LIQID

LIQID

Digital wealth management for affluent investors

Overview

LIQID is a digital wealth management firm in Berlin serving affluent private investors. It offers a range of investments including cash management, wealth management, venture capital, private equity, and real estate, using technology to design personalized strategies. It differentiates by targeting high-net-worth individuals with sophisticated needs and combining multiple asset classes with tech-enabled advice, bridging robo-advisors and private banks. Its goal is to democratize access to high-quality investment opportunities for Europe’s affluent private investors.

About LIQID

Simplify's Rating
Why LIQID is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Data & Analytics

Fintech

Financial Services

Company Size

51-200

Company Stage

Growth Equity (Venture Capital)

Total Funding

$137.9M

Headquarters

Berlin, Germany

Founded

2013

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Simplify's Take

What believers are saying

  • LIQID closed Venture III above €100 million on 5 June 2026.
  • LIQID.de advertised assets with 2.8% expected cash yields and lower entry thresholds.
  • The company won Scope's 2026 ELTIF award, strengthening distribution credibility with affluent investors.

What critics are saying

  • Fee compression from Scalable Capital and Moonfare will squeeze margins by 2026.
  • Private-market liquidity mismatches during a drawdown will trigger redemptions and reputational damage quickly.
  • If ELTIF demand stalls, LIQID's private-markets thesis loses differentiation and growth momentum.

What makes LIQID unique

  • Berlin-based LIQID pairs BaFin-regulated wealth management with digital onboarding and personal advisers.
  • Private Equity NXT and Private Debt NXT open institutional-style assets above €20,000.
  • Upvest partnership, announced December 2025, fully digitizes ELTIF execution through APIs.

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Funding

Total Funding

$137.9M

Above

Industry Average

Funded Over

3 Rounds

Growth Equity VC funding comparison data is currently unavailable. We're working to provide this information soon!
Growth Equity VC Funding Comparison
Coming Soon

Benefits

Flexible Work Hours

Remote Work Options

Paid Vacation

Paid Holidays

Meal Benefits

Wellness Program

Professional Development Budget

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

1%

2 year growth

0%
Upvest
Dec 1st, 2025
LIQID enters partnership with Upvest for its ELTIF offering

