Array has partnered with Narmi to integrate financial empowerment tools into Narmi's digital banking platform. The collaboration enables financial institutions to offer consumers services including credit monitoring, identity protection, subscription management, and debt navigation directly within their banking experience. Through Narmi FinHealth, clients can deploy both free and premium tools such as BuildCredit Rent, which reports on-time rent payments to credit bureaus, Student Loan Aid for optimising federal loan repayment, and My Home Value for tracking home equity. The partnership also includes privacy management features and personalised financial planning solutions. Array provides an embeddable fintech platform, whilst Narmi delivers digital banking solutions to community banks and credit unions. Both companies utilise modern API architecture designed to help smaller financial institutions compete in the digital banking market.

Narmi, a digital banking platform provider, has launched AI Decision Assist, a new tool to help community banks and credit unions streamline account opening processes. The AI-powered capability reviews applications, analyses identity and compliance data, and generates auditable recommendations to help staff make faster decisions. The system is configurable to each institution's risk policies and learns from their historical approval patterns. It reduces manual review times from hours to minutes, with early results showing approval rates up to 6% higher. Co-founder Chris Griffin said the tool addresses time-intensive workflows that rely on fragmented systems. Rather than replacing human decision-makers, AI Decision Assist handles repetitive research whilst preserving oversight and accountability. The product will be available to financial institutions in Q3 2026.

Narmi, a digital banking solutions provider, has partnered with Alma Bank, a New York City-based community financial institution with $1.5 billion in assets. The partnership delivers modernised digital banking experiences for Alma Bank's consumer and business customers. The platform includes upgraded bill pay, Zelle for Business, improved wire transfers, and planned integration of Array for credit monitoring. Founded in 2007, Alma Bank operates 14 branches across the New York metropolitan area and northern New Jersey. Alma Bank plans to expand its use of Narmi's platform in 2026, adding consumer, business and staff-led account opening capabilities. The transition reflects the bank's focus on enhancing digital tools whilst maintaining its community-focused approach to customer relationships.