ING

ING

Digital banking and sustainable lending

Overview

ING provides digital banking and financial services to individuals and businesses worldwide. Its products and services include online and mobile banking, lending, payments, and advisory services designed to be frictionless so customers can make confident financial decisions. ING differentiates itself by focusing on sustainable choices, responsible lending, and sharing knowledge to help customers and partners realize their visions for a better future. The bank emphasizes empowerment over judgment and aims to finance change, partner with customers, and continuously innovate in a sustainable way. Its goal is to help people and businesses progress toward their goals while reducing barriers and making banking easier and more responsible.

About ING

Simplify's Rating
Why ING is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Financial Services

Company Size

10,001+

Company Stage

IPO

Headquarters

Amsterdam, Netherlands

Founded

1991

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Simplify's Take

What believers are saying

  • Increased Van Lanschot Kempen ownership to 20.3% expands high-margin private banking revenue.
  • Green financing syndication leadership positions ING for ESG-driven capital flows.
  • Robust deposit growth enables competitive working capital offerings across CEE markets.

What critics are saying

  • Van Lanschot Kempen integration failure forces divestment of 20.3% stake within 18 months.
  • Dutch NVB Banking Code 2026 erodes CET1 ratio by 100bps, limiting capital deployment.
  • Ukraine conflict defaults Kernel Group USD 70 million facility, triggering CEE contagion exposure.

What makes ING unique

  • Van Lanschot Kempen acquisition strengthens private banking and wealth management capabilities.
  • Sustainability-linked financing leadership demonstrated through $790 million revolving credit facility.
  • Strong deposit growth of €8.0 billion in 4Q2025 supports working capital solutions.

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Funding

Total Funding

$497.4M

Above

Industry Average

Funded Over

0 Rounds

Benefits

Health Insurance

401(k) Retirement Plan

401(k) Company Match

Paid Vacation

Flexible Work Hours

Hybrid Work Options

Family Planning Benefits

Fertility Treatment Support

Wellness Program

Mental Health Support

Phone/Internet Stipend

Home Office Stipend

Gym Membership

Stock Price

Company News

Türkiye Sınai Kalkınma Bankası A.Ş.
May 14th, 2026
TSKB Obtains a Total of EUR 600 million under the Financing Adaptation for Growth Project

Under the Financing Adaptation for Growth Project, TSKB signed the second tranche of the EUR 300 million loan agreement signed in October 2025 with International Financial Institutions under the partial guarantee of the International Bank for Reconstruction and Development (IBRD), a member of the World Bank Group, and the counter-guarantee of the Republic of Türkiye Ministry of Treasury and Finance. The project aims to increase Türkiye's climate resilience for sustainable development, and the total project size reached EUR 600 million including the new funding of EUR 300 million.

Türkiye Sınai Kalkınma Bankası A.Ş.
May 11th, 2026
TSKB Signs EUR 300 Million New Loan Deal with International Financial Institutions on Partial Guarantee by the World Bank

TSKB has signed a new loan agreement with international financial institutions on partial guarantee by the International Bank for Reconstruction and Development (IBRD), a member of the World Bank Group, and counter-guarantee by the Ministry of Treasury and Finance of the Republic of Türkiye. The EUR 300 million loan deal has been signed with BNP Paribas, Standard Chartered Bank and ING Bank and constitutes the first phase of the project to be developed with IBRD for a total of EUR 600 million. The Financing Adaptation for Growth Project aims to mobilize private capital for sustainable development across Türkiye and strengthen adaptation capacity, particularly through the development of investments to strengthen resilience to lingering climate risks.

The Associated Press
Apr 14th, 2026
ING shareholders approve Ida Lerner's appointment to Executive Board

ING Groep held its Annual General Meeting in Amsterdam, where shareholders approved the appointment of Ida Lerner to the Executive Board. The AGM also adopted all agenda items, including the 2025 annual accounts, the 2025 dividend, and updates to remuneration policies for both the Executive Board and Supervisory Board. ING is a global financial institution with a European base, offering banking services through ING Bank to customers in over 100 countries. The company employs more than 60,000 people and maintains stock exchange listings in Amsterdam, Brussels and New York. ING's shares are included in major sustainability and ESG index products. The company's ESG rating by MSCI was upgraded from AA to AAA in October 2025.

Business Wire
Apr 2nd, 2026
Dimension Energy Closes $650 Million Community Solar Project Financing Package

Dimension Energy (Dimension), a leading community solar developer, owner, and operator, announced it has secured its largest construction and term financing,...

Grifols
Apr 1st, 2026
Grifols refinances $3.4B debt with upsized Term Loan B, extends maturity to seven years

Grifols, a global healthcare company and plasma-derived medicines producer, has successfully refinanced all 2027 maturities with a significantly upsized €3 billion Term Loan B. The seven-year facility attracted strong institutional demand, allowing the euro-denominated tranche to be increased to €1.25 billion from an initial €500 million target, whilst the USD tranche reached $2 billion. The USD tranche was priced at SOFR + 250 with an original issue discount of 99.25, whilst the euro tranche was set at Euribor + 300 basis points with an OID of 99.75. Proceeds will refinance existing TLB maturities and repay €740 million of senior secured notes due in 2027. Upon completion, a €1.75 billion revolving credit facility will become effective, supported by major international banks including BofA, JPMorgan and Goldman Sachs.

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