Modern Treasury

Modern Treasury

SaaS fintech for payment operations

About Modern Treasury

Simplify's Rating
Why Modern Treasury is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Data & Analytics

Enterprise Software

Fintech

Financial Services

Company Size

51-200

Company Stage

Series C

Total Funding

$183.1M

Headquarters

San Francisco, California

Founded

2018

Overview

Modern Treasury provides payment operations software for large enterprises through a SaaS platform. It helps customers automate and streamline money movement by handling payments, real‑time data, and reconciliation, with AI enhancements to improve accuracy and insight. The product works by connecting banking rails, processing payments, and automatically matching outgoing transfers to their records, all accessible via a cloud-based interface and APIs. What sets Modern Treasury apart is its focus on high‑volume, enterprise clients across industries such as real estate, healthcare, insurance, education, and financial services, offering scalable, secure, and transparent payment workflows that integrate with existing systems. The company aims to reduce the time and risk involved in payment operations, enabling enterprises to move money faster and more confidently at scale.

Significant Headcount Growth
YC Company
Simplify Jobs

Simplify's Take

What believers are saying

  • FedNow volumes hit 300M transactions Q1 2026, driving RTP/FedNow integration demand.
  • USDC circulation surpassed $55B with Polygon handling $2.4T, enabling low-cost payouts.
  • Solana Developer Platform processed 10M+ API calls monthly, positioning Modern Treasury centrally.

What critics are saying

  • Stripe's stablecoin rails undercut Modern Treasury's crypto-fiat bridge with lower fees.
  • Circle's CCTP enables direct USDC transfers, bypassing Modern Treasury's ledger reconciliation.
  • FedNow rollout to 10,000+ banks commoditizes real-time payments, eliminating third-party fees.

What makes Modern Treasury unique

  • Unified API bridges fiat and stablecoin payments across multiple rails seamlessly.
  • Integrated compliance, ledgering, and reconciliation eliminate need for multiple vendors.
  • Processed $400 billion in payments with enterprise-grade controls and reliability.

Help us improve and share your feedback! Did you find this helpful?

Funding

Total Funding

$183.1M

Above

Industry Average

Funded Over

4 Rounds

Notable Investors:
Series C funding is usually for startups that are doing well and are looking for more money to fuel major growth, such as acquiring other companies, expanding into global markets, or launching new product lines. Investors typically include larger venture capital firms and private equity.
Series C Funding Comparison
Meet Average

Industry standards

$50M
$50M
Medium
$50M
Modern Treasury
$62M
SeatGeek
$100M
Oura

Benefits

Inclusive healthcare package

Unlimited PTO

Paid parental leave

$1k stipend to setup a home office

$500 yearly book stipend

Charitable donation matching

401k

Growth & Insights and Company News

Headcount

6 month growth

-1%

1 year growth

4%

2 year growth

7%
The Associated Press
Mar 24th, 2026
Solana Foundation selects Modern Treasury as payments infrastructure partner for developer platform

Modern Treasury has been selected as a payments infrastructure partner for the Solana Foundation's newly launched Solana Developer Platform. The integration provides enterprises building on Solana with access to Modern Treasury's account infrastructure, real-time ledger, compliance controls and US payment rails including ACH, wire, RTP and FedNow. The platform offers three core modules covering issuance, payments and trading, enabling institutions to integrate digital asset capabilities into existing financial systems. Modern Treasury joins partners including Mastercard, Western Union, Worldpay, Anchorage Digital, Bridge, Coinbase and Fireblocks in supporting the platform. Modern Treasury, backed by Benchmark, Altimeter and Salesforce Ventures, processes over $200 billion annually. Financial institutions can apply for early access at platform.solana.com.

Business Wire
Mar 24th, 2026
Solana Foundation selects Modern Treasury as a payments infrastructure partner for Solana Developer Platform.

