LendingTree

LendingTree

Online marketplace for financial products

About LendingTree

Simplify's Rating
Why LendingTree is rated
A-
Rated A on Competitive Edge
Rated B on Growth Potential
Rated A on Rating Differentiation

Industries

Fintech

Financial Services

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Charlotte, North Carolina

Founded

1996

Overview

LendingTree connects consumers with various financial products and services, including loans, credit cards, and insurance. Users can fill out a single form on the LendingTree website to receive multiple offers from different lenders, allowing them to easily compare rates and terms. This process simplifies the search for financial solutions, making it easier for individuals to find the best deals. Unlike many competitors, LendingTree aggregates offers from multiple lenders in one place, providing a transparent marketplace for consumers. The company's goal is to help individuals make informed financial decisions by offering a comprehensive platform for comparing financial products.

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Simplify's Take

What believers are saying

  • Rising interest in financial literacy boosts demand for LendingTree's educational content.
  • Partnership with Innervate enhances ad performance and customer engagement.
  • Economic uncertainty may increase demand for LendingTree's financial advisory services.

What critics are saying

  • Increased competition from fintech startups may erode LendingTree's market share.
  • Consumer privacy regulations could impact LendingTree's data-driven business model.
  • Economic uncertainty could decrease consumer borrowing, affecting LendingTree's lead generation.

What makes LendingTree unique

  • LendingTree offers a comprehensive marketplace for diverse financial products and services.
  • The platform simplifies loan comparison by aggregating offers from multiple lenders.
  • LendingTree's lead generation model charges lenders for customer referrals.

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Funding

Total Funding

$180.1M

Above

Industry Average

Funded Over

4 Rounds

Debt funding comparison data is currently unavailable. We're working to provide this information soon!
Debt Funding Comparison
Coming Soon

Benefits

Comprehensive medical, vision and dental plans that include options for a pre-tax health savings account or flexible spending account, and an expansive network of doctors and hospitals best suited to meet your healthcare needs.

Mental health support services offering access to counseling, crisis intervention and virtual therapy.

A wellness discount on medical plan payroll deductions, plus reimbursement for your favorite healthy activities.

In-person or remote training with our fitness coordinator, along with a ton of workout challenges that will sweat you into shape.

Your choice of four different life insurance plans with 100% company-paid short-term and long-term disability insurance.

Market-competitive salaries.

Potential for biannual performance-based bonuses.

Annual grants of company stock that fully vest in just three years.

401(k) retirement savings plan with a company match.

Flexible Paid Time Off so you can take the time you need to refocus and recharge.

Ongoing career development and leadership training.

Awards and recognition for employees doing outstanding work.

Insightful career pathing so you can chart your growth here and beyond.

Tuition reimbursement if you decide to continue your education.

A culture ambassador program for high-performing employees who rep our culture the best.

Employee-led interest groups that focus on community service, diversity and inclusion, technology and more.

Paid maternity and paternity leave.

Up to $10,000 reimbursement for adoption-related expenses.

On-demand maternity, postpartum and return-to-work support and access to 24/7 virtual care for employees and their partners.

Company-funded IVF/IUI treatments after standard cost sharing is applied.

Company News

Yahoo Finance
Apr 7th, 2025
My Sister-In-Law Added Her 10-Year-Old To Her Credit Card To Boost Her Credit Score — Should I Do The Same?

Your sister-in-law is not alone: A number of TikTok influencers using the hashtag #generationalwealth are recommending adding your child as an authorized user on your credit card as a “hack” to help them establish a credit history. A credit score provides a measure of creditworthiness — how likely you are to pay back debt — to lenders. This score is based on a number of factors, including payment history and credit mix, but a higher score can give you easier access to credit and better rates on loans. Adding a child to a parent’s credit card allows the child to piggyback on the parent’s credit history, but the child isn’t responsible for paying back any of the debt (that falls to the cardholder). This is different from opening a joint account, in which both parties would be responsible for the debt. Young adults who establish a credit history early in life may have an easier time applying for credit, taking out a loan, renting an apartment and, down the road, getting a mortgage

Yahoo Finance
Apr 5th, 2025
Nearly 1 In 7 Us Homes Are Uninsured — And The Rate Is Even Higher In These 10 States

It’s no secret that climate change has contributed to a rise in the number and severity of extreme weather events — and a steady increase in homeowners insurance claims. This, in turn, has pushed up the cost of homeowners insurance.From 2018 to 2022, the average homeowners insurance premiums per policy rose 8.7% quicker than the inflation rate, according to the latest data from the U.S. Department of the Treasury. Insurance has gotten so expensive that a rising number of Americans have decided to forgo it altogether.Read Next: 25 Places To Buy a Home If You Want It To Gain ValueFind Out: 4 Affordable Car Brands You Won't Regret Buying in 2025In fact, almost 1 in 7 homes across the U.S. are uninsured, according to a new LendingTree study that analyzed data from the U.S. Census Bureau and Federal Emergency Management Agency

Yahoo Finance
Apr 3rd, 2025
Are We Going Into A Recession? Why It'S Not Too Late To Prepare.

If President Trump's new import tariffs are about to sink the United States into a recession, as some economists fear, it will be one of the most widely anticipated downturns in recent memory.Americans have had lots of time to prepare. But are we ready?First, some background: Three years ago, as the economy recovered from the brief COVID-19 recession, economists were already talking about another downturn. Russia had invaded Ukraine. Inflation was spiking. Interest rates were rising.Months passed, and no recession arrived, and hope dawned that perhaps the United States would achieve a “soft landing,” meaning no recession.Now, recession fears have returned. President Donald Trump’s campaign of import tariffs, vastly widened on Wednesday, has shaken consumer confidence and sent the stock market tumbling.A March CNBC Fed Survey put the probability of recession at 36%, up from 23% in January

Yahoo Finance
Mar 29th, 2025
I’M A Money Expert: 9 Money Mistakes That Could Be Detrimental At Any Age

We all make mistakes, especially when it comes to money. Whether you’re just starting out in your career, nearing retirement or somewhere in between, certain financial slipups can have long-lasting consequences. The tricky part is that some of these money mistakes aren’t always obvious at first. They can sneak up on you when you least expect it. Read Next: 3 Signs You’ve ‘Made It’ Financially, According to Financial Influencer Genesis Hinckley Learn More: 8 Common Mistakes Retirees Make With Their Social Security Checks For this reason, GOBankingRates spoke with finance expert Andrew Lokenauth, money expert and owner of Be Fluent In Finance, to discuss some of the most common (and costly) financial blunders that can affect your future, no matter your age. Whether it’s a sudden car repair, an unexpected medical bill or even a loss of your job, emergencies can strike at any moment

National Law Review
Mar 28th, 2025
HUGE WIN FOR LENDING TREE!: Court Holds Tree is Not Responsible for Affiliate Calls in Pay Per Call Program And That's Huge News

So Tree and I have buried the hatchet and are friends again - in fact, Lending Tree will be speaking at Law Conference of Champions III, how awesome is that!

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