MANTL

MANTL

Onboarding automation platform for financial institutions

Overview

MANTL builds a platform for banks and other financial institutions to onboard customers quickly and securely. The system connects directly with core banking systems and popular fintech tools, pulling data from 30+ sources to automate most KYC checks and reduce the need for manual reviews. It is typically priced as a subscription and lets institutions instantly adjust risk thresholds, underwriting standards, product rates, and mix to respond to market changes. What sets MANTL apart is its broad integrations, high level of KYC automation, and live risk-management controls, all backed by data-security certifications (SOC 1, SOC 2 Type II, PCI DSS) and recognition as a Best Place to Work in Financial Technology. The goal is to streamline onboarding, cut friction, and securely scale customer onboarding for financial institutions.

About MANTL

Simplify's Rating
Why MANTL is rated
B
Rated B on Competitive Edge
Rated A on Growth Potential
Rated C on Differentiation

Industries

Enterprise Software

Fintech

Company Size

51-200

Company Stage

Acquired

Total Funding

$542.5M

Headquarters

New York City, New York

Founded

2016

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Simplify's Take

What believers are saying

  • Banks want faster onboarding; MANTL enables retail accounts under five minutes.
  • Community banks and credit unions are adopting integrated lending stacks with real-time decisioning.
  • Partnerships with MeridianLink, Method Financial, and Taktile expand lending, refinancing, and credit decisions.

What critics are saying

  • Alkami can bundle MANTL into broader sales motions, compressing standalone pricing power.
  • Regulatory scrutiny of automated KYC and underwriting creates audit, indemnity, and reputational exposure.
  • MANTL's thin loan-origination history leaves one failed rollout enough to damage adoption momentum.

What makes MANTL unique

  • MANTL unifies deposit and loan origination across in-branch, online, call center, and field channels.
  • Its platform automates KYC, AML, BSA, underwriting, funding, and core booking workflows.
  • Alkami acquired MANTL in March 2025, extending distribution across digital banking customers.

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Funding

Total Funding

$542.5M

Above

Industry Average

Funded Over

8 Rounds

Notable Investors:
Acquisition funding comparison data is currently unavailable. We're working to provide this information soon!
Acquisition Funding Comparison
Coming Soon

Benefits

Health Insurance

Unlimited Paid Time Off

Remote Work Options

Mental Health Support

Wellness Program

Growth & Insights and Company News

Headcount

6 month growth

6%

1 year growth

6%

2 year growth

8%
PR Newswire
Apr 1st, 2026
Aloha Pacific FCU taps MANTL to modernise account opening as it expands beyond Hawaii

Aloha Pacific Federal Credit Union has partnered with MANTL, an Alkami solution team, to modernise its account opening technology as it expands beyond Hawaii. The collaboration follows the credit union's association with the University of Nevada, Las Vegas and the opening of its new Rebels CU branch on campus. MANTL's platform will enable retail members to open accounts in under five minutes online and under ten minutes in-branch, with similar timeframes for business accounts. The technology automates application decisions, including KYC, AML and BSA checks, reducing manual intervention. Aloha Pacific FCU, Hawaii's third-largest credit union with over 70,000 members and $1.4 billion in assets, is the first Hawaii credit union to deploy MANTL's account opening technology. The system will unify digital and in-branch experiences whilst enhancing fraud prevention measures.

PR Newswire
Feb 24th, 2026
MANTL partners with MeridianLink for integrated point-of-sale lending solution

MANTL, an Alkami solution team, has partnered with MeridianLink to launch an integrated point-of-sale solution for banks and credit unions. The API-driven integration connects MANTL's digital front end with MeridianLink's consumer loan origination system, enabling instant approvals, automated KYC checks and seamless application transfers. The solution aims to boost conversion rates through a modern loan application experience whilst reducing manual work through automation. It supports real-time membership verification, creates primary share accounts for new members automatically, and enables cross-sell opportunities based on applicant data profiles. Financial institutions using MeridianLink's underwriting engine can now access MANTL's digital lending platform, offering a unified experience across loans and deposits. MANTL was acquired by Alkami Technology in March 2025.

CUbroadcast
Feb 24th, 2026
MANTL Partners with MeridianLink to Offer Integrated Point-of-Sale (POS) Solution

MANTL partners with MeridianLink to offer integrated point-of-sale (POS) solution. Benjamin Conant MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology, today announced that it is partnering with MeridianLink, a leading provider of lending software platforms for financial institutions. Together, the companies will offer an optional integrated point-of-sale (POS) solution to mutual clients. As part of their shared effort to advance innovation in the loan market, MANTL is broadening access to its high-converting digital lending experience for financial institutions that use the MeridianLink Consumer loan origination system (LOS). The MANTL and MeridianLink integration is the result of close collaboration between two industry leaders. This modern, application programming interface (API)-driven loan application experience connects MANTL's digital front end with MeridianLink's underwriting engine and LOS workflows. The solution allows for instant approvals, automated Know Your Customer (KYC) checks, seamless application transfers, and a unified experience across loans and deposits. Financial institutions will be able to control flexibility, faster decisions, and a seamless customer journey. Key benefits of the MANTL POS and MeridianLink integration include: * Boost conversion rates: Deliver a modern, fintech-grade loan application experience that improves completion rates and reduces drop-off. * Enable faster decisions: Support instant approvals and denials through real-time API connectivity with MeridianLink's underwriting engine. * Reduce manual work: Automate KYC and application transfer to eliminate manual document collection and operational back-and-forth. * Automate memberization: Verify membership eligibility and create primary share accounts for new members in real time. * Unlock cross-sell opportunities: Deliver hyper-personalized cross-sell offers based on an applicant's existing data profile during the account origination workflow. * Unify the digital banking experience: Create a single, consistent applicant experience across loans and deposits using MANTL's front end. "We believe innovation means making modern lending accessible, not just powerful," said Benjamin Conant, chief product officer, Alkami and co-founder, MANTL. "Our integration with MeridianLink allows us to deliver our digital lending experience to institutions that want to modernize their consumer experience. It's a major step forward in expanding our capabilities to service the consumer lending market. Regardless of where a bank or credit union is in their technology journey, they can offer a fintech-grade lending experience that grows relationships through hyper-personalized cross-sells, automation, and digital-first loan origination." Alkami has been certified by J.D. Power in 2024 and 2025 for providing "An Outstanding Mobile Banking Platform Experience."1

