Moon

Moon

Non-custodial crypto-to-Visa card payments

Overview

Moon provides virtual Visa cards that let people spend cryptocurrency anywhere Visa is accepted. It converts crypto assets (Bitcoin on-chain or via Lightning, Ether, USDC, USDT) into a Visa balance, enabling purchases at millions of merchants; users choose 1X single-use cards or X reloadable cards for higher limits and subscriptions. The service is non-custodial, so Moon does not hold user funds and shields personal data from merchants. Its goal is to make cryptocurrency a practical daily payment method by bridging crypto to fiat with private, easy-to-use card solutions.

Launched Recently

About Moon

Simplify's Rating
Why Moon is rated
C
Rated C on Competitive Edge
Rated B on Growth Potential
Rated D+ on Differentiation

Industries

Consumer Software

Fintech

Crypto & Web3

Financial Services

Company Size

11-50

Company Stage

Seed

Total Funding

$100K

Headquarters

New York City, New York

Founded

2018

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Simplify's Take

What believers are saying

  • Embedded finance demand favors Moon's API-first card infrastructure.
  • Latin American expansion targets cross-border crypto spenders and remittance users.
  • Single-use cards fit subscription control and fraud-sensitive online purchases.

What critics are saying

  • Visa sponsorship loss would disable Moon's core card product immediately.
  • AML scrutiny threatens Moon's private, no-KYC positioning and onboarding.
  • Heavy competition can compress margins and make Moon replaceable.

What makes Moon unique

  • Moon's APIs let wallets and exchanges issue Visa cards directly.
  • Moon is non-custodial, so it never holds user funds.
  • Moon supports Bitcoin, Lightning, USDC, and USDT funding.

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Funding

Total Funding

$100k

Above

Industry Average

Funded Over

0 Rounds

Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Retirement Plan

401(k) Company Match

Unlimited Paid Time Off

Health Savings Account/Flexible Spending Account

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Moon is Hiring for 19 Jobs on Simplify!

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