Why Cohesive AI chose Meow's banking & backoffice bundle. Meow Technologies, Inc. Published on Wednesday, May 13, 2026 Overview. Cohesive AI builds AI agents for blue-collar facility service companies - janitorial, roofing, HVAC, flooring, and painting businesses - automating their entire sales and marketing system from top of funnel to CRM management. Cohesive works with around 850 facility service businesses across the US, acting as a CRM with AI agents that handle the work for them. This case study was conducted with Kevin Zhang, CEO & Co-founder of Cohesive AI. "Meow's platform is super easy to use, and the managed service on top makes it priceless. They give us peace of mind that everything is being done correctly." - Kevin Zhang, CEO & Co-founder, Cohesive AI The problem. Q. How were you managing your financial operations before Meow? I was doing it all myself in QuickBooks late on Saturday nights, just trying to categorize expenses as fast as I could. It was a mess and Meow had no clarity on how much profit Meow were actually making. The switch. Q. Why did you switch to Meow? Meow wanted an all-in-one solution that was completely integrated with its stack. The fact that Meow handles banking, treasury, bookkeeping, and taxes in one place gives Meow peace of mind. Meow just know it's being done correctly. The results. Q. What results have you seen since switching to Meow? Meow finally have a clear sense of its cash flow and monthly profit, which means Meow can confidently reinvest in growth, hiring, and ads. The managed services on top of the platform have been priceless for answering questions and getting real advisory guidance. Q. What else has stood out about working with Meow? Responsiveness. Meow has a shared Slack channel with the Meow team that's been amazing for getting answers and guidance, even on weekends and during off hours. Knowing I have experts I can ping and get a quick response from is invaluable. Q. What would you tell other companies considering Meow? Just try it. The platform is already easy to use, but the managed service on top is what makes it a no-brainer. "Cohesive is building the future of how blue-collar businesses go to market. We're proud to handle their banking and backoffice so Kevin and his team can stay focused on their customers." - Brandon Arvanaghi, CEO, Meow Meow Technologies is a financial technology company, not a bank or FDIC-insured depository institution. Likewise, Meow Technologies is not an investment adviser and none of the information presented herein should be relied upon as financial advice or a recommendation to make any financial decision nor should it be considered to be tax or legal advice. The information is the opinion of Meow Technologies for educational purposes and may not be suitable for all companies. Products, like the one described herein, are offered through Meow Technologies and are not advisory services which are only offered through Meow Advisory, LLC.** The FDIC's deposit insurance coverage only protects against the failure of an FDIC-insured bank.**

Meow Technologies launches the first agentic banking platform for AI agents. In short: Meow Technologies has launched what it describes as the world's first agentic banking platform, enabling AI agents to open business bank accounts, issue cards, send payments, and manage day-to-day account activity on behalf of users, with no human required to initiate any action. The platform supports Claude, ChatGPT, Cursor, Gemini, and other leading AI tools, and is built on a permissioned architecture that prevents agents from moving money unilaterally by default. The announcement marks a significant step in the race among fintech firms to become the default financial infrastructure layer of the emerging agent economy. The agentic stack reaches financial services. By the spring of 2026, AI agents had gained the ability to write and publish blog posts, manage customer service queues, redesign marketing workflows, and co-ordinate tasks across enterprise software. Banking was the conspicuous exception: every other layer of business operations was being handed to autonomous agents, but financial accounts still required a human to log in, click through dashboards, and authorise transactions. Meow Technologies, a San Francisco-based fintech founded in 2021, announced on April 8, 2026, that it intends to close that gap. The company launched what it is calling the first agentic banking platform, allowing users to instruct an AI agent in natural language to open a business checking account on their behalf, with the agent then capable of issuing virtual and physical corporate cards, checking balances, sending and receiving payments, and managing invoicing, all without returning to a human for each step. TNW City Coworking space - Where your best work happens A workspace designed for growth, collaboration, and endless networking opportunities in the heart of tech. The announcement lands at a moment when Zendesk acquired the self-improving agentic AI platform Forethought on the expectation that 2026 will be the year AI agents handle more enterprise operations than people do, and when Canva acquired the agentic AI platform Simtheory to extend agents across its marketing and design workflows. Meow's claim is that financial operations belong in the same category as those other business functions and that the infrastructure to make that possible has now arrived. What the platform does. A user connecting a