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Overview
Karat provides customized credit solutions for social media influencers, including tailored credit cards and instant credit advances. It evaluates creditworthiness using influencers’ social metrics—such as follower counts, engagement, and sponsorship income—rather than traditional credit scores. The company targets a niche market with team and advisors from platforms like Instagram, Goldman Sachs, Twitch, YouTube, and Patreon to apply industry-specific insights. Its goal is to give influencers reliable liquidity and financial flexibility to grow their businesses and manage cash flow.
About Karat
Industries
Data & Analytics
Consumer Software
Fintech
Financial Services
Company Size
11-50
Company Stage
Series B
Total Funding
$100.7M
Headquarters
San Francisco, California
Founded
2014
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Simplify's Take
What believers are saying
- Karat.com updated 2026-08-03 touts same-day 24/7 scheduling, improving enterprise hiring throughput.
- Its 1m+ hours reclaimed strengthens ROI messaging for engineering leaders.
- AI-resistant content and recorded scorecards fit companies tightening candidate-quality controls in 2026.
What critics are saying
- AI-native tools from Google, Microsoft, and ATS vendors erode Karat's screening moat by 2027.
- Custom enterprise pricing keeps Karat exposed to procurement pressure and budget cuts.
- If hiring teams replace live screens with self-serve assessments, Karat becomes a niche service.
What makes Karat unique
- Karat.com on 2026-06-30 still sells human-led technical interviews at scale.
- Its 500+ vetted Interview Engineers and 350k+ interviews create proprietary hiring data.
- Karat's AI-resistant interview library spans 100+ languages, helping enterprises standardize screening.
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Funding
Total Funding
$100.7M
Above
Industry Average
Funded Over
6 Rounds
Coatue Management
Y CombinatorBenefits
Generous time off
Drive impact
401k matching
Health + wellness
Flexible work environment
Growth & Insights and Company News
6 month growth
↓ -5%1 year growth
↓ -2%2 year growth
↓ -2%On January 27th, trykarat.com is launching Creator Bootcamp-2 weeks of free workshops with some of your favorite creators and industry experts.
This year, trykarat.com launched Creator Studio-a free Discord community dedicated to helping creators connect, monetize, and grow.
Karat Financial, a finance and credit card platform for creators and influencers, has raised $40M in Series B funding led by SignalFire.
Karat, a startup building financial tools for content creators, raises $70M | TechCrunch - DAILY INSIGHTS.
Karat Financial, a startup offering credit to creators, has raised $70 million in venture capital on the heels of a Visa partnership.
Karat is Hiring for 3 Jobs on Simplify!
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About Karat
Industries
Data & Analytics
Consumer Software
Fintech
Financial Services
Company Size
11-50
Company Stage
Series B
Total Funding
$100.7M
Headquarters
San Francisco, California
Founded
2014
Karat is Hiring for 3 Jobs on Simplify!
Find jobs on Simplify and start your career today