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Nav Technologies

Data-cleaning marketplace for small-business financing

Overview

Nav Technologies operates as a financial health platform for small businesses. It provides a marketplace that connects small businesses with lenders and financial institutions, helping owners monitor their financial health and access suitable financing options. The core product is built on in-house technology that cleans and organizes a business’s financial data, turning that information into clear insights about current financial standing, potential financing options, and strategies to move the business forward. By standardizing and validating data at the start of the lending process, Nav aims to improve decision-making for both borrowers and lenders. Its goal is to improve access to funding for millions of small businesses by making financing options easier to understand and compare through reliable data and actionable insights.

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About Nav Technologies

Simplify's Rating
Why Nav Technologies is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Data & AnalyticsEnterprise SoftwareFintechFinancial Services

Company Size

51-200

Company Stage

Series C

Total Funding

$95.1M

Headquarters

Draper, UT

Founded

2012

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Simplify's take

What believers are saying

  • Nav Loans delivered over $104 million and 580 loans by November 4, 2026.
  • Creditsafe partnership on October 14, 2026 expands net-terms visibility and vendor marketplace density.
  • Nav added CFO Grace Liu and CMO Raquel Alexander in 2025, strengthening execution.

What critics are saying

  • Nav killed Nav Prime Card April 1, 2026 and Nav Business Checking, signaling product churn.
  • Fundbox powers Nav Loans; partner concentration creates pricing and underwriting leverage risk.
  • Moneymaking depends on paid memberships; free users rarely convert, risking weak unit economics.

What makes Nav Technologies unique

  • Nav bundles credit monitoring, funding readiness, and lending in one dashboard.
  • Nav now covers D&B, Experian, Equifax, TransUnion, and Creditsafe.
  • Nav Prime includes tradeline reporting and FICO SBSS access for borrowers.

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Funding

Total Funding

$95.1M

Below

Industry Average

Funded Over

7 Rounds

Notable Investors:
Series C funding is usually for startups that are doing well and are looking for more money to fuel major growth, such as acquiring other companies, expanding into global markets, or launching new product lines. Investors typically include larger venture capital firms and private equity.
Series C Funding Comparison
Below Average

Industry standards

$50M
$45M
$50M
$62M
$100M

Benefits

  • Company equity
  • Unlimited PTO
  • Paid parental leave
  • Work from anywhere
  • Health, dental, & vision coverage
  • Learning & development
  • Pet insurance

Growth & Insights and Company News

6 month growth

1%

1 year growth

1%

2 year growth

0%
BIIA Business Information Industry Association
Oct 14th, 2026
Nav now covers all four major business credit bureaus with new Creditsafe partnership.

Nav now covers all four major business credit bureaus with new Creditsafe partnership. New integration shows small business owners their trade credit data vendors check before applying for net terms. SAN MATEO, Calif., Oct. 14, 2026 /PRNewswire/ - Nav, a leading platform helping businesses build better financial health and access funding, today announced a partnership with Creditsafe, a global leader in business credit and data risk intelligence focused on net payment terms. The integration brings Creditsafe Risk Scores and reports directly into the Nav platform, giving business owners a more complete view of their standing across major business credit bureaus including Dun & Bradstreet (D&B), Experian, and Equifax, before they ever apply for net terms. For many small business owners, the first time they learn something is wrong with their business credit profile is when their application for credit is denied. Traditional business credit reporting was built for lenders and underwriters, not for the business owners seeking to understand and improve their funding eligibility. With this new partnership, Nav is closing that gap. Business owners can now see their Creditsafe data alongside their other credit reports directly in their Nav account, giving them one place to understand exactly where they stand across different types of funding and credit decisions. "Funding readiness isn't just about whether a bank will approve a loan," said Levi King, CEO and founder of Nav. "It's whether a supplier will extend net terms, whether a distributor will open a line of credit, or whether a commercial landlord will extend a lease. Business owners have never had one place to see all of that clearly. That's what we're building, and Creditsafe is a critical component." "Vendors and suppliers rely on Creditsafe data every day to make credit decisions, but the businesses on the other side of those decisions have historically had no visibility into that same information," said Mark Laube, Creditsafe product director of North America. "Partnering with Nav puts that data directly in front of the business owners it affects most, so they can understand and strengthen their position before they're turned away." What this means for Nav users: * See Creditsafe data alongside other major bureau data in one Nav dashboard, rather than requesting reports separately or learning about issues after a denial. * Understand net terms and vendor credit eligibility the same way suppliers and distributors evaluate it. * Get a clearer picture before applying, so business owners can address gaps proactively instead of reactively. * Track changes over time to understand improvements to payment history and business credit scores as they happen. * Find and apply to a growing list of net-30 vendors that may report back to Creditsafe along with the other major bureaus, so business owners can access vendors with flexible payment terms while building their business credit profile. This is especially relevant for business types that depend heavily on vendor relationships and supplier terms to operate, including wholesalers and distributors managing inventory purchases, contractors and manufacturers sourcing materials, and retailers negotiating terms with suppliers, all of whom rely on a strong credit standing for healthy cash flow. For these businesses, a denied trade credit application can mean a delayed order or a missed opportunity, often with little explanation of what went wrong. Business owners who apply for net terms, a vendor line, or a supplier credit account elsewhere and are denied - or who discover they don't yet have an established credit file with the major bureaus - can be routed directly to Nav to begin building one. Rather than a dead end, a denial becomes a starting point: with an eligible Nav Prime plan, business owners can establish their files with the major business credit bureaus and build the credit history that vendors, suppliers, and lenders look for. At the same time, vendors and suppliers from Creditsafe can apply to be added to Nav's native net-30 marketplace, giving Nav's business owners a growing, searchable directory of vendors who extend net-30 terms and report payment history to the bureaus. Together, these updates reinforce Nav's position as the single place business owners go to understand their full funding picture - not just a business credit score, but real ways to prepare for every path to loans, credit, and trade credit. About Nav. Nav is a financial health platform for small businesses. Nav gives business owners a dedicated space to understand their funding readiness across every path to capital - from loans and credit cards to vendor and supplier terms - so they can see where they stand and take action before they apply. About Creditsafe. Creditsafe, the global expert in credit monitoring and risk management, is the world's most used provider of business reports. Today, over 120,000 customers globally depend on Creditsafe to make critical business decisions. Using real-time data from over 9,000 sources across over 200 countries and territories, Creditsafe's mission is to help businesses mitigate financial, legal and compliance risks, while also empowering them to make more informed decisions. To learn more, visit its website.