Solana Foundation selects Modern Treasury as a payments infrastructure partner for Solana Developer Platform. Enterprises can now use Modern Treasury's accounts, ledger, compliance controls, and U.S. payment rails directly within the Solana Developer Platform. SAN FRANCISCO-(BUSINESS WIRE)-Modern Treasury today announced it has been selected as a payments infrastructure partner in the Solana Foundation's newly launched Solana Developer Platform (SDP). The integration gives enterprises and financial institutions building on Solana direct access to Modern Treasury's account infrastructure, real-time ledger, compliance controls, and U.S. payment rails, including ACH, wire, RTP, and FedNow. "Modern Treasury has processed hundreds of billions of dollars in payments and brings deep expertise in enterprise-grade money movement and controls," said Catherine Gu, Head of Product, Digital Assets at Solana Foundation. Share SDP provides modular APIs that abstract blockchain complexity while preserving Solana's performance, programmability, and low-cost settlement advantages. The platform enables institutions to integrate digital asset capabilities directly into existing financial systems with enterprise-grade controls and compliance. Instead of managing complex on-chain systems, teams can plug into ready-made building blocks while still benefiting from Solana's speed and low transaction costs. SDP launches with three core modules: * Issuance module: Enables institutions to confidently issue and manage tokenized deposits, GENIUS-compliant stablecoins, and tokenized real-world assets (RWAs). * Payments module: Enables movement of money across fiat and stablecoins, including on- and off-ramps and on-chain transactions for B2B, B2C, and P2P use cases. * Trading module: Provides tools to exchange digital assets, manage segregated treasury accounts, and handle foreign exchange transactions on-chain to improve liquidity management. Modern Treasury is part of the inaugural group of partners supporting the payments module. Through this integration, companies building on SDP can access: * Bank account infrastructure * Real-time ledger for tracking money movement * Built-in compliance and controls * Connectivity to major U.S. payment rails, including ACH, wire, RTP, FedNow, and push-to-card This gives enterprises a single platform to manage both traditional payments and blockchain-based money movement without stitching together multiple vendors. "Solana processes tens of millions of transactions daily with near-instant settlement. By integrating Modern Treasury's payments software, we're helping make that infrastructure usable for enterprises that need strong controls, reliability, and compliance from day one," said Matt Marcus, Co-Founder and CEO of Modern Treasury. "The early participation of payments leaders like Mastercard, Western Union, and Worldpay speaks to the growing institutional demand for programmable money - demand we're excited to help serve through the Solana Developer Platform." By creating an API-driven platform, SDP makes it easier than ever to build on Solana. Additionally, SDP can be used out of the box by AI coding platforms such as Anthropic Claude and OpenAI Codex. "Financial institutions and global enterprises want the speed, reach, and programmability of blockchain without sacrificing scalability or operational rigor," said Catherine Gu, Head of Product, Digital Assets at Solana Foundation. "Modern Treasury has processed hundreds of billions of dollars in payments and brings deep expertise in enterprise-grade money movement and controls. With SDP, we're making programmable finance accessible at institutional scale." Modern Treasury joins fellow infrastructure providers, including Anchorage Digital, Bridge, BVNK, Coinbase, Fireblocks, MoonPay, and TRM, in supporting SDP. Financial institutions and enterprises interested in early access to SDP can apply to join the waitlist at platform.solana.com. About Modern Treasury Modern Treasury provides the most trusted infrastructure for global money movement. Trusted by leading enterprises and financial institutions, the platform helps businesses launch and scale payment experiences in days, not months, with best-in-class developer tools and a single API for both fiat and stablecoin transactions. With built-in compliance, ledgering, and reporting, Modern Treasury enables instant, reliable, and scalable money movement for companies of all sizes. Backed by leading investors including Benchmark, Altimeter, and Salesforce Ventures, Modern Treasury powers over $200 billion annually for hundreds of organizations. About Solana Solana is a high-performance digital network that enables fast, secure, and low-cost transactions and applications on a global scale. Often described as "the internet for value," it allows people and businesses to move money, build applications, and interact online in real time - without relying on traditional intermediaries. Transactions on Solana typically settle in under a second and cost fractions of a penny, while the network can handle thousands of transactions per second without slowing down. This combination of speed, affordability, and scale supports a wide range of use cases, from payments and financial services to gaming, digital art, and online communities. Powered by a decentralized network of independent computers, Solana provides open, always-on infrastructure that anyone with an internet connection can access, making it a foundation for the next generation of global digital experiences. More News From Modern Treasury SAN FRANCISCO-( BUSINESS WIRE )-Modern Treasury today announced that Groma, a Boston-based real estate investment company, will use Modern Treasury's payments infrastructure to power its money movement. Groma is redefining real estate investing through GromaCoin, which offers investors tokenized shares in the Groma Real Estate Trust. Each GromaCoin is backed by productive real estate in a U.S.-regulated structure. Groma currently has 125+ properties with a total asset value above $119 million... SAN FRANCISCO-( BUSINESS WIRE )-Modern Treasury today announced it is joining the newly launched Mastercard Crypto Partner Program as an On/Off-Ramp Provider, helping connect traditional financial infrastructure with the next generation of digital asset payments. The Mastercard Crypto Partner Program brings together enterprises, financial institutions, and infrastructure providers to accelerate the development of secure on-chain payments connected to global commerce. As part of the program, Mod... SAN FRANCISCO-( BUSINESS WIRE )-Modern Treasury today introduced Payments, an integrated payment service provider (PSP) that helps companies build modern money movement experiences. The PSP accelerates startups and product teams that embed fiat and stablecoin payments into their products, leveraging Modern Treasury's banking, blockchain, and compliance infrastructure to get to market faster and with confidence. "Our mission is to build the most trusted platform for global money movement," said...

