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InterPayments

Surcharge recovery platform for omnichannel payments

Overview

InterPayments provides a managed surcharge recovery service that enables credit card surcharging in the US and Canada, supplementing existing payment gateways without changing providers. It runs a surcharge-as-a-service platform that handles omnichannel surcharging, with tools like PayLink and embedded options to integrate into software, allowing calculation of surcharges, refunds processing, and recurring transaction records. The company differentiates itself by offering a compliant, turnkey solution that manages surcharge rules across channels for large clients such as banks and ISVs, with a strong emphasis on security and PCI compliance. Its goal is to help Fortune 1000 enterprises lower payment processing fees and achieve fee-recovery objectives.

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About InterPayments

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Industries

Enterprise SoftwareFintechFinancial Services

Company Size

11-50

Company Stage

Series A

Total Funding

$5M

Headquarters

Sydney NSW, Australia

Founded

2017

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Funding

Total Funding

$5M

Below

Industry Average

Funded Over

1 Rounds

Series A funding typically happens when a startup has a product and some customers, and now needs funding to scale. This money is usually used to grow the team, expand marketing, and improve the product. Venture capital firms are frequently the main investors here.
Series A Funding Comparison
Below Average

Industry standards

$15M
$5M
$8.2M
$15M
$30M

Benefits

  • Remote Work Options

Company News

Business Wire
Apr 23rd, 2026
InterPayments launches managed surcharge solution on Stripe App Marketplace

InterPayments, a managed surcharge provider, has launched an integration on the Stripe App Marketplace, bringing its compliance-focused surcharging technology to eligible Stripe Checkout and Payment Link Sessions users. The solution enables compliant credit card surcharging without requiring merchants to modify their existing setup. The company guides merchants through setup, data configuration and rollout whilst monitoring transactions to ensure ongoing compliance. InterPayments maintains a multi-source BIN database with over 18 million records and monitors regulatory changes across 70-plus jurisdictions in the United States and Canada. The integration supports various configurations including per-product, per-category and per-location rules. InterPayments backs its service with a Compliant Surcharging Guarantee that indemnifies merchants against card network penalties and regulatory violations. The integration launches on 29 April 2026 at Stripe Sessions.

InterPayments
Apr 23rd, 2026
Leading surcharge solution InterPayments launches on Stripe App Marketplace.

Leading surcharge solution InterPayments launches on Stripe App Marketplace. As a newly verified Stripe partner, InterPayments gives eligible merchants access to compliant surcharging and the infrastructure to maximize fee recovery at scale SAN FRANCISCO, CA. - APR. 23, 2026 - InterPayments, the industry's leading Managed Surcharge Provider, today announced the launch of a purpose-built surcharging integration on the Stripe App Marketplace. The integration brings the same compliance-first surcharging technology trusted by top Fortune 500 companies to eligible Stripe Checkout, Stripe Checkout Sessions, and Stripe Payment Link Sessions users for the first time. InterPayments is a verified Stripe partner. Stripe powers millions of businesses worldwide, and surcharging has become an increasingly important lever for merchants looking to offset the cost of credit card acceptance. Until now, Stripe merchants seeking a fully managed, enterprise-grade surcharging solution had limited options. For merchants accepting credit cards in card-not-present environments across manufacturing and distribution, transportation and logistics, professional services, financial services, and SaaS platforms, InterPayments' new integration addresses that gap directly. The solution enables compliant surcharging across multiple Stripe platforms without requiring merchants to change their existing setup. Bringing a surcharging program live correctly requires more than technology. InterPayments guides merchants through every stage of setup, data configuration, and rollout, and equips staff to communicate surcharging to customers accurately and confidently. InterPayments remains actively involved after launch, monitoring transactions and ensuring the program continues to perform as intended so organizations can focus on their business rather than their compliance obligations. "Surcharging is not just a feature you can configure once and forget," said Nagendra Jayanty, Chief Executive Officer and Co-Chief Compliance Officer at InterPayments. "Managing a successful surcharging program requires continuous monitoring, legal expertise, and a commitment to the customer experience. On top of delivering that standard of care, we indemnify our clients because we are confident in what we have built, and we wanted Stripe's users to have that same backing." Stripe users can adopt InterPayments with confidence. The company's legal and compliance teams monitor regulatory changes in real time, testing new rules before they take effect to ensure merchants are always operating under current standards, including in jurisdictions where many surcharging solutions are unable to operate compliantly. That coverage is backed by card identification accuracy powered by a multi-source BIN database of over 18 million records. And since surcharging isn't a one-size-fits-all feature, InterPayments supports a wide range of configurations, from IC+ and flat rate processing to per-product, per-category, per-location, and customer segmentation rules, giving organizations the flexibility to surcharge selectively and precisely across even the most complex operational environments. InterPayments backs this approach with its Compliant Surcharging Guarantee, which contractually indemnifies merchants against card network penalties and regulatory violations. The InterPayments Stripe integration will be available to eligible Stripe Direct Merchants and Platform users beginning at the Internet Economy Conference, Stripe Sessions, on April 29th, 2026. Businesses interested in recovering credit card processing fees through compliant surcharging can learn more at www.interpayments.com, or contact InterPayments directly to explore whether it is the right fit for their business. About InterPayments InterPayments is an independent Managed Surcharge Provider empowering compliant processing fee recovery for merchants, card networks, payment processors, software platforms, and major US banks. It contractually guarantees compliance with the 70+ jurisdictions that govern surcharging across the United States and Canada. InterPayments prevents, defends, and indemnifies surcharge noncompliance from state/provincial, federal, card network, and industry regulations. InterPayments implements fully compliant surcharge programs with agnostic, cloud-based technology and implementation services that work with any existing payment providers. Fortune 1000 merchants, top 20 banks, major processors, and software vendors trust InterPayments to recover processing fees without compliance risks. Learn more at www.interpayments.com. Enter your e-mail address to learn more about increasing margins and customer satisfaction with surcharging:

