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North Dallas Bank & Trust

Provides banking, lending, and wealth management

Overview

North Dallas Bank & Trust (NDBT) provides banking services for individuals and small businesses in North Texas. It offers a full range of lending options, deposit accounts, and wealth management services that can be tailored to meet different needs. The way NDBT works is by combining traditional bank accounts with personalized financial services, supported by a physical presence in Dallas and four additional branches, plus a commitment to technology and customer experience. Unlike larger national banks, NDBT emphasizes its status as an independent, locally owned bank with steady profitability and strong community ties, aiming to deliver authentic, personalized service under its brand of Authentic Intelligence. The bank’s goal is to help customers reach their financial objectives while supporting local communities, through reliable products and a consistent, community-focused banking experience.

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About North Dallas Bank & Trust

Simplify's Rating
Why North Dallas Bank & Trust is rated
C
Rated C on Competitive Edge
Rated C on Growth Potential
Rated C on Differentiation

Industries

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

Ghent, Belgium

Founded

2017

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What believers are saying

  • Third-quarter 2026 net income rose 21% to $2.6 million.
  • Nine-month 2026 earnings climbed 28% to $7.1 million, with lower interest expense.
  • November 2026 BUILD named NDBT North Texas's Most Trusted Community Bank.

What critics are saying

  • Internal-only earnings preparation weakens confidence; external audit gaps persist in October 2026.
  • Assets, loans, and deposits all fell versus September 2025, pressuring growth.
  • Frisco Fields Legacy is still unleased; vacant office space burdens returns if demand stalls.

What makes North Dallas Bank & Trust unique

  • Six North Texas banking centers, including Frisco Fields Legacy, anchor local relationship banking.
  • NDBT blends community banking with wealth management and customized online tools.
  • Board and ownership ties to Dallas real estate deepen local deal flow.

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Benefits

  • Health Insurance
  • Vision Insurance
  • Dental Insurance
  • Paid Vacation
  • Paid Holidays
  • Flexible Work Hours
  • Remote Work Options
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Wellness Program
  • Mental Health Support
  • Phone/Internet Stipend

Company News

GlobeNewswire
Oct 23rd, 2026
North Dallas Bank & Trust Co. announces third quarter earnings.

North Dallas Bank & Trust Co. announces third quarter earnings. DALLAS, Oct. 23, 2026 (GLOBE NEWSWIRE) - NDBT (North Dallas Bank & Trust Co.), an independent community bank established in 1961, today announced net earnings for three months of $2,599,934 or $1.01 per share, and net earnings for nine months of $7,120,282 or $2.77 per share, for the periods ending September 30, 2026. Earnings were prepared internally without review by the company's independent accountants. Financial results are the results of past performance, events and market conditions, and are not a guarantee for future results. Any forward-looking implications derived from this information may differ materially from actual results. Further information about the earnings and financial performance is available from Glenn Henry, Chief Financial Officer, by contacting NDBT. ABOUT NDBT Founded in 1961, NDBT (North Dallas Bank and Trust Co.) is an independent community bank with six banking centers located in Dallas, Addison, Frisco (2), Las Colinas, and Plano. Headquartered on the corner of Preston Road and LBJ at 12900 Preston Road in Dallas, NDBT is dedicated to helping people make smarter choices in business and life by offering customized personal and business banking solutions, wealth management, and innovative online banking tools. NDBT is Member FDIC and an Equal Housing Lender. For more information, call 972.716.7100, or visit online at www.ndbt.com. | NORTH DALLAS BANK & TRUST CO. | / | | 12900 PRESTON ROAD | / | | DALLAS, TEXAS | / | | FINANCIAL HIGHLIGHTS | / | Three Months Ended | / | Nine Months Ended | / | | / | / | September 30 | / | September 30 | / | | Income Statement | / | 2026 | / | / | 2025 | / | / | 2026 | / | / | 2025 | / | / | | Interest Income | / | 21,209,619 | / | / | 21,679,467 | / | / | 63,033,095 | / | / | 62,497,724 | / | / | | Interest Expense | / | 9,163,713 | / | / | 10,511,837 | / | / | 28,302,570 | / | / | 31,538,242 | / | / | | Net Interest Income | / | 12,045,906 | / | / | 11,167,630 | / | / | 34,730,525 | / | / | 30,959,482 | / | / | | Provision for Credit Losses | (80,000 |) | / | (334,000 |) | / | (430,000 |) | / | (440,000 |) | / | | Noninterest Income | / | 1,887,639 | / | / | 1,415,333 | / | / | 5,569,847 | / | / | 4,555,246 | / | / | | Noninterest Expenses | / | (10,716,147 |) | / | (9,671,275 |) | / | (31,303,064 |) | / | (28,447,278 |) | / | | Income Before Taxes & Extraordinary | / | 3,137,398 | / | / | 2,577,688 | / | / | 8,567,308 | / | / | 6,627,450 | / | / | | Income Tax | / | (537,464 |) | / | (424,514 |) | / | (1,447,026 |) | / | (1,063,618 |) | / | | Extraordinary | / | 0 | / | / | 0 | / | / | 0 | / | / | 0 | / | / | | Net Income | / | 2,599,934 | / | / | 2,153,174 | / | / | 7,120,282 | / | / | 5,563,832 | / | / | | Earnings per Share | / | 1.01 | / | / | 0.84 | / | / | 2.77 | / | / | 2.17 | / | / | | / | / | / | / | / | / | Nine Month Average | / | | / | / | As of September 30 | / | Ended September 30 | / | | Balance Sheet | / | 2026 | / | / | 2025 | / | / | 2026 | / | / | 2025 | / | / | | Total Assets | / | 1,816,454,626 | / | / | 1,866,276,212 | / | / | 1,850,681,100 | / | / | 1,879,073,770 | / | / | | Total Loans | / | 1,249,439,665 | / | / | 1,281,642,359 | / | / | 1,274,799,417 | / | / | 1,261,606,605 | / | / | | Deposits | / | 1,579,126,078 | / | / | 1,586,843,853 | / | / | 1,595,851,677 | / | / | 1,595,084,591 | / | / | | Stockholders' Equity | / | 190,103,690 | / | / | 179,838,525 | / | / | 187,170,786 | / | / | 175,639,405 | / | / | | (Prepared internally without review by | our independent accountants) | | / | / | / | / | / | / | / | / | / | / |

