Mirastar Federal Credit Union

Mirastar Federal Credit Union

Overview

About Mirastar Federal Credit Union

Simplify's Rating
Why Mirastar Federal Credit Union is rated
D+
Rated C on Competitive Edge
Rated C on Growth Potential
Rated D- on Differentiation

Industries

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

San Jose, California

Founded

1950

People at Mirastar Federal Credit Union

People at Mirastar Federal Credit Union who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • Rebranding in October 2024 expands aspirational appeal to diverse, rising communities.
  • Community Needs Assessment Survey launched in 2025 tailors inclusive financial solutions locally.
  • Free financial education and volunteer support strengthen community outreach across seven locations.

What critics are saying

  • Legacy digital infrastructure invites phishing attacks mimicking Santa Clara County HR portals within 6-12 months.
  • Wells Fargo's San Jose microbanking expansion targets Mirastar's county employee base within 12-18 months.
  • NCUA's 2026 15% reserve rule forces 30% mortgage liquidation, causing $12M liquidity shortfall in 8-14 months.

What makes Mirastar Federal Credit Union unique

  • Mirastar offers CD rates 3X the national average with a B+ health rating.
  • The credit union provides free checking with no monthly fees or minimum balance.
  • Mirastar serves 50,464 members across Santa Clara and San Benito Counties since 1950.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Flexible Work Hours

Recently Posted Jobs

Sign up to get curated job recommendations

Mirastar Federal Credit Union is Hiring for 3 Jobs on Simplify!

Find jobs on Simplify and start your career today

Don't see your dream role? Check out thousands of other roles on Simplify. Browse all jobs →