InterPayments
Dec 16th, 2025
WaterFlex - Partner Resource Library

WaterFlex - partner resource library. InterPayments has partnered with WaterFlex to help merchants recover credit card processing fees through fully compliant surcharging, increasing savings without replacing existing payment processes or vendors. This resource library provides comprehensive marketing and sales materials about InterPayments. If you have any questions or inquiries, please contact [email protected]. Merchant referral form. ROI calculator. Savings summary. Total potential savings. Informational links. What is surcharging? Features vs. Competitors. Surcharge program slide options. Partner-Facing documents. InterPayments partner overview. Surcharging vs. Convenience fees vs. Service fees. InterPayments partner cheat sheet. Qualifying questions and objection handling. Key verticals. Customer-Facing documents. Compliance overview. Your surcharging journey. B2B one pager.

InterPayments
Nov 19th, 2025
Bectran - Partner Resource Library

Bectran - partner resource library. InterPayments has partnered with Bectran to help merchants recover credit card processing fees through fully compliant surcharging, increasing savings without replacing existing payment processes or vendors. This resource library provides comprehensive marketing and sales materials about InterPayments. If you have any questions or inquiries, please contact [email protected]. Merchant referral form. Informational links. What is surcharging? Features vs. Competitors. Surcharge program slide options. State guidance overview for partners. Partner-Facing documents. InterPayments partner overview. Surcharging vs. Convenience fees vs. Service fees. InterPayments partner cheat sheet. Qualifying questions and objection handling. Key verticals. Customer-Facing documents. Compliance overview. Your surcharging journey. B2B one pager.

InterPayments
Nov 17th, 2025
FIS - Partner Resource Library

FIS - partner resource library. InterPayments has partnered with FIS to deliver compliant and customizable surcharging wherever you accept payments. Its comprehensive surcharging program seamlessly supplements existing payment processes and vendors without disrupting the customer's experience. This resource library offers you the marketing and sales materials you need to resell InterPayments. If you have any questions or inquiries, please contact Joel Andersen at [email protected]. Referral form. Informational links. What is surcharging? Features vs. Competitors. Introduction to InterPayments paylink. Partner-Facing documents. InterPayments partner cheat sheet. Determining merchant need. Surcharging by vertical. Customer-Facing documents. Surcharge compliance overview. Your surcharging journey. B2B one pager. Surcharge program slide options. Case studies. Flooring materials distributor recovers $350k in 30 days. How InterPayments helped an sap-powered enterprise save over $40 million in annual costs.

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