Maple Finance

Maple Finance

DeFi institutional crypto lending platform

Overview

Maple Finance provides a decentralized finance (DeFi) lending platform designed for institutions like asset managers and trading firms. It connects lenders and borrowers of digital assets, enabling institutions to lend their crypto to others and earn returns with associated fees for lending, borrowing, and other platform services. The platform aims to deliver higher risk-adjusted yields and better capital efficiency for institutional portfolios by offering secure, efficient access to crypto lending markets. Maple Finance differentiates itself by targeting institutional clients and focusing on risk management and reliability within the DeFi space, rather than serving retail users. Its goal is to help institutions optimize their digital asset portfolios and grow returns through a trusted crypto-lending ecosystem.

About Maple Finance

Simplify's Rating
Why Maple Finance is rated
C
Rated C on Competitive Edge
Rated B on Growth Potential
Rated D+ on Differentiation

Industries

Fintech

Crypto & Web3

Financial Services

Company Size

51-200

Company Stage

Early VC

Total Funding

$18.2M

Headquarters

Melbourne, Australia

Founded

2020

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Simplify's Take

What believers are saying

  • Onchain warehouse facility with Kraken expands OTC lending without tying up balance-sheet capital.
  • Tokenized private credit market grew 180% year-over-year to 3.2 billion US dollars in early 2026.
  • Borrower Hub launched May 2026 replaces wallet-only access with email authentication and granular permissions.

What critics are saying

  • Core DAO lawsuit blocks syrupBTC launch and ties up 150 million US dollars in BTC assets.
  • Radiant Capital exploit exposes smart contract vulnerability with 3 billion US dollars DeFi hack losses in 2025.
  • Regulation D and S securities laws limit access to accredited investors only capping total addressable market growth.

What makes Maple Finance unique

  • Maple targets institutional borrowers exclusively with uncollateralized loans and native Bitcoin collateral.
  • Maple avoids algorithmic liquidations by using margin call warnings and direct borrower contact.
  • Maple integrates with qualified custodians for a tri-party custody setup reducing counterparty risk.

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Funding

Total Funding

$18.2M

Above

Industry Average

Funded Over

4 Rounds

Early VC funding comparison data is currently unavailable. We're working to provide this information soon!
Early VC Funding Comparison
Coming Soon

Benefits

Token allocation

30 days paid time off inclusive of government holidays

Extreme flexibility to create your own working day

Both contract and full time opportunities

Can be paid in crypto if you desire

Annual trip to co-locate the Maple team

More planned as we grow and evolve

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

2%
Sounds Market
Jul 21st, 2026
Maple's syrupUSD tokens arrive on 1inch, widening access to on-chain institutional lending.

Maple's syrupUSD tokens arrive on 1inch, widening access to on-chain institutional lending. Dubai, UAE, July 21st, 2026, FinanceWire * 1inch now supports Maple's syrupUSDC and syrupUSDT, giving users and builders another route into tokenized lending positions * At launch, 1inch supports syrupUSDC and syrupUSDT on Ethereum, with more chain integrations coming in the future * 1inch provides routing and swap infrastructure only; minting, redeeming and lending stay with Maple 1inch, a leading DeFi ecosystem, today announced its integration of Maple's syrupUSDC and syrupUSDT, two tokens tied to onchain institutional lending. As a routing and swap layer for the tokens, 1inch makes them tradable across its dApp and Swap API. Maple is an onchain digital asset manager that connects institutional borrowers with lenders. Borrowers take stablecoin loans against overcollateralized crypto, while lenders supply USDC or USDT and receive syrupUSDC or syrupUSDT, tokens that represent their position in Maple's lending system. Those tokens currently see around $8.5 billion in monthly transfer volume, highlighting the demand for infrastructure capable of supporting RWA markets at scale. At launch, 1inch supports syrupUSDC and syrupUSDT on Ethereum, with more chain integrations coming in the future. On 1inch.com, users can access the tokens through Swap, Trade or Terminal. Through the 1inch Swap API, builders and institutional teams can integrate Maple swaps directly. Minting, redeeming and lending remain with Maple, while 1inch provides the routing and swap infrastructure. RWA token liquidity can be fragmented across venues, chains and pools. 1inch routing facilitates efficient access to available liquidity and supports intent-based execution. For users moving between stablecoins and syrup tokens, this means less manual route hunting and a simpler path to execution. "Tokenized private credit is one of the clearest signs that real-world assets are moving onchain for good, and syrupUSDC and syrupUSDT are among the most active tokens in that category," said Sergej Kunz, co-founder of 1inch. "Our role is to remove the friction when swapping assets and enable users to move them freely. That's the infrastructure 1inch has spent years building." "Our focus at Maple is building institutional-grade lending that performs onchain, but access is what turns that into adoption," said Sid Powell, co-founder and CEO of Maple. "Working with 1inch gives users and builders a direct, efficient route into syrupUSDC and syrupUSDT on Ethereum. We manage the credit and deployment strategies; 1inch makes the tokens effortless to trade." Users can access on 1inch and explore Maple tokens across supported networks. This content is for general information purposes only and does not constitute financial, investment, tax, or legal advice and is not a recommendation to buy or sell any particular digital asset or to employ any specific investment strategy. Not available in the US and other restricted jurisdictions. About 1inch 1inch accelerates decentralized finance with a seamless crypto trading experience for 27M users. Beyond being the top platform for low-cost, efficient token swaps with $100M+ in daily trades, 1inch offers a range of innovative tools, including a secure self-custodial wallet, a portfolio tracker for managing digital assets, a dedicated business portal giving access to its cutting-edge technology, and even a debit card for easy crypto spending. By continuously innovating, 1inch is simplifying DeFi for everyone. About Maple Maple, founded in 2019, is one of the largest onchain institutional asset management platforms with decades of traditional finance and crypto experience. Maple combines capital markets expertise with DeFi innovation to power a suite of offerings, including secured lending and structured products. As a leader in decentralized finance and institutional crypto markets, Maple has built a global asset management ecosystem focused on innovation and accessibility. Maple is pioneering the future of onchain asset management. For more information, visit maple.finance. Contact. Head of PR Dominic Cox 1inch [email protected]