Community Impact Newspaper
Sep 18th, 2026
NDBT opens Frisco Fields West multi-use campus.

NDBT opens Frisco Fields West multi-use campus. Published September 18, 2026 at 11:00 a.m. CT Updated September 21, 2026 NDBT celebrated the opening of its new 51,000-square-foot Frisco Fields Legacy multi-use campus in Frisco's Fields district Sept. 16. Open since Sept. 14, the 3.9-acre multi-use campus features a 30,000-square-foot multi-tenant office building anchored by NDBT's banking center and a community greenspace with historic sculptures and artifacts honoring the heritage of the Fields family. Zooming in Located at the southwest corner of Legacy Drive and Fields Parkway, NDBT's Fields Legacy campus serves as the company's sixth banking center in North Texas. The property features several statues, installations and an original oil field truck honoring Bert Fields, a founding director of NDBT. The space was purchased from Bert Fields, Jr. in 2018 and named in honor of the Fields family. In the backyard of Frisco's Fields development, the three-story building features multiple office spaces, meeting areas, gathering spaces and balconies. The multi-tenant space anchored to the Fields Legacy campus remains under construction as tenants have not been announced. What they're saying "At NDBT, banking is a stewardship of resources, relationships, confidence, opportunity and trust," NDBT CEO Larry Miller said. "When people place their dreams, their businesses, their plans and their savings in our care, we understand that we are being trusted with something personal and very important." "As we developed this property, we wanted to highlight the industries that helped shape the Texas economy: banking, ranching, oil and gas," NDBT Director of Commercial Real Estate Jay Henry said. "Thoughtful design created a workplace that is both highly functional and reflective of NDBT's culture, values and the legacy we hope to build at Fields West." "Fields Legacy reflects our continued growth and commitment to creating a place where relationships can grow, ideas can be shared and our community can come together," NDBT COO Brandi Shiflett said. "We are grateful for everyone who helped bring our vision to life."

Yahoo Finance
Jul 24th, 2026
North Dallas Bank & Trust posts $4.5M net earnings for H1 2026

North Dallas Bank & Trust Co. reported net earnings of $2.7 million, or $1.06 per share, for the three months ending 30 June 2026. For the six-month period, the independent community bank posted net earnings of $4.5 million, or $1.76 per share. Founded in 1961, NDBT operates five banking centres across the Dallas area, including locations in Dallas, Addison, Frisco, Las Colinas, and Plano. The bank offers banking solutions, wealth management, and online banking tools. The earnings were prepared internally without review by the company's independent accountants. NDBT is headquartered in Dallas and is a Member FDIC.

Community Impact Newspaper
Jul 2nd, 2026
New Family Banking Program helps youth, teens learn real-world money skills.

