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Overview
Moon provides virtual Visa cards that let people spend cryptocurrency anywhere Visa is accepted. It converts crypto assets (Bitcoin on-chain or via Lightning, Ether, USDC, USDT) into a Visa balance, enabling purchases at millions of merchants; users choose 1X single-use cards or X reloadable cards for higher limits and subscriptions. The service is non-custodial, so Moon does not hold user funds and shields personal data from merchants. Its goal is to make cryptocurrency a practical daily payment method by bridging crypto to fiat with private, easy-to-use card solutions.
About Moon
Industries
Consumer Software
Fintech
Crypto & Web3
Financial Services
Company Size
11-50
Company Stage
Seed
Total Funding
$100K
Headquarters
New York City, New York
Founded
2018
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Simplify's Take
What believers are saying
- Paywithmoon.com still advertised active card sales and support updates in June 2026.
- BitGo partnership expanded Moon's Bitcoin card distribution across Asia in May 2026.
- An SEC exempt offering filing in March 2026 signals continued fundraising access.
What critics are saying
- Early 2026 reports say Moon went offline and refused refunds, crushing trust.
- The $4,000 monthly spend cap and 1% X-card fee invite user churn.
- BitGo and regional prepaid rivals in Asia compress Moon's niche by 2026.
What makes Moon unique
- Non-custodial crypto-to-USD virtual Visa cards still target privacy-focused online spend.
- Moon supports Bitcoin, Lightning, USDC, USDT, Ether, and Coinbase-linked funding.
- Reloadable X cards and disposable 1X cards address subscriptions and one-off purchases.
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Funding
Total Funding
$100k
Above
Industry Average
Funded Over
0 Rounds
Benefits
Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
401(k) Company Match
Unlimited Paid Time Off
Health Savings Account/Flexible Spending Account
Moon is Hiring for 19 Jobs on Simplify!
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About Moon
Industries
Consumer Software
Fintech
Crypto & Web3
Financial Services
Company Size
11-50
Company Stage
Seed
Total Funding
$100K
Headquarters
New York City, New York
Founded
2018
Moon is Hiring for 19 Jobs on Simplify!
Find jobs on Simplify and start your career today