Modern Treasury
Mar 18th, 2026
Groma selects Modern Treasury to automate its Real Estate investment infrastructure.

Groma selects Modern Treasury to automate its Real Estate investment infrastructure. The partnership enables Groma to streamline investor payments, automate fund reconciliation, and scale its next-generation real estate investment products. San Francisco, CA - [March 18, 2026] - Modern Treasury today announced that Groma, a Boston-based real estate investment company, will use Modern Treasury's payments infrastructure to power its money movement. Groma is redefining real estate investing through GromaCoin, which offers investors tokenized shares in the Groma Real Estate Trust. Each GromaCoin is backed by productive real estate in a U.S.-regulated structure. Groma currently has 125+ properties with a total asset value above $119 million. As Groma scales, the company needed to move beyond manual processes for accepting investor contributions and paying out distributions - replacing time-consuming, manual workflows with a fully automated, reliable payment infrastructure built for growth. "Real estate investment has traditionally been inaccessible to most investors," said Seth Priebatsch, Founder and President of Groma. "Modern Treasury gives us the infrastructure to automate our payment flows so we can focus on building products that open real estate investing to everyone." Groma is leveraging Modern Treasury's Payments for automated money movement. By centralizing its payment operations on Modern Treasury's platform, Groma gains real-time visibility into fund flows, automated reconciliation across investment products, and the flexibility to process both large institutional and smaller retail investments through a single system - a critical capability as the company looks to expand access to non-accredited investors. Especially for products like rentvesting, Groma's soon-to-launch financial tool enabling renters to turn rent into investment, Modern Treasury's transparency and efficiency are critical. With a single API that includes built-in compliance, accounts, payments, and ledgering, Groma can now spend less time managing payment workflows and more time growing its real estate offering. "Groma is building the future of real estate investing, and they need financial infrastructure that can scale with them," said Matt Marcus, Co-Founder and CEO of Modern Treasury. "Our platform lets them automate the complex, manual payment workflows that come with running a REIT - from accepting investor contributions to distributing dividends at scale - so they can focus on growing their portfolio and bringing more investors into the market." About Modern Treasury. Modern Treasury provides the most trusted infrastructure for global money movement. Trusted by leading enterprises and financial institutions, the platform helps businesses launch and scale payment experiences in days, not months, with best-in-class developer tools and a single API for both fiat and stablecoin transactions. With built-in compliance, ledgering, and reporting, Modern Treasury enables instant, reliable, and scalable money movement for companies of all sizes. Backed by leading investors including Benchmark, Altimeter, and Salesforce Ventures, Modern Treasury has powered over $400 billion in payments for hundreds of organizations. About Groma. Groma's mission is to enable everyone to own a bit of the world. Modern Treasury Corp is making this happen with GromaCoin, the real estate coin. Each GromaCoin is a compliant, composable, on-chain asset backed by real estate. The Groma ecosystem contains 125+ properties, over $100M in asset value, and thousands of investors, renters, and rentvestors. Learn more at www.groma.com. Ready to get started? Connect with its team of experts to learn how to leverage its integrations for your needs.