LIQID enters partnership with Upvest for its ELTIF offering. * LIQID is expanding its technology platform and will rely on Upvest as its new infrastructure partner for its NXT funds. * By integrating Upvest, LIQID is increasing the scalability and efficiency of its platform. * For the first time, a semi-liquid fund structure is being fully mapped digitally via APIs. Berlin, 01. December 2025 - LIQID, one of Germany's leading digital wealth managers, is expanding its technological platform and partners with Upvest, Europe's leading provider of investment infrastructure, for its ELTIF offering. With Private Equity NXT, launched in 2024, LIQID has established one of Europe's fastest-growing ELTIF funds for private investors - opening access to an asset class that was previously reserved almost exclusively for institutional investors: digital, curated, and cost-efficient. By connecting to Upvest's investment infrastructure, the semi-liquid fund structure for private investors is mapped end-to-end via digital interfaces for the first time. LIQID is thus consistently driving forward the technological expansion of its platform and laying the foundation for an even more customer-friendly investment experience. With Upvest, Upvest is bringing one of the leading technology providers for investment infrastructure on board. For its customers, the switch to Upvest's Investment API enables faster and more efficient order processing. At the same time, Upvest is sending a clear signal. As a leading WealthTech, Upvest intend to further strengthen its ambition to make exclusive asset classes digitally accessible - supported by scalability and quality. Managing Director of LIQID By fully digitising the integration of ELTIFs, LIQID is setting a new standard for how long-term investments can be offered in an accessible, transparent, and efficient way. This collaboration reflects its shared vision of making investing as simple and intuitive as possible. CEO and co-founder of Upvest This partnership reinforces Upvest's position as Europe's leading investment infrastructure provider for financial institutions modernising their investment offerings. Upvest's clients already include fast-growing fintechs such as Revolut, N26, bunq, Webull, and Raisin, as well as digital banks such as Openbank and DKB. About LIQID LIQID brings family-office standards to digital wealth management, giving discerning retail investors access to a broad investment universe - from cash and capital markets to private markets. The independent WealthTech, headquartered in Berlin with an office in Munich, lowers entry barriers and makes leading equity, private-equity, and venture-capital funds investable. Assets under management exceed €3.5 billion. The approach is made-to-fit: from €100,000, clients receive bespoke investment solutions and access to exclusive portfolios. Asset allocation is aligned with target return, risk profile, and liquidity needs; private markets complement the core portfolio where they provide a clear diversification and return contribution. Approximately €1 billion has already been invested in this area - side by side with global institutions and smart-money investors. Key partners include HQ Trust, the multi-family office of the Harald Quandt family, and LGT Bank AG, an international private bank owned by the Princely Family of Liechtenstein. The Financial Times listed LIQID among Europe's fastest-growing companies in 2024 and 2025. Since 2017, LIQID's wealth management has been recognised annually by Capital magazine and the ranking institute firstfive AG. About Upvest Upvest is a technology company and securities institution that provides banks, brokers, and wealth managers with modern API-based infrastructure for securities business. In addition to software, it provides trading, custody, and back-office services on behalf of its clients. This enables financial institutions to modernise their securities operations comprehensively and cost-effectively, and to grow profitably. Upvest's clients include fast-growing fintechs such as Revolut, N26, bunq, Webull, and Raisin, as well as digital banks like Openbank and DKB. Founded in 2017, Upvest has 250 employees and processes over 100 million trades per year. The company continues to be independently managed by its founders Martin Kassing, Dr Til Rochow, and Tobias Auferoth, and is securely financed for the long term by investors including Earlybird and Bessemer Venture Partners.

FinanceFWD
Nov 28th, 2024
Liqid raises €100M with Eltif product

Berlin-based fintech Liqid has surpassed €100 million in investments for its European-Long-Term Investment-Fund (Eltif), doubling its initial target of €50 million reached in the summer. The Eltif allows investments in private equity funds starting at €10k. The product targets individuals aged 20-40, with half using a savings plan. Eltifs are trending in finance, with competitors like Moonfare and Nao also offering similar products. Scalable Capital is developing an Eltif with Blackrock.

Presseportal
Dec 14th, 2023
LIQID lowers entry barrier for Private Equity to 10,000 euros

Wealth-Tech company LIQID, Germany's top digital asset manager, is launching LIQID Private Equity NXT and is expanding its pioneering position in the private equity business.

The Paypers
Apr 21st, 2023
Wealth Tech Liqid Launches Liqid Income Strategy And Liqid Smart Start

Germany-based wealth tech LIQID has announced the launch of LIQID Income Strategy and LIQID Smart Start.According to a LIQID representative, attractive interest rates are an option to counteract inflation, however, real asset preservation only works through the capital market. With LIQID Smart Start, the company is building a bridge between call money and the capital market. At the same time, it is introducing LIQID Income, a new low-fluctuation bond strategy with a target return of 3.5%.As stated by the LIQID representative, with persistent inflation, overnight and fixed-term deposits mean a gradual but significant loss in value. Due to higher yields on bonds and reduced valuations on shares, the prospects on the capital market are better today than they have been for years, according to the wealth tech’s representative. For a regular 60:40 multi-asset portfolio, the medium-term expected return is 5.5% after costs. Nevertheless, the LIQID representative understands that investors are concerned about markets that remain volatile and are unsure about the right time to enter

Blocks and Files
Sep 2nd, 2022
LIQID Asset Management GmbH hires John Bertero as Chief Revenue Officer

Liqid has appointed a Chief Revenue Officer, John Bertero, who comes from being COO of Americas for Nutanix.

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