LCX
Jun 25th, 2026
Kraken, Maple launch onchain warehouse facility for crypto-backed institutional loans.

Kraken, Maple launch onchain warehouse facility for crypto-backed institutional loans. Cointelegraph.com News June 24, 2026 Crypto exchange Kraken and onchain asset manager Maple have launched an onchain warehouse financing facility for crypto-backed loans, applying a lending structure widely used in traditional credit markets to institutional digital asset lending. According to Thursday's announcement, the facility will fund Kraken's OTC lending business using a bankruptcy-remote special purpose vehicle (SPV) and USDC-denominated financing. Unlike traditional bilateral crypto loans, the facility is structured through the SPV, with Maple providing senior financing and Kraken retaining a stake in the transaction. The arrangement is intended to let Kraken expand its institutional lending business without tying up additional balance-sheet capital. Tokenized credit has grown to more than $6.2 billion in distributed value from roughly $1.87 billion a year ago, according to RWA.xyz data. Maple is the sector's largest platform, with approximately $1.4 billion in tokenized credit assets. Maple said the structure gives institutional lenders access to senior, overcollateralized exposure backed by Bitcoin and Ether while allowing collateral and loan performance to be tracked onchain. Commonly used in large commercial transactions, in particular commercial mortgage-backed securities (CMBS), a bankruptcy-remote SPV removes the borrower's ability to file for bankruptcy. Kraken affiliates will originate, sell and service the loans while retaining a position in the transaction. Kraken Financial, a Wyoming-chartered Special Purpose Depository Institution, will hold the underlying collateral, while independent SPV administrator Zaria will oversee administration of the facility. The companies did not disclose the facility's size or financial terms. Tokenized credit market continues to expand. The announcement comes as crypto lending continues to rebuild following the 2022 market collapse, with firms expanding institutional lending and blockchain-based credit infrastructure after the failures of lenders such as Celsius and BlockFi. In May, Ripple secured a $200 million credit facility from investment manager Neuberger Berman to expand the lending capacity of its institutional prime brokerage business. The financing is intended to support margin lending and other credit products for hedge funds, trading firms and other institutional clients. The same month, analysts at Bernstein said tokenized credit could represent a $4 trillion addressable market as blockchain-based lending expands beyond niche use cases into sectors including mortgages, auto loans and small-business lending. While onchain lending has continued to evolve, some parts of the decentralized finance sector have struggled. Earlier this month, lending protocol Radiant Capital said it would wind down after failing to recover from a $50 million exploit in 2024, citing an inability to replace lost funds or secure new capital. Magazine: The end of anonymity? AI could unmask crypto's hidden identities Cointelegraph is committed to independent, transparent journalism. This news article is produced in accordance with Cointelegraph's Editorial Policy and aims to provide accurate and timely information. Readers are encouraged to verify information independently.

Blockchain News Feed
Jun 24th, 2026
DWF Labs Says $31 Billion in RWAs Is Onchain but Less Than 10% Is Active in DeFi.

DWF Labs Says $31 Billion in RWAs Is Onchain but Less Than 10% Is Active in DeFi. DWF Labs says more than $31 billion in real-world assets have moved onchain, but most of that capital remains inactive. The firm argues that tokenization's next phase will be won by platforms that make these assets liquid, tradable, and useful inside DeFi. Blackrock, Maple, and Figure Compete to Unlock Utility for $31 Billion in RWAs [...] Source: Bitcoin.com Original Post: DWF Labs Says Billion in RWAs Is Onchain but Less Than 10% Is Active in DeFi Brokerages & Day Trading

The Blockopedia
May 23rd, 2026
Core Foundation and Maple Finance settle Bitcoin staking dispute.