supported AI tool to Meow's platform can issue a single natural language prompt, such as "open a business account for my new project", and have the agent complete the account-opening process, configure settings, and prepare it for use. The platform is integrated with Claude, ChatGPT, Cursor, and Gemini, and exposes an MCP endpoint at meow.com/mcp that allows any Model Context Protocol-compatible agent to connect to the banking infrastructure directly. Once an account is open, the agent can issue corporate cards in virtual or physical form, execute transfers to vendors or team members, pull balance and transaction data for audit or reporting purposes, and handle invoicing without requiring the account holder to log into a dashboard. Brandon Arvanaghi, Meow's chief executive, described the ambition as a fundamental shift in how business banking is consumed. "Autonomous finance has arrived," he said. "With Meow, AI agents can handle everything from opening accounts to managing day-to-day activity." The MCP integration is significant context. The Model Context Protocol had grown to more than 6,400 registered servers by February 2026, establishing itself as the dominant standard for connecting AI agents to external systems and services. By building its own MCP server, Meow positions its banking infrastructure as a native citizen of that ecosystem rather than a bolt-on integration, meaning any agent or development environment that already speaks MCP can reach Meow's accounts without custom code. The supported tools, Claude, ChatGPT, Cursor, and Gemini, collectively cover most of the agent frameworks in active business use, suggesting that Meow's addressable market is effectively the full population of businesses already running agentic workflows. Guardrails and the trust architecture. The central anxiety around agentic finance is obvious: AI agents that can autonomously move money create a novel attack surface, whether through prompt injection, misaligned instructions, or simple error. Meow has built its permissioning architecture around the principle that agents should operate within the same rule set that governs human employees, and in some respects a stricter one. By default, agents cannot move money unilaterally: every transfer requires the same initiator-and-approver workflow that would govern a human employee in a finance team, and the platform enforces transfer limits, two-factor authentication requirements, and role-based permissions at the infrastructure level rather than relying on the agent to self-police. Every transaction is logged and fully auditable. WordPress.com's March 2026 decision to grant AI agents write and publish access across its platform illustrated how rapidly agent permissions are expanding across business-critical systems, but also the governance questions that come with them. Meow's response to those governance questions is a configurable controls layer that businesses can adapt to their own risk tolerance: an e-commerce company running a high-volume payments workflow can configure higher transfer thresholds and fewer approval steps, while a professional services firm with more conservative treasury policies can require human sign-off above any meaningful sum. Arvanaghi framed the direction of travel as irreversible rather than optional. "We believe banking will rapidly shift away from apps and dashboards toward a seamless, automated experience through AI agents," he said. The race for agentic financial rails. Meow is not the only company that has identified AI agents as the next major customer segment for financial infrastructure. Stripe announced a machine payments preview integrating stablecoin settlement for agent-to-agent transactions in early 2026; Mastercard launched its Agent Pay programme in April 2025; PayPal and Google announced a joint Agent Payments Protocol; and Visa is developing tokenisation infrastructure designed specifically for autonomous purchasing. What distinguishes Meow's announcement is its scope: the platform does not merely allow agents to complete a payment, it allows an agent to create and fully administer a business bank account from scratch. That is a materially broader set of permissions than any of the card network or major payments platform programmes have offered to date, and it reflects Meow's positioning as a business banking provider rather than a payments processor. The company was founded in 2021 by a team of former cryptocurrency engineers and launched initially as a corporate treasury platform offering businesses access to high-yield investments and DeFi-adjacent yield products. It has since evolved into a full business banking service, with checking accounts, invoicing, and bill pay, and describes itself as holding over one billion dollars in assets on its platform. The company has raised approximately 30 million dollars in venture funding from Tiger Global, QED Investors, Lux Capital, Slow Ventures, Coinbase Ventures, and Gemini Frontier Fund. Whether Meow's "world's first" claim holds under scrutiny or is quickly overtaken by a larger incumbent is less consequential than the direction the announcement confirms: the agent economy needs financial rails, and the fintech firms that build them earliest will occupy a structurally advantaged position. 2025 confirmed AI agents as the next major computing paradigm, and Meow's April 2026 announcement suggests the financial infrastructure to match that paradigm is now being built in earnest.