Joko

Joko

Cashback shopping app with carbon tracking

Overview

Joko operates a mobile shopping app that gives users cashback, coupons, and discounts from a wide range of retailers. It earns commissions through affiliate marketing when users make purchases via the app. The app is free for users and automatically calculates the carbon footprint of each transaction, encouraging more conscious consumption. How it works: users browse partners in the app, activate deals, and make purchases through affiliate links to get rewards; the platform tracks sales and credits cashback automatically to the user’s account. How it is different: it combines traditional cashback and coupon offers with real-time carbon footprint insights for each purchase, offering environmental visibility alongside savings, within a broad consumer market. What the company aims for: to help people save money on everyday spending while promoting greener consumption and to grow its affiliate network across retailers.

About Joko

Simplify's Rating
Why Joko is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Data & Analytics

Consumer Software

Fintech

Financial Services

Company Size

51-200

Company Stage

Series A

Total Funding

$12.8M

Headquarters

Paris, France

Founded

2018

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Simplify's Take

What believers are saying

  • May 2026 app updates improved offer discovery, supporting retention and more transactions.
  • Joko's 2026 ranking jumped 12 spots, indicating stronger market momentum and visibility.
  • Partnership breadth across groceries, travel, and subscriptions increases monetization surface in 2026.

What critics are saying

  • Retail affiliate economics depend on merchant budgets; one partner pullback cuts cashback inventory fast.
  • Joko's 2026 claims span 5M+ users and 10,000+ partners, inviting scrutiny and competition.
  • If Apple, Google, or bank-linked offers copy card-linked cashback, Joko loses differentiation.

What makes Joko unique

  • Auto-detects card-linked cashback across 6,000-plus brands, unlike receipt-scanning rivals.
  • Joko added gift-card cashback and browser extensions, widening capture beyond mobile checkout.
  • Finance Innovation ranked Joko #22 French fintech in 2026, signaling category credibility.

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Funding

Total Funding

$12.8M

Below

Industry Average

Funded Over

2 Rounds

Series A funding typically happens when a startup has a product and some customers, and now needs funding to scale. This money is usually used to grow the team, expand marketing, and improve the product. Venture capital firms are frequently the main investors here.
Series A Funding Comparison
Below Average

Industry standards

$15M
$8.2M
Discord
$11M
Joko
$15M
Canva
$30M
Kalshi

Benefits

Flexible Work Hours

Remote Work Options

Phone/Internet Stipend

Gym Membership

Health Insurance

Meal Benefits

Growth & Insights and Company News

Headcount

6 month growth

-7%

1 year growth

0%

2 year growth

5%
Medium
Jul 21st, 2021
Hellojoko launched version of the app on Jul 20th 21'.

Yesterday, Hellojoko released a new version of the app that makes it possible for you to shop on any website using Joko.

Silicon Canals
Oct 8th, 2020
This Paris based fintech startup rewards you for your everyday expenses; raises €10M

Joko, a mobile app that rewards its users every time they spend using its bank card raised €10M funding from Partech and Axeleo. Read more..

Tech.eu
Oct 8th, 2020
Paris-based fintech startup Joko seals €10 million Series A to expand cashback rewards program

Joko, a French fintech company aiming to disrupt cashback rewards, has raised a €10 million Series A round to begin expanding into other European countries. The funding comes from two French VCs, Partech and Axeleo, who also participated in a €1.6 million seed round last year. Based on the Open Data initiative enabled by the […]

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