Core Foundation and Maple Finance settle Bitcoin staking dispute. The Core Foundation and Maple Finance have officially resolved their legal conflict over Bitcoin ($BTC) staking, announcing a full settlement that ends arbitration proceedings and a separate lawsuit in the Cayman Islands. Both parties have agreed to mutually release all claims and counterclaims, clearing the path for Maple Finance to launch its anticipated $BTC yield product, syrupBTC, as planned. Background of the dispute. The disagreement began in September 2025 when the Core Foundation initiated arbitration against Maple Finance. The dispute centered on the terms and execution of Bitcoin staking arrangements, which have become a growing area of interest in decentralized finance. The legal battle escalated with a lawsuit filed in the Grand Court of the Cayman Islands, drawing attention from industry observers monitoring the intersection of staking protocols and institutional lending platforms. Terms of the settlement. While the specifics of the agreement remain confidential - including any financial compensation - the resolution marks a decisive end to the legal proceedings. Both organizations have expressed a commitment to moving forward without further litigation. The confidential nature of the settlement is common in high-stakes crypto disputes, where parties often prioritize operational continuity over public disclosure of terms. Impact on product development. Maple Finance will now proceed with the launch of syrupBTC, a yield-bearing product designed to generate returns on Bitcoin holdings. The product is part of Maple's broader strategy to expand its lending and staking services beyond its traditional focus on institutional credit markets. For the Core Foundation, the settlement allows it to refocus entirely on expanding the Core network and developing additional Bitcoin-related products, reinforcing its commitment to the $BTC ecosystem. The resolution removes a significant legal uncertainty that had been hanging over both organizations and the broader Bitcoin staking sector. As staking becomes an increasingly important use case for $BTC holders, clarity on legal and operational frameworks is essential for institutional adoption. The settlement signals that even contentious disputes can be resolved without derailing product roadmaps, which is a positive signal for the maturing DeFi industry. Conclusion. The Core Foundation and Maple Finance have closed a chapter of legal friction, allowing both entities to advance their respective Bitcoin strategies. With syrupBTC set to launch and the Core network's expansion plans back on track, the settlement removes a key overhang and underscores the industry's ability to resolve disputes pragmatically. Observers will now watch how these products perform in a competitive staking landscape. Total Views: 7050 Degate is a passionate writer and crypto enthusiast, dedicated to bringing you the latest news and insights from the world of blockchain and digital currencies. With a keen eye on market trends and emerging technologies, Degate simplifies complex concepts, making crypto accessible for everyone. May 25, 2026

The Defiant
Apr 6th, 2026
Ethena strikes lending deals with Anchorage and Maple amid USDe reserve overhaul.

Ethena strikes lending deals with Anchorage and Maple amid USDe reserve overhaul. The synthetic dollar protocol is moving beyond its crypto basis trade roots into institutional lending, real-world credit, and equity and commodity perpetuals. Ethena Labs is finalizing its first direct lending agreements with Anchorage Digital, Maple Institutional, and Coinbase Asset Management as part of a sweeping plan to diversify the assets backing its USDe synthetic dollar. Under the agreements, Ethena would lend stablecoins from USDe's reserves to facilitate overcollateralized loans originated by those entities, with borrower collateral held in secured triparty custody. Each loan will operate within parameters set by the Ethena Risk Committee, including minimum overcollateralization ratios, concentration limits, automatic liquidation thresholds, and tenors designed to minimize liquidity risk during large USDe redemption events. Ethena framed the move as a natural extension of the stablecoin lending it already does on DeFi protocols like Aave and Morpho, but for institutional counterparties with only high-quality, immediately liquid collateral such as BTC and ETH. Beyond the basis trade. The institutional lending push is one piece of a broader four-part diversification strategy Ethena outlined Monday, which also includes expanding real-world asset (RWA) exposure beyond tokenized Treasury bills, extending its delta-neutral framework into equity and commodity perpetuals, and exploring prime lending to trading firms. The shift reflects how far USDe's reserve composition has already moved. Perpetual futures positions, once the mainstay of USDe's backing, now make up just 11% of the stablecoin's reserves, with the rest allocated to stablecoin reserves and DeFi lending positions. Ethena recently proposed replacing its static 7-day unstaking cooldown with a dynamic model, arguing the fixed period no longer reflects the liquidity available to meet redemptions. USDe's circulating supply has contracted to approximately $5.9 billion from a peak above $14.6 billion before the October 10 crash that wiped more than $5 billion from its market cap. Meanwhile, the protocol's ENA token is up 9% over the past 24 hours, but has dropped 94% from its peak two years ago. Equity and commodity perps. Perhaps the most novel element is Ethena's plan to apply its basis trade methodology to equity and commodity perpetual futures - a market that has grown rapidly since Hyperliquid launched its HIP-3 framework in October 2025. HIP-3 open interest has surged from $70 million at launch to over $2 billion, driven by non-crypto pairs such as equities, commodities, and indices. Ethena noted that gold perpetual funding rates on Binance averaged 24.6% in March, presenting a clear basis opportunity for delta-neutral operators. On the RWA side, Ethena said initial allocations will likely be limited to AAA-rated CLOs, which have no history of defaults, with potential expansion into investment-grade corporate bond funds and short-duration credit products. This article was written with the assistance of AI workflows. All its stories are curated, edited and fact-checked by a human.

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