Trade Magazin
Sep 1st, 2026
Mónika Rózsáné Sádt will be the new president of NAV, dr. Attila Sisák is the deputy president for crime and law enforcement.

Mónika Rózsáné Sádt will be the new president of NAV, dr. Attila Sisák is the deputy president for crime and law enforcement. By: Trademagazin Date: 2026. 09. 01. 09:20 Hallgasd a cikket: Following the conclusion of the public tender procedure, Minister of Finance András Kármán will appoint Mónika Rózsáné Sádt as the new President of the National Tax and Customs Administration. The future Deputy President of the National Tax and Customs Administration for Crime and Law Enforcement will be Dr. Attila Sisák. The task of the new leadership is to build a modern, efficient, politically independent and professionally credible tax authority. Under the previous government, the National Tax and Customs Administration came under political influence, and the public trust and professional credibility of the tax authority weakened. One of the most important tasks of the new leadership is to restore this. Trade Magazin need a tax authority that helps individuals and businesses that pay taxes fairly, while at the same time acting consistently and without exception against all those who try to evade the rules of public burden-bearing. In the future, no one at the National Tax and Customs Administration can expect political protection or preferential treatment. A total of 49 applications were received by the Ministry of Finance for the public competition for the position of President of the National Tax and Customs Administration. Based on the professional evaluation of the submitted applications, the tax department supervising the National Tax and Customs Administration recommended nine candidates for the first round of state secretary-level interviews. The state secretary committee subsequently nominated five candidates for ministerial interviews. Based on the selection process and the recommendation of the ministerial committee, Mónika Rózsáné Sádt will be assigned to lead the National Tax and Customs Administration. Mónika Rózsáné Sádt has decades of extensive tax experience. During her career, she has worked in many areas, from auditing, preparing tax returns and tax reports to supervising risk management systems. In her current job, at the DIAGEO Group, she leads an organization operating in more than ten countries and is responsible for tax, data provision, management, compliance, foreign trade and technology processes. In addition to her domestic and international professional experience, her strategic ideas for the future of the National Tax and Customs Administration also played a decisive role in her selection. Her goal is to create a modern tax authority that makes taxation simpler and more transparent, effectively supports budgetary stability, and adapts its organization and approach to the challenges of the 21st century. "The desirable institutional character: help for law-abiding citizens, predictability for everyone, consistent action against lawbreakers" - stated Mónika Rózsáné Sádt in her presidential application. This approach also determines the direction that the new management must represent in the operation of the National Tax and Customs Administration. The Deputy President of the National Tax and Customs Administration for Crime and Law Enforcement will be Dr. Attila Sisák. She has decades of experience in the field of tax and budget fraud, money laundering, and the fight against organized crime related to these. During his career, he worked for the police, the Ministry of Finance, the Customs and Financial Guard, and then the Hungarian Tax Authority to protect public assets. He currently heads the Sanctions Screening Department of OTP Bank. Dr. Attila Sisák, through his previous experience with the Hungarian Tax Authority, has direct knowledge of the organization's operations and the processes that have led to the weakening of the tax authority's credibility in recent years. His task will be to professionally strengthen the criminal and law enforcement areas of the Hungarian Tax Authority and to ensure that the authority acts consistently against all abuses, regardless of political or personal considerations. The task facing the new leadership is significant: the professional authority of the National Tax and Customs Authority and public trust in the organization must be rebuilt, while a more efficient, customer-friendly and modern tax authority must be created. In this work, Mónika Rózsáné Sádt and Dr. Attila Sisák can also count on the prepared and experienced colleagues of the Hungarian Tax Authority.

PR Newswire
Feb 26th, 2025
Nav Adds Raquel Alexander As Chief Marketing Officer

SAN MATEO, Calif., Feb. 26, 2025 /PRNewswire/ -- Today, Nav, the leading credit and financial health platform for small businesses, announced that the company has added Raquel Alexander as its Chief Marketing Officer. In this role, Alexander will drive nationwide marketing efforts for the company, overseeing the team responsible for brand awareness, customer acquisition and communications, and product marketing

The Prescott Times Media LLC
Feb 26th, 2025
Nav Adds Raquel Alexander as Chief Marketing Officer

SAN MATEO, Calif., Feb. 26, 2025 /PRNewswire/ - Today, Nav, the leading credit and financial health platform for small businesses, announced that the company has added Raquel Alexander as its Chief Marketing Officer.

PR Newswire
Jan 23rd, 2025
Nav Welcomes Grace Liu As Chief Financial Officer

SAN MATEO, Calif., Jan. 23, 2025 /PRNewswire/ -- Today, Nav, the leading credit and financial health platform for small businesses, announced that the company has added Grace Liu as its Chief Financial Officer. In this role, Liu will lead Nav's finance, data, legal, and compliance teams

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