Overview

NorthCountry Federal Credit Union is a member-owned, not-for-profit financial cooperative serving individuals and businesses in Vermont, New York, and New Hampshire. It offers checking and savings, auto loans, mortgages, HELOCs, credit cards, and certificates of deposit, plus retirement and investment services through a partnership with LPL Financial, all accessible via digital banking tools and a nationwide CO-OP ATM network. Earnings are returned to members as competitive rates and lower fees, with decisions guided by a volunteer board rather than external investors. The goal is to help members reach their financial goals through personalized guidance and community-based programs.