Inshur

Inshur

Tech-driven insurer offering rideshare driver insurance

Overview

INSHUR provides rideshare and private hire driver insurance across the US, UK, and Netherlands through a mobile app. Drivers can get quotes and buy coverage in minutes, with data analytics used to offer fair, transparent, and competitive rates and no hidden fees. The company bypasses traditional brokers to sell direct insurance, delivering exclusive pricing and tailored commercial auto coverage that complies with local regulations (e.g., TLC) for platforms like Uber. Its goal is to make insurance for commercial drivers easy to access and understand by offering straightforward, data-driven products through a mobile experience.

About Inshur

Simplify's Rating
Why Inshur is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Data & Analytics

Fintech

Financial Services

Company Size

51-200

Company Stage

Growth Equity (Venture Capital)

Total Funding

$118M

Headquarters

New York City, New York

Founded

2016

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Simplify's Take

What believers are saying

  • Trinity committed $35 million in July 2025 for U.S. expansion and AI underwriting.
  • INSHUR reported over 1 million UK policies and >50% CAGR since 2023.
  • Uber Eats Netherlands and Incline partnerships broaden platform reach across rideshare, delivery, and carshare.

What critics are saying

  • NYC TLC litigation threatens INSHUR's commercial auto access and pricing in 2026.
  • Buckle, Zego, Stable, and Humn.ai attack the same rideshare and fleet niche.
  • If U.S. expansion misses $100 million run-rate targets, Trinity's backing buys time, not survival.

What makes Inshur unique

  • INSHUR owns Period X and Period Z, covering off-rental and on-rental carshare.
  • Christopher Aragon joined February 2026 from Turo and Outdoorsy to scale U.S. sales.
  • INSHUR sells embedded mobility insurance directly through app workflows, not traditional brokers.

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Funding

Total Funding

$118M

Above

Industry Average

Funded Over

8 Rounds

Growth Equity VC funding comparison data is currently unavailable. We're working to provide this information soon!
Growth Equity VC Funding Comparison
Coming Soon

Benefits

Health Insurance

Life Insurance

Parental Leave

Childcare Support

Commuter Benefits

Flexible Work Hours

Paid Vacation

Hybrid Work Options

Professional Development Budget

Wellness Program

Mental Health Support

Stock Options

Growth & Insights and Company News

Headcount

6 month growth

-1%

1 year growth

-1%

2 year growth

0%
SportsZ
Feb 19th, 2026
INSHUR Appoints Christopher Aragon as Head of US Sales and Operations to Drive Growth and Expand Mobility Insurance Footprint

INSHUR appoints Christopher Aragon as Head of US Sales and Operations to drive growth and expand mobility insurance footprint. Executive from Turo and Outdoorsy will oversee the company's revenue engine and sales operations, supporting commercial growth across the car share and mobility insurance industry (New York, NY, February 19, 2026) - INSHUR, the leader in insurance solutions for the on-demand economy, announced today the appointment of Christopher Aragon as Head of US Sales and Operations. In this role, Aragon will be responsible for overseeing the company's revenue engine and commercial operations, with a focus on scaling profitable growth, strengthening execution across sales functions, and ensuring tight coordination between commercial strategy and execution as INSHUR continues to expand globally. Aragon joins INSHUR with more than 20 years of experience in the insurance and mobility industry, having held senior leadership roles at Tint, Outdoorsy/Roamly, Turo, and Progressive. His background spans sales, underwriting, claims, risk management, and automation, with a focus on designing and scaling data-driven insurance programs for shared economy, fleet, and gig-driver ecosystems, aligning closely with INSHUR's mission to build insurance infrastructure designed for how mobility actually works today. "Christopher brings a strong blend of expertise and insights thanks to his successes in building data-driven insurance programs across the on-demand mobility economy," said Dan Bratshpis, CEO and co-founder of INSHUR. "His experience at leading mobility and insurance companies gives us valuable perspective on where the market is headed and where we can push it forward. As we scale our first-to-market Off-rental (Period X(TM) and On-rental (Period Z) car share products, his expertise in this category will be invaluable. His deep understanding of the on-demand economy allows him to translate complex regulatory and operational constraints into innovative products and scalable commercial systems that customers actually need." "I was drawn to INSHUR by the environment they've created at the intersection of deep insurance knowledge and modern mobility needs," said Aragon. "The company's focus on building durable and cohesive systems is a flywheel where revenue growth, operational integrity, and customer outcomes are constantly reinforcing each other. It's a rare combination, and I believe it's the foundation for carrying on the future of mobility insurance in both a responsible and sustainable manner." With over 40 million people in the US involved in gig economy work, rideshare and delivery drivers are the backbone of the on-demand economy, powering one of the biggest economic shifts in decades. INSHUR supports this workforce by simplifying commercial insurance for rideshare, carshare, and last mile delivery, aligning coverage with real driving activity to build trust between drivers, platforms, and insurers. Through embedded, flexible commercial auto insurance, INSHUR enables coverage that fits how people actually work today.

Finsurtech AI
Nov 11th, 2025
INSHUR Launches Period Z Insurance Through Incline Partnership

INSHUR launches Period Z insurance through Incline partnership. Read the article here: https://iireporter.com/inshur-launches-period-z-insurance-through-incline-partnership/ Its take. INSHUR has added Period Z, an on-rental policy that complements its Period X off-rental cover, creating a single suite aimed at US carshare fleet operators. A new partnership with Incline P&C supplies underwriting capacity and nationwide reach; the combined products are pitched to cut admin, let fleets operate across multiple platforms and open new revenue lines. The move fits a growing US carshare market, but the proposition will stand or fall on pricing, claims handling, regulatory fit and whether fleets actually switch from juggling multiple insurers. The launch is strategic, not guaranteed disruption.

PR Newswire
Jul 9th, 2025
Trinity Capital Inc. Provides $35 Million in Growth Capital to INSHUR as the On-Demand Economy Booms

/PRNewswire/ -- Trinity Capital Inc. (NASDAQ: TRIN) ("Trinity Capital"), a leading alternative asset manager, today announced the commitment of $35 million in...

TradingView
Jul 9th, 2025
Inshur secures $35M from Trinity Capital

Inshur, a commercial auto insurtech, raised $35 million from Trinity Capital to enhance AI-powered underwriting and real-time pricing, and to support U.S. expansion. The funding will also aid M&A activities. Inshur aims to be EBITDA-positive by year-end and reach a $100 million revenue run rate within a year. The company has sold over 1 million policies in the UK and plans to deepen partnerships with mobility platforms. In April 2024, Inshur raised $19 million led by Viola Growth.

II Reporter
Jun 19th, 2025
INSHUR Appoints Tal Brener as CFO, Mark Dennis as European COO

INSHUR, a New York-based global embedded insurance provider, has appointed Tal Brener as group chief financial officer and Mark Dennis as chief operating officer of Europe, strengthening its executive team as it scales operations across key markets.

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