home transactions. "Homeward is solving a financing problem that arises at a consequential moment for homeowners and their agents," said Ryan Craft, founder and CEO of Saluda Grade. "Tim and his leadership team have extensive experience in this market and have made commendable progress in proving their operating model. We are pleased to support this exceptional team and are enthusiastic about the opportunity this asset class presents." Homeward offers a suite of cash offer and bridge financing opportunities: * Buy Before You Sell gives homeowners the convenience to purchase their next home before selling their current one through short-term bridge financing and a guaranteed backup offer that removes the home sale contingency. * Cash Offer provides homeowners with the speed and certainty of a cash sale while allowing them to participate in the upside when the home is later resold. * Buy with Cash enables buyers to make competitive cash-backed offers and then refinance into a traditional mortgage after closing. "Every transaction presents a different challenge," said Andrew Franklin, CEO of the Franklin Team at eXp Realty. "We've completed dozens of transactions with Homeward because their cash offer and bridge financing solutions give our agents the flexibility to solve problems, keep deals together and ultimately achieve their goals." Since its founding, Homeward has partnered with more than 25,000 agents and facilitated over four billion in residential real estate transactions. "In this slow moving market, our clients need to know their existing home will sell in time," said Chris Marti, CEO of NuMouve at Keller Williams. "Homeward gives us a guaranteed solution, keeping our deals moving. That's how we win listings and get more referrals." Homeward's technology platform also brings together Homeward Mortgage and Homeward Title services into an integrated experience for agents and their clients. By connecting every stage of the transaction, Homeward helps streamline the home buying and selling process while giving buyers, sellers and agents greater visibility and confidence from offer through closing. About Homeward Homeward helps real estate professionals better serve their clients and grow their business through an integrated suite of home buying, financing, mortgage and title solutions. Homeward helps buyers make more competitive offers, removes common transaction barriers and gives buyers and sellers greater certainty throughout the home buying and selling process. Headquartered in Austin, Texas, Homeward operates in markets across the United States. Learn more at www.homeward.com.