Overview

Mirastar Federal Credit Union provides financial services and education to a community-focused cooperative. It offers typical banking products such as accounts, loans, and digital tools to help members save, borrow, and manage money, with an emphasis on affordable access and financial literacy. Members deposit money into their credit union accounts, which funds loans to other members; profits stay within the member-owned cooperative and are used to improve services and rates. The company differentiates itself by being a not-for-profit, member-owned financial partner that prioritizes inclusion and education, and by expanding its reach beyond a single employer group to serve a broader Santa Clara County community. Its goal is to help everyone, regardless of background or job, achieve lasting financial security and rise to their fullest potential as neighbors and part of the community.