New Family Banking Program helps youth, teens learn real-world money skills. July 2, 2026 Growing up in an increasingly digital world, many youth and teens are becoming more interested in understanding how money works. Seeing this demand, NDBT (North Dallas Bank & Trust Co.) decided to launch its Family Banking Program in April. The program was inspired by an initiative hosted by NDBT last year, where the team invited customers' children to tour the bank and taught them lessons about spending and saving money. "We rolled out the red carpet and provided excellent service for them," Director of Deposit Relations Pouroo Dastur said. "The whole experience was so well received by our existing customers, so we thought, 'Why not translate this to the larger community audience?'" What is the Family Banking Program? Designed for youth and teens ages 6 to 17, the Family Banking Program combines youth banking products with hands-on financial education. Participants are divided into two age groups - ages 6-12 and ages 13-17 - with services and tools tailored to each stage of their financial journey. All youth and teens have access to products and services, including: * The opportunity to open savings and spending accounts with no service charges * Access to age-appropriate videos teaching financial basics, such as the difference between needs and wants * Customized debit card options exclusively available to them * Digital banking tools that allow them to see account balances, transfer funds and learn budgeting skills * Swag bags As children move into the older age group, their offerings expand. "For teenagers ages 13 to 17, we provide more independence within mobile banking, including mobile deposit access, a bit higher spending limits and Zelle(R)," Dastur said. While teens gain more financial freedom, families remain in control and can determine spending limits based on their comfort level. Each stage introduces more responsibility while maintaining appropriate safeguards, so it evolves with the child's financial maturity. How is the program making an everyday impact? One major difference between NDBT's Family Banking Program and other youth accounts is that it goes beyond opening an account. The program is designed as an ongoing learning experience. It gives youth and teens opportunities to interact with bank staff, tour the facility and continue building financial knowledge through educational resources. "This program is a full experience," Dastur said. "[For example], when a child comes in with their family, they're not only introduced to the team at the bank and given an opportunity to tour the bank, but they're getting an opportunity to see a safe deposit vault area - things that they've only perhaps seen in movies; they actually have the opportunity to do that." That hands-on approach has already translated into real-world results for participants. In one example, a child used the program's digital banking tools to track savings goals, and eventually saved enough money to purchase a scooter. "The child could see their account balance through a platform on their phone," Dastur said. "They had the excitement of knowing how much more they needed to save and how many chores they needed to do in order to earn the money to put into their account." By connecting everyday goals with practical financial tools, the program helps children understand the value of saving and gives them a sense of ownership over their money. Get started with the Family Banking Program Dastur explained that at its core, the program is designed to give families a simple and effective way to learn about one of life's most important skills. "If we can impact even a small percentage of kids, so they can grow up more confident and responsible with their money, that's meaningful, and not just for them, but for our entire community." Summer is a great time to get started with the Family Banking Program, as children are out of school and have more time to learn these financial habits. NDBT (North Dallas Bank & Trust Co.) is headquartered at 12900 Preston Rd, Dallas, TX 75230. Member FDIC. The above story was produced by Senior Multi-Platform Journalist Sydney Heller with Community Impact's Storytelling team with information solely provided by the local business as part of their "sponsored content" purchase through our advertising team.

GlobeNewswire
Dec 29th, 2025
NDBT Elects Casey Plummer to Board of Directors

NDBT elects Casey Plummer to Board of Directors. DALLAS, Dec. 29, 2025 (GLOBE NEWSWIRE) - NDBT (North Dallas Bank and Trust Co.), a leading Texas community banking organization, announces the addition of Casey Plummer to the Board of Directors. Mr. Plummer was elected to the Board during their monthly meeting in December 2025. He will officially join the Board effective January 1, 2026. Mr. Plummer founded Plummer Development Company of Dallas in 2013. He is currently a principal with the company, leading all aspects of real estate investment, development, and construction for multifamily and industrial projects. In addition, Mr. Plummer serves as Treasurer and is a member of the Board of Directors for The Human Impact, a nonprofit organization partnering with the chronically homeless population in Dallas. In July of 2024, Mr. Plummer purchased a property in South Dallas and is working with The Human Impact to develop a housing community for the homeless. "I've always been drawn to people who serve selflessly, lead humbly, work tirelessly, and inspire authentically," said Larry Miller, NDBT's President, Chief Executive Officer and Chairman of the Board. "In the years that I have known Casey, he has consistently demonstrated these traits as he has led his family, built his business, and served our community. But for me, the most impressive thing about Casey is how he has served and who he has become in the process." "I've learned that relationships and success go hand in hand," said Mr. Plummer. "When outcomes are measured only by numbers, achievement is empty. But when service and relationships come first, the fullness of success is possible. I've seen this mission lived out as a customer of NDBT, and now I'm honored to continue it in service to the bank and our community as a member of the Board." Mr. Plummer earned a Bachelor of Science in Civil Engineering degree from Mississippi State University. He is an active member of Providence Presbyterian Church, currently serving as a Deacon. Mr. Plummer is married to Katey Plummer and is father to three children. He enjoys coaching Y sports and is an avid outdoorsman. ABOUT NDBT Founded in 1961, NDBT (North Dallas Bank and Trust Co.) is an independent community bank with five banking centers located in Dallas, Addison, Frisco, Las Colinas, and Plano. Headquartered on the corner of Preston Road and LBJ at 12900 Preston Road in Dallas, NDBT is dedicated to helping people make smarter choices in business and life by offering authentic banking solutions, wealth management, and innovative online banking tools. NDBT is Member FDIC and an Equal Housing Lender. For more information, call 972.716.7100, or visit online at www.ndbt.com.

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