Business Wire
Mar 11th, 2026
Modern Treasury joins Mastercard crypto partner programme to bridge fiat and digital assets

Modern Treasury has joined Mastercard's Crypto Partner Program as an on/off-ramp provider, connecting traditional financial infrastructure with digital asset payments. The partnership will enable seamless fiat-to-crypto and crypto-to-fiat payment flows globally. Through the programme, Modern Treasury gains access to Mastercard's global payments infrastructure, including Mastercard Move Cross-Border Services, which reaches over 95% of the world's population. The collaboration combines Mastercard's financial network with Modern Treasury's payments infrastructure to facilitate movement between fiat and digital assets. Launched in March 2026, the Mastercard Crypto Partner Programme connects blockchain innovation with global acceptance networks and regulatory frameworks. Modern Treasury, backed by Benchmark, Altimeter and Salesforce Ventures, has processed over $400 billion in payments.

Cointelegraph
Mar 5th, 2026
SoFi taps BitGo to provide infrastructure for bank-issued stablecoin

SoFi taps BitGo to provide infrastructure for bank-issued stablecoin. 5 hours ago BitGo will support the rollout of US dollar-pegged stablecoin SoFiUSD, as US fintechs and banks expand digital dollar infrastructure following new federal legislation. Cointelegraph in your social feed SoFi Technologies has selected digital asset custodian BitGo to support the rollout of its bank-issued stablecoin, the latest sign of growing momentum around federally regulated stablecoins for payments and settlements. Under the partnership, BitGo will provide stablecoin infrastructure services for SoFiUSD, a US dollar-pegged token issued by SoFi Bank, a nationally chartered and insured depository institution, the companies disclosed Thursday. The arrangement will run through BitGo's "stablecoin-as-a-service" platform, which will support the issuance of SoFiUSD and help connect the token with payment providers, market participants and cryptocurrency exchanges. SoFi said SoFiUSD is the first stablecoin issued by a US nationally chartered and insured deposit bank on a public, permissionless blockchain. SoFi Technologies is a publicly traded Nasdaq-listed digital finance company that offers lending, banking and investment products to nearly 14 million members. The company entered the digital asset market in 2019 by adding cryptocurrency trading through its SoFi Invest platform and later secured a national bank charter after acquiring Golden Pacific Bancorp in 2022, establishing SoFi Bank. US companies race to build stablecoin infrastructure. SoFi's push into the stablecoin market comes amid a broader shift toward regulated digital dollar infrastructure in the United States, following the passage of the GENIUS Act, which establishes a federal regulatory framework for payment stablecoins and their issuers. Against this backdrop, financial technology companies are expanding the infrastructure needed to support stablecoin payments and settlement. As reported by Cointelegraph, payment operations platform Modern Treasury recently launched an integrated payment service that supports stablecoin rails alongside traditional banking infrastructure. The system enables businesses to settle transactions using stablecoins in addition to conventional payment methods such as ACH transfers and wire payments. The platform currently supports several dollar-pegged tokens, including USDC , Global Dollar and Pax Dollar (USDP). Separately, digital asset infrastructure company Stablecore recently joined the Jack Henry Fintech Integration Network, which connects nearly 1,700 financial institutions. The integration enables banks and credit unions on the network to offer stablecoin and tokenized-asset services through their existing banking platforms. Weekly snapshot of key business trends in blockchain and crypto, from startup buzz to regulatory shifts. Gain valuable insights to navigate the market and spot financial opportunities. Cointelegraph is committed to independent, transparent journalism. This news article is produced in accordance with Cointelegraph's Editorial Policy and aims to provide accurate and timely information. Readers are encouraged to verify information independently. Read its Editorial Policy https://cointelegraph.com/editorial-policy

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