PR Newswire
Feb 4th, 2026
Amplify Credit Union Partners with MANTL to Modernize Business and Retail Account Opening

Amplify Credit Union partners with MANTL to modernize business and retail account opening. News provided by. PLANO, Texas, Feb. 4, 2026 /PRNewswire/ - MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology, today announced a partnership with Amplify Credit Union (Amplify), a credit union headquartered in Austin, Texas, to modernize its business and consumer onboarding and account opening experience across all physical and digital banking channels. With MANTL's omnichannel deposit origination technology, Amplify will remove friction from its current onboarding process, allowing businesses and consumers to open deposit accounts anytime, anywhere, including online, in-branch, or in the field. Amplify will launch Business Deposit Origination by MANTL first as part of its expansive growth plans, followed by Retail Deposit Origination to deliver a seamless digital and in-branch onboarding and account opening journey for members and employees alike. Business members will be able to open new accounts online in less than 10 minutes, while retail members will benefit from a faster, intuitive onboarding experience that can be completed in under five minutes. "When Amplify launched our fee-free treasury management services, we knew one of the keys to our success would be choosing the right account opening platform," said Stacy Armijo, chief experience officer at Amplify. "MANTL stood out from day one. The MANTL Platform prioritizes convenience and security in equal measure, and we cannot wait to work with the insights we will gain into our members' account opening experience. We look forward to rolling out MANTL for organizations and individuals alike in the months ahead." Through the partnership, Amplify will be able to automate over 85% of application decisions, including Know Your Customer (KYC), Anti-Money Laundering (AML), Bank Secrecy Act (BSA) checks, product service ordering, funding, and core booking, to reduce manual processes and accelerate growth. MANTL provides access to more than 1,350 data points across demographic, behavioral, and other account opening insights, enabling Amplify to make actionable and strategic decisions to drive growth, inform marketing spend and improve member experience. "MANTL is excited to partner with Amplify Credit Union as they expand digital business banking efforts and scale growth institution-wide," said Benjamin Conant, chief product officer, Alkami and co-founder, MANTL. "By implementing a unified, omnichannel deposit account opening experience, Amplify is redefining what modern onboarding looks like for members and employees: confident, seamless, and digital-first." To learn how MANTL can transform your account opening process and empower your team, or to schedule a demo, visit here. About MANTL MANTL is an Alkami solution team that offers unified account origination technology, empowering banks and credit unions to open loan and deposit accounts seamlessly on any banking channel in real time. MANTL Deposit Origination is among the fastest and most performant solutions on the market; consumers can open a new deposit account in under five minutes, businesses can open a new deposit account in under 10 minutes, and MANTL customers raise billions in core deposits. MANTL Loan Origination simplifies each step in the loan process, automating up to 100% of loan application decisions to ensure an intuitive, feature-rich experience from personal loans to business financing. Founded in 2016, MANTL was acquired in March 2025 by Alkami Technology, Inc. (Nasdaq: ALKT). For more information, visit mantl.com or follow MANTL on LinkedIn. About Amplify Credit Union Amplify Credit Union offers fee-free banking and award-winning lending to anyone who lives or works in Texas. In 1967, the organization was founded as the credit union for IBM employees in Austin. Today, it provides digital-first banking and lending services to over 50,000 members, including home loans, checking & savings accounts, commercial lending, and more. In addition, Amplify has been named a Top Workplace in Austin for three years in a row, and this year was named a Top 50 Workplace in the USA. The organization is rooted in its mission to improve the financial lives of its members and uses the proceeds from that to provide a safe place to call home for those without. Join us at www.goamplify.com. | ___________________ [1] J.D. Power 2025 Mobile App Platform Certification Program(SM) recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit www.jdpower.com/awards. |

PR Newswire
Jan 22nd, 2026
Atlantic FCU becomes first credit union to launch MANTL loan origination platform

The Atlantic Federal Credit Union has become the first credit union to launch consumer lending on MANTL's Loan Origination Platform. The New Jersey-based institution is simultaneously implementing MANTL for deposit onboarding, creating a unified approach to account origination across loans and deposits. The platform automates eligibility verification and membership enrolment in real time, streamlining the application-to-funding process. The Atlantic FCU launched with various consumer loan products, including auto loans, personal loans, credit cards and lines of credit, and plans to expand to real estate lending. MANTL developed the solution with over 10 financial institutions serving as development partners. The company, acquired by Alkami Technology in March 2025, first introduced loan origination in partnership with Grasshopper Bank and has since expanded its integration ecosystem.

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